Tanishq Golden Harvest Plan Payment
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Hi guys,
I have registered for Tanishq Golden Harvest Plan which gives 7.5% returns per year.
If you invest 10,000 × 10 months. You get 1,00,000 + 7500 (valid on gold purchase) the 13th month. Say Jan 2022 to Oct-2022 will give you 1,07,500 in Jan 2023.
Link here: https://www.tanishqgoldenharvest.co.in/onlin...me
I have two 10,000 Rs. installments that I pay monthly so what’s the best card to do it’s payment for maximum benefi?
I have following cards:
• SBI SimplyClick
• HDFC MoneyBack+
• Amazon Pay ICICI
• ICICI Platinum
• Flipkart Axis
Willing to apply for other card if it gives benefits 
Please help!
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Amex MRCC or BoB Eterna
How much do we get back on those? 1-2% or something?
Upto 7.5% returns? How much actually does it give?
7500 on 1 lacs exactly. But the only catch is you can request 1,00,000 back as GV and use that 7500 to purchase gold only. or buy Gold worth 1,07,500. These looked like scam to me too but it really works. My friend’s mom and dad have been doing the same for years. This is a good thing if you want to buy gold for future/marriage stuff
Scheme
You invest 2K every month for 10 mths. You get 21.5K in the 13th mth
instead you can buy gold coins during amazon/flipkart sale
The IRR is around 10% but the catch is that you can only purchase gold, that too at the prices of that time, that too jewellery and not bar/coin. And the extra amount is not paid in hand but given as a “discount” on the purchase price of jewellery.
Post updated to avoid confusion. Give suggestions about Credit Cards that might give 2% or something on those installments payment guys
Note: The vendor is Titan Jewellery on payment gateway and the gateway is RazorPay.
Stick with simplyclick, you will get 1.25% & within a year you will also achieve the 1 lakh online spend milestone for which you will also get a 2k cleartrip GV (assuming you don't use simplyclick much so without this spend you wouldn't have achieved 1 lakh milestone anyway).
You can get better rate then this, and if this store shut's down the money will also be lost.
Instead you can buy coins whenever deal comes with bank offers and you can save more than this.
Need more inputs and sound financial advice on this scheme from fellow dimers as it was being pushed by Tanishq store sales woman after my recent gold jewellery purchase last month…….😊
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you can invest upto Rs. 999,999,999,999,000 per month by typing manually. For above that you need to use arrow keys. 😛