Hot Deal

Things to do this year

640°
Hunk
bikidas2060

Happy new year everyone. I am exploring new features of DD. So, I decided to write something today. I wrote whatever came to my mind. Please don’t judge it.

Personal Finance

https://cdn0.desidime.com/attachments/photos/731473/medium/5_0016_apple-brainstorming-business-908288.jpg?1641029488

Image Source: http://eurasianca.com/project/banking-finance-m...

DO’s

  • Unclutter your financial mess. Keep track of your credit cards, pay later services etc.
  • Keep your receipts with you. Sounds funny. But I keep those credit card slips and shopping bills with me, at least for 3 months. I keep the shopping bills with me because they come handy while returning the product to your local supermarché.
  • Keep an account of all the expenses and income.
  • Check your credit score regularly.
  • If you don’t have a credit card then try to get one.
  • Have at least two bank accounts with a leading pvt bank and a PSU bank. In my opinion as SBI account is a must. A PSU bank, e.g. Union Bank of India is a must to be able to deposit cash without any fee.
  • File your ITR. File ITR even if you have 0 income.

Don’ts

  • Randomly open credit card accounts because of lucrative rewards.
  • Don’t be a spendthrift. Know your requirement and spend as per your needs and capacity to spend.
  • Don’t lend to untrustworthy people.
  • If you are spending more while shopping with your friends then don’t shop with them.
  • Don’t take advice from random people.

Stock Market

https://cdn0.desidime.com/attachments/photos/731483/medium/GettyImages-1158402857.jpg?1641030487

Image Source: https://fortune.com/2019/10/29/stock-market-ral...

Do’s

  • Open a brokerage account as per your need.
  • Follow your stocks regularly. At least know your stocks.
  • Keep trading and investment accounts separately. If you are a stock trader then consider a flat rate broker like Tradeplus (https://tradeplusonlin...m/). You will save a lot of brokerage that way. Some big brokers offer flexible plan if you manage to get them certain turnover to them.
  • Educate yourself. Try to earn while learning. Learn in a live market scenario with limited money.
  • If you are a speculator then try to risk the money you can afford to lose.
  • Celebrate small victories.

Don’ts

  • Don’t follow random people.
  • Don’t randomly open trading accounts just to earn some quick money.
  • Don’t fall for scam calls.
  • Don’t risk all your money in a single bet. Diversify and manage your risk appetite.
  • Don’t over trade. Market was there before you, it’s there while you are here and it will be there even if you cease to exist. So, have some patience.
  • Don’t mix investment and trading concepts.

Relationships

https://cdn0.desidime.com/attachments/photos/731497/medium/young-woman-hugging-partner-from-behind-768.jpg?1641031396

Image Source: https://www.helpguide.org/articles/relationship...

Do’s

  • Mutual respect is the key.
  • Mutual trust is the foundation of mutual respect.
  • Respect your partner’s right to privacy. Just because you are the bf/gf/hubby/wife that doesn’t give rights to interfere with their privacy. Bank account passwords, OTPs , social media accounts, private message are not meant to be shared.
  • Compliment your partner.
  • Try to do something for your significant other. Even the small things matter.
  • Detect the telltale signs. If the partner is behaving weirdly recently then be frank with them.
  • Please seek help of your mutual friends if things are escalating.
  • Please respect their life choices and circle of friends.
  • Always try to reciprocate the feelings. Do the small things like kiss, hug. In my personal observation people really love things done in a platonic manner.
  • Please get tested for STDs before becoming serious. It will raise eyebrows but safety should be of the paramount importance.
  • Grooming, maintenance of hygiene are important.
  • If you can’t cope with a personal loss/bad break up please seek help. 9152987821 is 24X7 helpline number for iCALL https://icallhelplin...g/. Talk to a relationship counceller.

Don’ts

  • Don’t expect the things that you won’t share.
  • Don’t hesitate to let go of past.
  • Don’t cling to a cheating partner.
  • Don’t cheat.
  • Don’t force them to choose either you or their family. You won’t leave your family no matter what. Please don’t force the same on your partner.
  • Don’t confiscate money from their salary. If they share their money voluntarily then it’s okay. Dynamics of every relationship is different. Please don’t compare yours with others.
  • Don’t assume fantasies of your partner as cheating. You might be able to control them in physical level but you can’t conquer their minds. 🙂
  • In my opinion by being friends with your ex is a bad thing. That’s a personal opinion.

Personal Well-being

https://cdn0.desidime.com/attachments/photos/731502/medium/female-instructor-with-yoga-class-in-the-gym-royalty-free-image-700718696-1561407106.jpg?1641032915

Image Source:https://www.prevention.com/fitness/workouts/a23...

Do’s

  • Learn a new skill. Learn a new language.
  • Good relationship with people around you is the key. 
  • Health comes before money. Please see a specialist if an ailment bothers you.
  • If possible do Yoga, exercises regularly. 
  • Exercise is a part of life. Exercise and fitness is not the life. 
  • Please choose your friends wisely.
  • Please be a good friend.
  • Habits take time to form. Please stick to your routine.
  • No risk no gain.
  • You can’t please everybody. 
  • Stand up for yourself.
  • Over speeding kills. 
  • Loud music leads to hearing loss.
  • Reading is a good habit.
  • Try to know your limitations.
  • Try to future proof your purchases but don’t over do it.
  • Live in the present. Past was a good old day, future is uncertain, all we have is the present.

Don’ts

  • Don’t engage in foolish talks.
  • Don’t talk loudly about your dreams. A ton of people will be there to discourage you. 
  • Don’t fall in to peer pressure.
  • Don’t hesitate to say sorry.
  • Don’t bother to apologize just to save the relationship. If they respect you then they will understand.
  • Don’t follow every social media accounts you just liked. 
  • Don’t stop dreaming big.


26 Comments  |  
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Deal Lieutenant Deal Lieutenant
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xxxyyyzzz wrote:

Chalo paagi ghum hi aate hai
.
Zindagi choti hai sweat_smile

5000 rubal kitne huye bhartiye mudra me 😬

Deal Lieutenant Deal Lieutenant
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Keep a Track of your Debits and Credits everywhere , Banks , wallets ,Bills , etc

Royal Challengers Bangalore Royal Challengers Bangalore
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kukdookoo wrote:

5000 rubal kitne huye bhartiye mudra me 😬

1 RUB = 0.99468 INR
Russian ke liye bhi har rupee par profit hoga 

Deal Subedar Deal Subedar
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“In my opinion by being friends with your ex is a bad thing”

Agreed from personal experience.

Deal Lieutenant Deal Lieutenant
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PappuPager wrote:

1 RUB = 0.99468 INR
Russian ke liye bhi har rupee par profit hoga 

aap context nahi samje dm karta hoon 22g

Deal Captain Deal Captain
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kukdookoo wrote:

aap context nahi samje dm karta hoon 22g

Kitna bhi koi achcha thread ho, but isko beech mein Russian (…) ghusedna jaroori hota hai. Bhai, band karoge apna Russian (…) rona. Agar koi baat 1 baar boli jaaye to hansi aati hai, dusri baar kaho to muskura dete hai, but ye baar-baar ho to irritation hoti hai.
P.s.: those brackets with 3 dots are intentionally added.

For OP @bikidas2060 bhai, good content. I thoroughly read and really enjoy all your posts, be it related to Investment & Trading or any other topics with your views. All are very informative. VU+KG.

Hunk Hunk
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UniqueDimer wrote:

Kitna bhi koi achcha thread ho, but isko beech mein Russian (…) ghusedna jaroori hota hai. Bhai, band karoge apna Russian (…) rona. Agar koi baat 1 baar boli jaaye to hansi aati hai, dusri baar kaho to muskura dete hai, but ye baar-baar ho to irritation hoti hai.
P.s.: those brackets with 3 dots are intentionally added.

For OP @bikidas2060 bhai, good content. I thoroughly read and really enjoy all your posts, be it related to Investment & Trading or any other topics with your views. All are very informative. VU+KG.

🙏🙏🙏

Deal Lieutenant Deal Lieutenant
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UniqueDimer wrote:

Kitna bhi koi achcha thread ho, but isko beech mein Russian (…) ghusedna jaroori hota hai. Bhai, band karoge apna Russian (…) rona. Agar koi baat 1 baar boli jaaye to hansi aati hai, dusri baar kaho to muskura dete hai, but ye baar-baar ho to irritation hoti hai.
P.s.: those brackets with 3 dots are intentionally added.

For OP @bikidas2060 bhai, good content. I thoroughly read and really enjoy all your posts, be it related to Investment & Trading or any other topics with your views. All are very informative. VU+KG.

i thought we were living in a free country with freedom of speech. you are free to ignore or report the posts.


P.S. har roz discounts, deals par ke irritation nahi hoti?

BTW I never mentioned any three dotted words … anywhere. If it is want you want to interpret then not my problem

Hunk Hunk
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kukdookoo wrote:

i thought we were living in a free country with freedom of speech. you are free to ignore or report the posts.


P.S. har roz discounts, deals par ke irritation nahi hoti?

@UniqueDimer @kukdookoo bhaiyon. 🙏🙏🙏 Jo hua so hua. If we proceed like this the thread will be locked. 🙂🙂🙂 @kukdookoo bhai has a sense of humour. @UniqueDimer bhai got a bit irritated. I apologise to you guys for the nuisance. 🙏

Deal Lieutenant Deal Lieutenant
Admin
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Great Post! 👌🏼

Gujarat Titans Gujarat Titans
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UniqueDimer wrote:

Kitna bhi koi achcha thread ho, but isko beech mein Russian (…) ghusedna jaroori hota hai. Bhai, band karoge apna Russian (…) rona. Agar koi baat 1 baar boli jaaye to hansi aati hai, dusri baar kaho to muskura dete hai, but ye baar-baar ho to irritation hoti hai.
P.s.: those brackets with 3 dots are intentionally added.

For OP @bikidas2060 bhai, good content. I thoroughly read and really enjoy all your posts, be it related to Investment & Trading or any other topics with your views. All are very informative. VU+KG.

https://cdn0.desidime.com/attachments/photos/731897/medium/images_%2819%29_%283%29.jpeg?1641217690

Hunk Hunk
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guys please stop discussing unrelated things here. 

Deal Lieutenant Deal Lieutenant
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Great thread, especially loved reading the financial and relationship part of it. 💯

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