Surrendered Axis Credit card Bank not giving NOC

42°
Deal Cadet
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Surrendered my useless FD based secured card which was converted to unsecured
Everything was done , but Axis is not giving NOC/NLC

Any one knows how to approach this ?

Without Noc these chutiyas will claim some amt due in 5-7 years.

9 Comments  |  
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SastaRaju wrote:

That doesnt make any sense

Then you need to close the card on account level and get this removed from cibil

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vivek4uuuu wrote:

Then you need to close the card on account level and get this removed from cibil

Bro do read the thread and understand what NOC is

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SastaRaju wrote:

Bro do read the thread and understand what NOC is

Yes I know no objection certificate but they will not give you because there are two type of cancellation of the cards one is card level and second is account level.

In card level they just block and close the card on account level it gets closed from cibil account as well. Then they will be able to give you noc.

So just ask them to close this on account level and then request Noc.

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NOC is required only if you wish to close/modify some details for the card in cibil report. Also if you think getting cibil involved is just an extra step to get NOC then good luck.

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Why did you surrender your axis card which was converted into unsecured. It must non-rewarding card, I guess.

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vivek4uuuu wrote:

Yes I know no objection certificate but they will not give you because there are two type of cancellation of the cards one is card level and second is account level.

In card level they just block and close the card on account level it gets closed from cibil account as well. Then they will be able to give you noc.

So just ask them to close this on account level and then request Noc.

Yes man I closed the card at account level , I cant see it anymore on mobile or NB. Cibil gets updated for closure after 2-3 months .

On application I had clearly mentioned for NOC , it has bank stamp and the SR No which was initiated to close the card permanently

Still they are not giving NOC.

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Mufasa wrote:

Why did you surrender your axis card which was converted into unsecured. It must non-rewarding card, I guess.

It was LTF too laughing

  • Wont be using it as already have ace
  • Card was leaked in recent mobikwik data breach
  • Useless rewards 4 EP per 200 , 1 EP = 20 paise . Redemption portal has no good
    rewards .
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