I had applied for tata neu credit card 2-3 days ago it got provisionally approved immediately and then someone came to my place for verification and verification was done and now i have received an i email that my card has been declined and application rejected.
P.S - I already hold a Hdfc millennia card with little limit of 1 lakh
People who had verification guys coming from HDFC often land up in this issue...
Suddenly after weeks, one may find approval message!
Same with me.Â
Hold regalia with 2L+ limit
Applied on Wednesday along with VKYC
Physical kyc person came Friday, today
Within few minutes, got rejection email.
Only reason I believe is, I have recently applied and got the AU zenith credit card a week ago. And there are couple of cibil checks recently.Â
dev007 wrote:Same with me.Â
Hold regalia with 2L+ limit
Applied on Wednesday along with VKYC
Physical kyc person came Friday, today
Within few minutes, got rejection email.
Only reason I believe is, I have recently applied and got the AU zenith credit card. And there are couple of cibil checks recently.Â
This cooling period phenomenon is entirely wrong, i got back to back card in last 2 months.
I got my limit shared with existing HDFC CC, I heard its the case with most people who already have hdfc card. Don't understand reason for rejection if bank don't have to issue extra limit
Applied for card on Sunday, vkyc done immediately after applying
Got virtual card on Monday with 5000 limit
Physical card delivered on Thursday. Now have shared limit with Regalia card
Epsilon_delta wrote:even CIBIL hit is unnecessary; HDFC always confused absurd systemI got my limit shared with existing HDFC CC, I heard its the case with most people who already have hdfc card. Don't understand reason for rejection if bank don't have to issue extra limit
My card also rejected, have regalia. When i asked they are saying internal policy.
hogbus wrote:My card also rejected, have regalia. When i asked they are saying internal policy.
Ask for exact reason because as per rbi guidelines they are supposed to give the exact reason. Happened same with me after 2-3 follow ups finally got a reason and card got approved in a few days after that
It will be approved suddenly after few weeks.
HDFC gives this sorta provisional rejection messages. 😂
Fanil wrote:Ask for exact reason because as per rbi guidelines they are supposed to give the exact reason. Happened same with me after 2-3 follow ups finally got a reason and card got approved in a few days after that
I've tried 2 times asking for that but still they are sharing same copy paste mail of internal policy checks. Which mail you sent?
@Fanil I have received my neu card after the email thanks for the advice and suggestions buddy cheers !!😊
Dealcharmer wrote:@Fanil I have received y neu card after the email thanks for the advice and suggestions buddy cheers !!😊
Can you paste the email for the help of others after removing your personal details..Â
dev007 wrote:Can you paste the email for the help of others after removing your personal details..Â
@dev007 I just wrote that I am an old customer of hdfc and already hold hdfc Millenia card. I recently applied for tata neu plus card which got rejected without any reason.
As I already hold an HDFC card I wanted a tata neu co-branded card to
shop on tata neu with a shared limit, so kindly reconsider my
application.
reference no -
My details are as follows
name
contact
hdfc millenia - last 4 digits
As,per the latest rbi guidelines, I am supposed to know the exact reason
for rejection. Please let me know the exact reason for the rejection of
the credit card.
Dealcharmer wrote:To which email id should I send the above email?@dev007 I just wrote that I am an old customer of hdfc and already hold hdfc Millenia card. I recently applied for tata neu plus card which got rejected without any reason.
As I already hold an HDFC card I wanted a tata neu co-branded card to
shop on tata neu with a shared limit, so kindly reconsider my
application.
reference no -
My details are as follows
name
contact
hdfc millenia - last 4 digits
As,per the latest rbi guidelines, I am supposed to know the exact reason
for rejection. Please let me know the exact reason for the rejection of
the credit card.
vikasscorpion wrote:
To which email id should I send the above email?
check your inbox
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This cooling period phenomenon is entirely wrong, i got back to back card in last 2 months.
I got my limit shared with existing HDFC CC, I heard its the case with most people who already have hdfc card. Don't understand reason for rejection if bank don't have to issue extra limit