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Tata neu credit card rejected after provisional approval ? already hold a hdfc card

Deal Subedar

I had applied for tata neu credit card 2-3 days ago it got provisionally approved immediately and then someone came to my place for verification and verification was done and now i have received an i email that my card has been declined and application rejected.
P.S - I already hold a  Hdfc millennia  card with little limit of 1 lakh

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Finance Mentor Finance Mentor
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People who had verification guys coming from HDFC often land up in this issue...

Suddenly after weeks, one may find approval message!

Deal Subedar Deal Subedar
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Same with me. 

Hold regalia with 2L+ limit

Applied on Wednesday along with VKYC

Physical kyc person came Friday, today

Within few minutes, got rejection email.

Only reason I believe is, I have recently applied and got the AU zenith credit card a week ago. And there are couple of cibil checks recently. 

Deal Captain Deal Captain
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This cooling period phenomenon is entirely wrong, i got back to back card in last 2 months.

Helpful Helpful
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I got my limit shared with existing HDFC CC, I heard its the case with most people who already have hdfc card. Don't understand reason for rejection if bank don't have to issue extra limit

Benevolent Benevolent
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even CIBIL hit is unnecessary; HDFC always confused absurd system
Crusader Crusader
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Applied for card on Sunday, vkyc done immediately after applying

Got virtual card on Monday with 5000 limit

Physical card delivered on Thursday. Now have shared limit with Regalia card

Deal Newbie Deal Newbie
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My tata neu card limit is not increased its 5000 only, i have also Regalia card...

Deal Cadet Deal Cadet
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My card also rejected, have regalia. When i asked they are saying internal policy.

Finance Ninja Finance Ninja
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Ask for exact reason because as per rbi guidelines they are supposed to give the exact reason. Happened same with me after 2-3 follow ups finally got a reason and card got approved in a few days after that

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Deal Lieutenant Deal Lieutenant
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It will be approved suddenly after few weeks.

HDFC gives this sorta provisional rejection messages. 😂

Deal Subedar Deal Subedar
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@Fanil I have received my neu card after the email thanks for the advice and suggestions buddy cheers !!😊

Deal Subedar Deal Subedar
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Can you paste the email for the help of others after removing your personal details.. 

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