Hot Deal Suggestion for SBI OLA Credit Card.

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Deal Cadet
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Hi dimers,

I applied for SBI OLA Credit Card and got rejected twice. I have a cibil rating of experian (880) and 780 on CIBIL. I have good balance in terms of FD in SBI branch linked with my PAN card. Any idea why my application got rejected by SBI?

Having America Express Corporate CC, KOTAK Privy League Visa Signature CC and ICICI Platinum Chip CC with no miss on any payments… All taken in 2020 after getting rejected for ICICI Amazon Credit Card for not having any CIBIL rating.

Please suggest, I am still looking for Amazon Pay Credit Card, OLA’s SBI CC and Flipkart’s Axis CC.

Thanks.

46 Comments  |  
18 Dimers
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isn’t it bettr to buy uber coupon (@ 3% discount from amazon ) pay by SBI simply click (2.5%) and also buy uber pass( 10%) with it
uber have far better policy and rates quoted then ola

further ola discount can also be got by simply booking from airtel/phonepay app (even there these guys quote higher rate for proposed discount which led me to think they might quote higher for CC user)

SBI ola credit card user may confirm

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Your credit age is less. Wait now. Don’t apply many credit cards altogether. This even make bad impact on your credit score. You already taken 3 cards this year. I would suggest don’t apply any more cards this year. Try again next year.

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Is Ola SBI cc is worth today I had applied and I am eligible for Ola sbi card shall I proceed with the same ?

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sweetestone.k92998 wrote:

Is Ola SBI cc is worth today I had applied and I am eligible for Ola sbi card shall I proceed with the same ?

I suggest go for simply click
way better than ola

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Apun-hi-bhagwan-hai wrote:

I suggest go for simply click
way better than ola

Yesterday I applied for simply click and executive came to my house and took signatures and photo in mobile, sent last 2 months cc statement of ICICI Bank & Aadhar card softcopies to their whatsapp number. They said its preapproved and hope card will get approved for me. Any idea how many days it will take to get update.

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srini1973 wrote:

Yesterday I applied for simply click and executive came to my house and took signatures and photo in mobile, sent last 2 months cc statement of ICICI Bank & Aadhar card softcopies to their whatsapp number. They said its preapproved and hope card will get approved for me. Any idea how many days it will take to get update.

At most a week.

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srini1973 wrote:

Yesterday I applied for simply click and executive came to my house and took signatures and photo in mobile, sent last 2 months cc statement of ICICI Bank & Aadhar card softcopies to their whatsapp number. They said its preapproved and hope card will get approved for me. Any idea how many days it will take to get update.

I got within 3 days digitally and physical card yet to ship

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Riggu03 wrote:

I got within 3 days digitally and physical card yet to ship

Great, hope for me same also.

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Don’t apply for this CC anymore unless you really take Ola for travel worth 7k every month.
You cannot clear your Olamoney postpaid bill directly using this CC.
Infact I am planning to surrender it now as it will be difficult to spend 1 lakh in a year on this card to make it free from next year onwards.

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sardasa wrote:

Don’t apply for this CC anymore unless you really take Ola for travel worth 7k every month.
You cannot clear your Olamoney postpaid bill directly using this CC.
Infact I am planning to surrender it now as it will be difficult to spend 1 lakh in a year on this card to make it free from next year onwards.

Loading in Ola money not giving CB ?

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F7-Dimer-Primer wrote:

Can you update about your CC status and when did you receive it?

Sure, it’s more than 2 weeks and there is no update till now.

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sardasa wrote:

Don’t apply for this CC anymore unless you really take Ola for travel worth 7k every month.
You cannot clear your Olamoney postpaid bill directly using this CC.
Infact I am planning to surrender it now as it will be difficult to spend 1 lakh in a year on this card to make it free from next year onwards.

This month itself I spent 172000. For me spending is not an issue.

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Skyislimit wrote:

Loading in Ola money not giving CB ?

Will it given cb earlier of more than 1%?. I am not aware of this.

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srini1973 wrote:

Will it given cb earlier of more than 1%?. I am not aware of this.

Yes..it was giving 7.5 or 15% as per card terms

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srini1973 wrote:

This month itself I spent 172000. For me spending is not an issue.

If u have better cards then y will u spend of card giving 1% cashback?

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sardasa wrote:

If u have better cards then y will u spend of card giving 1% cashback?

Which card is better, I have amzn icici card and axis FK card. Spent 170000+ due to offer of one plus 3000 discount.

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srini1973 wrote:

Which card is better, I have amzn icici card and axis FK card. Spent 170000+ due to offer of one plus 3000 discount.

If there’s any specific offer on SBI card then it’s good but even then SimplyCLICK is better

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sardasa wrote:

If there’s any specific offer on SBI card then it’s good but even then SimplyCLICK is better

Yes, applied for that. Waiting for approval. My most of the spends are for phone bookings under 10% discount offer.

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srini1973 wrote:

Yes, applied for that. Waiting for approval. My most of the spends are for phone bookings under 10% discount offer.

It’s a long wait, did you receive verification calls and when?

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F7-Dimer-Primer wrote:

It’s a long wait, did you receive verification calls and when?

No, not yet. When I inquired through other person she told card approved but 1 verification call is pending, after that card will be dispatched.

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jainashish85 wrote:

I am getting 7% for last 3 txns made in last 7-10days.

May be you got your CC after Jan 2020…I got 15% Cb on 8 July transaction

Missing