Suggestion on money savings

Apna kharcha kam kro 

1 room may sab log sowo

1 time ka khana band krdo , tel masala oil chod do .

2 wheeler sab bech do , pedal jao kahin bhi

Fashion chod do sab 

Smartphone chod k sab family keypad set chalawe 

Bhut jaldi crorepati ban jaoge 

Using Airtel axis credit card for bill payment10% upto 3000), works well.

for Airtel recharges 25% upto ₹300.

But unfortunately my electricity service provider has removed from Bharat bill pay

Keep 50% aside and invest in index funds as soon as you get the salary.

Few days back there was rupay debit card discount of 100 rupee on bill payment

Axis freecharge gives 5% CB on bill payments