Suggest best method to pay Fuel Payment of 1 lac and above at Petrol Pump?

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Deal Subedar
ManojSingla

I generally get monthly Bill above 2 lac from Petrol Pump for our commercial vehicles and Generator.

Suggest best way to pay Petrol pump bill of above 1 lac rupees.

I have noted 3 below methods
1. By swiping the cc/dc card
2. By scanning QR code
3. By adding money in BPCL SmartFleet app (paying via SmartFleet app wallet gives 0.75% cb on full amount)
Further add money in SmartFleet via cc/dc can earn additional cashback.

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https://www.sbicard.com/en/personal/credit-card...#
I don’t the hidden terms and conditions, but I read this card gives around 6% back on fuel at BPCL..
Please check..
Annual charges are 1499, but waived on spending 2L, but I think you can achieve it, as you askef for 1L..

Deal Subedar Deal Subedar
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Max 2500 rp per billing cycle ie 625/-.

Deal Newbie Deal Newbie
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SC Ultimate – 3.3% reward points…1pt = 1 re…I had filled 1 k petrol…card charges 1%.. amount charged – 1010..points rcd 34 Pts i.e. 34 rs worth point….so if u spend 2 lakh..u would be ideally spending 202000…but u will get points = 6666..total earning = 4666

Deal Subedar Deal Subedar
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Is there any cashback limit per billing cycle?

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1L pm on fuel payment might be seen as commercial spending(not personal spending). As such any personal usage CC might get blocked. I am not sure, though.

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Mk/Paytm has 2.0% charge for wallet load using CC.
Payzapp is free for wallet load, atm.

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Is that a UPI QR?

Deal Subedar Deal Subedar
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https://cdn0.desidime.com/attachments/photos/660347/medium/IMG_20210117_155716.jpg?1610879254At bottom Other Payment Options has options of Payment via cc/dc/UPI.
*also there is option to pay via Mobikwik Wallet.

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Tech Guru Tech Guru
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First and foremost, you should check with the fuel station if they are fine with any payment method. Since the bill is huge and recurring, the outlet can deny certain payment methods to avoid losses. And if they are fine with any payment method, be very careful when you use personal card for business expenses. Although some banks appear lenient, you never know when will they/ their systems flag. And lastly, all these accrued transactions will reflect under SFT in your 26AS. So be prepared to deal with IT folks if the need be.

Deal Hunter Deal Hunter
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You can check Citi Indian oil CC.

It provides 4 turbo points per 150 spent on fuel at IOCL pumps and 1 Turbo point =1 rupee for Fuel.

I think they have only single payment cap of 10000/- but no monthly or yearly cap on fuel expenses

Deal Subedar Deal Subedar
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I hv read Illustrative example on Turbo points earn on Citi official site:
and found Max 267 rp on 10k spend per billing cycle
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https://cdn0.desidime.com/attachments/photos/660629/medium/IMG_20210119_120952.jpg?1611038591

Deal Subedar Deal Subedar
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Petrol pump ke maalik se baat karo aur direct discount le lo thoda bahut.. best hoga wo..

Deal Cadet Deal Cadet
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instead of axis flipkart card, go for axis ace card. it gives 5% cashback on bill payments via gpay & 2% cashback on all other spends.

Deal Subedar Deal Subedar
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After deducting 1% surcharge, net will be 1%

Benevolent Benevolent
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I am not so rich to use Infinia cc o.O laughing
No idea…
#AA_JJ sunglasses

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