I received a sms that i am elligible for HDFC Regelia Credit Card upgrade. Current card is LTF and uses are less only maximum 1L spend over year.
Experts need your suggestions please. shall i opt for Regelia CC?
Update: went for upgrade after confirmation with CC its LTF and with Rs 500 Amazon voucher as welcome gift
Regalia is much better than Money back. Check if you are getting Regalia as LTF as HDFC is issuing this as LTF for some customers.
Spend based waiver is 3 lac per year.