suggestion required: HDFc money back to HDFC regelia
- 1620
- 46
-
- Last Comment
I received a sms that i am elligible for HDFC Regelia Credit Card upgrade. Current card is LTF and uses are less only maximum 1L spend over year.
Experts need your suggestions please. shall i opt for Regelia CC?
Update: went for upgrade after confirmation with CC its LTF and with Rs 500 Amazon voucher as welcome gift
- Sort By
Any specific advantage of regalia over money back?
As I used to get 500 voucher for every 50K spend on Money Back card in each quarter.
With Regalia I am not getting anything
you could have got regalia at LTF (for all applicants) if u had got regalia b4 31st december. There was a offer running at that time. Now, its user specific.
Guys how abt upgrading moneyback to millenia.? Worth it? Can achieve spends by buying az gv on smartbuy.
Only if you think you can achieve at least 2500 rp per year, then you can upgrade to millennia. Miillenia card also has minimum spend conditions for 2.5x and 5x rewards. Check in detail and only then go for it.
Thank you guys. Will talk to CC whether it would be LTF. If yes then will go for it
Off topic: Do we have an option in Regalia first to convert reward points against statement balance like money back card?
All HDFC cards have this option..
check in net banking.
It is LTF as confirmed with CC.
Go for it
Did already
I keep seeing the same thing being asked by many people all the time…
If your current/existing card is LTF, then your upgraded card will also be LTF unless they specifically show you the amount of Annual Membership Fee on the upgrade page…
If your current card is NOT LTF, then your upgraded card will also not be LTF, by default…
As simple as that…
.
Is it worth upgrading to regalia first from money-back cc?
Diners club miles to millenia ?
Veterans please suggest
Guys, offtopic but need help.
how much time HDFC take to give first limit enhancement or CC upgrade.
My moneyback is 3 months old now ..limit assigned to me kinda low.. I mostly tripe use my cc of its limit …
So how long will I have to wait for any limit enhancement or cc upgrade .. any idea or suggestion will be very helpful
Touch your cc limit at least once you will get it soon
Regalia is much better than Money back. Check if you are getting Regalia as LTF as HDFC is issuing this as LTF for some customers.
Spend based waiver is 3 lac per year.