Hot Deal

Tide RuPay Wallet Card - 5% SBI Cashback Card + 3.5% Cashback on Tide RuPay Card Spend

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Finance Mentor
abhishek012

Tide RuPay Wallet Card - 5% SBI Cashback Card + 3.5% Cashback on Tide RuPay Card Spend:

First Signup/login (update the app for old users) - https://play.google.com/store/apps/details?id=c...

Complete kyc and wait for physical RuPay wallet card delivery for new users.

You will see Credit card option for load money -

Click here on bank's website -

tidebank

Check merchant name - "Tide platforms Ltd" and pay using 5% SBI Cashback credit card

You will see 2.5% Charges but you will get 5% Cashback on SBI Cashback credit card.

tide

Now use Tide RuPay card to get 3.5% cashback -

First trick -

Go to payzapp app and pay your Livquik/Bajaj fastag payment -

check merchant name - "PZFASTAG" and get 3.5% Cashback on Tide RuPay card.

No extra charges here.

tidepayzapp

2nd Trick -

Direct Payzapp wallet load also eligible for 3.5% Cashback on Tide RuPay card.

Use Payzapp full kyc wallet and then use Wallet UPI to pay any Merchant UPI

or NFC Android phone users also use Tap & Pay through Payzapp app

Payzapp wallet loading charge 1.5%+GST and you will get 3.5% Cashback on Tide RuPay card wallet.

3rd Trick -

Use OmniCard wallet app and use Wallet UPI for bank transfer, app linkhttps://play.google.com/store/apps/details?id=c...

my old post about Omni Card Wallet UPI (old omnicard wallet trick is not working on this link post but Wallet UPI signup process is same) - https://www.desidime.com/discussions/trick-to-t...

OmniCard wallet loading charge 2.17% and you will get 3.5% Cashback on Tide RuPay card wallet.

4th Trick -

T-wallet app - https://play.google.com/store/apps/details?id=c...

Here you can signup through mini kyc or full kyc account too.

Load to T-wallet app and pay for livquik fastag or credit card bill payment (if you get any error on credit card bill payment, just wait 2-3 days and then pay).

T-wallet app loading charge 1.18% and you will get 3.5% Cashback on Tide RuPay card wallet.

But wait, T-wallet app transaction category is govt spend and first Tide will charge you Rs10+GST extra but after 3 bank working day Tide will refund the extra charge.

Effectively you pay only 1.18% charges.

tidetwallet

5th Trick -

Tide offer direct bank transfer option.

First you need to purchase Tide reward pass Rs500. which is also refunded if you complete all this payment.

Bank transfer charges will be 1.5% and you will get 2% cashback.

However, im not recommended to use bank transfer feature because low profit.

More details about reward pass here - https://www.tide.co/en-in/terms-governing-rewar...

tidebanktransferoption

Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
Top Comments
Deal Lieutenant Deal Lieutenant
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interesting update of info and cashbacks:)

VU+ for more to be aware of these tricks:)

Deal Lieutenant Deal Lieutenant
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Add money failed in tide wallet

Finance Mentor Finance Mentor
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Ya and Many people have started loading money using credit cards, and that too with the same credit card variant.

Perhaps the payment gateways have put a hold due to suspicious activity.

This is nothing new; it has happened many times before with other apps as well.

There's no need to worry. Those whose accounts have been blocked. Just share your card statement and get it verified to confirm if you made the transactions.

One last thing, even though Tide has significant funding, it doesn’t have crores of rupees to handle so many people loading money with credit cards.

And don’t forget, credit card transaction settlements take 2-3 days. The pre-funding amount that startup companies have gets exhausted quickly.

@shivomjindal

@geekyrahul304

Deal Cadet Deal Cadet
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FRAUD by TIDE Card -

on loading Tide with about 5000 2.5% charge from card, then Twallet charged 57 for loading, so showed to pay 5057, but nothing showed on otp page, and after payment, TIDE Card charged 149 convenience fee.

Bro @abhishek012 is this correct? I didn't see this in the post? Pls help

First time using TIDE Card, horrible experience

I ended up paying 6.67% charges???

Finance Mentor Finance Mentor
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LOL, already shared in my post.

2.5% Tide wallet loading charges using credit card but 5% Cashback on SBI Cashback credit card.

T-wallet load, extra charges will refunded after 3 bank working days on your Tide Wallet and only charge 1.18% and 3.5% Cashback from Tide wallet.

241 Comments  |  
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Deal Cadet Deal Cadet
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Did you try this with Swiggy?

Finance Mentor Finance Mentor
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No but merchant cataegory Entertainment.
View 2 more replies
Deal Cadet Deal Cadet
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Any IoS app for TIDE?

Deal Newbie Deal Newbie
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Payzapp doesn't allow prepaid or credit card for airtel/livquik fastag recharge

Finance Mentor Finance Mentor
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Bajaj fastag recharge working on Payzapp, direct payment through Tide RuPay card.
Deal Subedar Deal Subedar
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Anyone having issues recharging livquik fastag?

Finance Mentor Finance Mentor
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What's the issue ?
View 10 more replies
Deal Cadet Deal Cadet
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referral code?

do we need to open account?

Which bank is affiliated to this? will it be difficult to obtain that banks' card after taking tide card?

I'm stuck with Onecard from federal bank this way.

Thanks

Deal Cadet Deal Cadet
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@abhishek012 Stuck with registration, not moving further once I give PAN and DOB. Saying entered details are wrong.

Finance Mentor Finance Mentor
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Maybe you are doing something wrong.
View 2 more replies
Deal Lieutenant Deal Lieutenant
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interesting update of info and cashbacks:)

VU+ for more to be aware of these tricks:)

Deal Cadet Deal Cadet
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Vu+

Deal Cadet Deal Cadet
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What is Vu+ ? can you explain ?
View 5 more replies
Deal Cadet Deal Cadet
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Can it be used offline after loadiing with SBI CASHBACK?

Deal Subedar Deal Subedar
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Yes

Deal Newbie Deal Newbie
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No SBI credit card. I am applying for kiwi card now

Deal Newbie Deal Newbie
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How to get livquik fastag

Deal Lieutenant Deal Lieutenant
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Kya Amazon pr merchant id( upi ya QR code )bn jayegi only pan number se ?

Deal Lieutenant Deal Lieutenant
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???

Deal Subedar Deal Subedar
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@abhishek012 bro wanna share referral code on dm. I am a new user to Tide 

Deal Cadet Deal Cadet
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Is this 3.5% cashback on tide spends a permanent offer from tide?

Want to know whether it's beneficial to signup now even though I do not have a SBI cashback card.

Investor Guru Investor Guru
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Business income bhai. Income tax lagaegi chabuk if you misuse. And @abhishek012 ll not help you 

View 5 more replies
Cool Cool
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I am unable to login my tide account. When I try to login in app thru link received in email then it redirect to app and it says "we were unable to complete your request. Please try again.

When i contavted customer support they aaked me

Login Time stamp

Device details

Login error

How to find login time stamp? 

Deal Newbie Deal Newbie
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My account is temporarily locked.

Benevolent Benevolent
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Kitna rotate kiya tha bhai? 🫨
View 17 more replies
Benevolent Benevolent
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Any referral benefits sir ji? 🤑

Investor Guru Investor Guru
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Bhai aj kal 400/500 rupees mil raha. 

View 1 more reply
Post Emperor Post Emperor
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Whats the monthly limit of t wallet? And is the full kyc working now?

Finance Mentor Finance Mentor
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mini kyc - 10k monthly

full kyc - i think 2 lakhs monthly.

Deal Cadet Deal Cadet
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Can tide be used on Park + and will it give 3.5% Cb?

Deal Subedar Deal Subedar
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Yes

Deal Newbie Deal Newbie
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5th trick is not safe at all. Also we are giving 500 as fee still Tide Blocking accounts for loading 10K amount

Don't know what's Tide is upto

Finance Mentor Finance Mentor
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No account blocking.

Anyway, best trick is that, load money to Payzapp wallet using Tide RuPay Card and pay Credit card bill through Snapay app (no kyc required on Snapay app).
View 3 more replies
Deal Cadet Deal Cadet
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Tide wale payments me aa gaye?! flushed sweat_smile

Deal Cadet Deal Cadet
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In how many days card is delivered???

Finance Mentor Finance Mentor
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1 or 2 weeks.
Deal Newbie Deal Newbie
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Tide account getting blocked due to inappropriate transactions.

Tide team asking for proof of business.

Team, don't do any transaction on TIDE and deactivate the same as it's not safe.

Deal Lieutenant Deal Lieutenant
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Add money failed in tide wallet

Finance Mentor Finance Mentor
Link Copied

Ya and Many people have started loading money using credit cards, and that too with the same credit card variant.

Perhaps the payment gateways have put a hold due to suspicious activity.

This is nothing new; it has happened many times before with other apps as well.

There's no need to worry. Those whose accounts have been blocked. Just share your card statement and get it verified to confirm if you made the transactions.

One last thing, even though Tide has significant funding, it doesn’t have crores of rupees to handle so many people loading money with credit cards.

And don’t forget, credit card transaction settlements take 2-3 days. The pre-funding amount that startup companies have gets exhausted quickly.

@shivomjindal

@geekyrahul304

View 2 more replies
Deal Newbie Deal Newbie
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Direct gimbook se transaction karo to 3% profit 

Finance Mentor Finance Mentor
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3% se jada cashback milega, Weekend me charges increase kar deta hai baad me phir kam.

View 2 more replies
Deal Newbie Deal Newbie
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@abhishek012 bhai  as per in 4th trick wallet mein agar 5000 add kare to  jo extra 2.75 lagega woh amount refund ho jayega ?

Finance Mentor Finance Mentor
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Maine itna big amount try nahi kiya hu T-wallet me.

Rs500 or Rs1000 try karo pahele and wait karo 3 bank working days. Extra charges refund aa jayega Tide RuPay card Wallet me.

phir only 1.18% he charge laga hoga.

View 3 more replies
Deal Lieutenant Deal Lieutenant
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My 2 transaction got struck in Tide while adding money.

one is through UPI and another is through creditcard. amount deducted from bank/card but didnt updated in tide 2 days back. Generally in how much days i ll get refund ? or do i need to raise tkt?

Finance Mentor Finance Mentor
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Oh you mean money is not added ?

Talk to Tide customer care to know current status. Refund will credit within 1 week.
View 2 more replies
Helpful Helpful
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1st i need to get sbi cashback card right? 

Finance Mentor Finance Mentor
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You can also use Tide RuPay Card, load money through UPI.

3.5% cashback on Tide RuPay card wallet spend.

Load to Payzapp full kyc wallet, 1.5%+GST Payzapp loading charges (3.5% cashback on Tide Wallet) and use Payzapp Wallet UPI on Snapay app and pay credit card bills.

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