Time to upgrade to HDFC Preferred Banking?

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Deal Cadet
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So I got an invitation to HDFC Preferred Banking I clicked and give them consent but still the interface is same no change in netbanking how long it take to process for the upgradation

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Deal Lieutenant Deal Lieutenant
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It took me around 3 working days when I did it through EVA chatbot

Sunrisers Hyderabad Sunrisers Hyderabad
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Any additional advantages over classic banking?

Deal Lieutenant Deal Lieutenant
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neehesh wrote:

Any additional advantages over classic banking?

You will save more and cut expenses to maintain the 2 lakh balance smile


Here is a copy paste if you have time to read.

In HDFC BANK there are three type of groups for customer.

1.CLASSIC

2.PREFERRED

3.IMPERIA

1. CLASSIC CUSTOMER:-

For being a classic customer in HDFC Bank,you have to maintain a min balance average balance of Rs 1lac in saving a/c

or Rs 2 lac average quarterly balnace in current a/c

or Rs 5 lac average monthly combination balance in saving ,current a/c and FDs.

Benefits:-

    Dedicated Relationship Manager
    NIL annual issuance fee for classic platinum debit card.
    NIL Non-maintainence charges for minimum balances.
    NIL charges on DD/MC up to 1 lac per day.
    NIL charges for usage HDFC BANK as well as Non HDFC BANK ATMs.
    NIL charges on RTGS/NEFT through online mode.
    NIL charges for issuance cheque books and monthly statement.
    NIL charges for Bill pay , insta alert and standing instructions.
    Up to 50% off on processing fee for all loans.
    25% discount on locker rent (only for one locker per group).
    5 paise better rates on rate card for forex transactions.

2. PREFERRED CUSTOMER:-

For being a preferred ustomer in HDFC Bank,you have to maintain a min balance average balance of Rs 2lac in saving a/c

or Rs 5 lac average quarterly balnace in current a/c

or Rs 15 lac average monthly combination balance in saving ,current a/c and FDs.

Benefits:-

    Dedicated Relationship Manager
    NIL annual issuance fee for preferred platinum debit card.
    NIL Non-maintainence charges for minimum balances.
    NIL charges on DD/MC up to 1 lac per day.
    NIL charges for usage HDFC BANK as well as Non HDFC BANK ATMs.
    NIL charges on RTGS/NEFT through online mode.
    NIL charges for issuance cheque books and monthly statement.
    NIL charges for Bill pay , insta alert and standing instructions.
    Up to 50% off on processing fee for all loans.
    50% discount on locker rent (only for one locker per group).
    8 paise better rates on rate card for forex transactions.
    40% disconut in Multicurrency card issunace fees.

3. IMPERIA CUSTOMER:-

For being a imperia customer in HDFC Bank,you have to maintain a min balance average balance of Rs 10 lac in saving a/c

or Rs 15 lac average quarterly balnace in current a/c

or Rs 30 lac average monthly combination balance in saving ,current a/c and FDs.

Benefits:-

    Dedicated Relationship Manager
    NIL annual issuance fee for preferred platinum debit card.
    NIL Non-maintainence charges for minimum balances.
    NIL charges on DD/MC for any limit.
    NIL charges for usage HDFC BANK as well as Non HDFC BANK ATMs.
    NIL charges on RTGS/NEFT through online mode.
    NIL charges for issuance cheque books and monthly statement.
    NIL charges for Bill pay , insta alert and standing instructions.
    Up to 50% off on processing fee for all loans.
    100% discount on locker rent (only for one locker per group).
    10 paise better rates on rate card for forex transactions.
    50% disconut in Multicurrency card issunace fees.

Deal Subedar Deal Subedar
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neehesh wrote:

Any additional advantages over classic banking?

Yes branch manager becomes your beck and call 😬

They also offer you coffee when you visit branch , so they can siphon money from you via ULIPS

Deal Cadet Deal Cadet
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Up to 3 working days.

Deal Lieutenant Deal Lieutenant
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EkdamSastaRaju wrote:

Yes branch manager becomes your beck and call 😬

They also offer you coffee when you visit branch , so they can siphon money from you via ULIPS

They never offered me coffee. Didn’t even ask me to sit when I visited the branch. smile

Fortunately i found a female employee from home branch, of whom I have both the personal numbers. I’d rather call her to get things done than i call my RM Sonali ji

Sunrisers Hyderabad Sunrisers Hyderabad
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EkdamSastaRaju wrote:

Yes branch manager becomes your beck and call 😬

They also offer you coffee when you visit branch , so they can siphon money from you via ULIPS

I too got this upgrade offer. Already my RM is calling repeatedly to book fd, take loan etc. Went through the benefits list, they don’t appeal to me. So staying in classic banking for now @decideaim

Deal Subedar Deal Subedar
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decideaim wrote:

They never offered me coffee. Didn’t even ask me to sit when I visited the branch. smile

Fortunately i found a female employee from home branch, of whom I have both the personal numbers. I’d rather call her to get things done than i call my RM Sonali ji

Setting kar lo bhai 

Deal Subedar Deal Subedar
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neehesh wrote:

I too got this upgrade offer. Already my RM is calling repeatedly to book fd, take loan etc. Went through the benefits list, they don’t appeal to me. So staying in classic banking for now @decideaim

They do this on all variants 
I just block their nos and act  innocent 

Deal Newbie Deal Newbie
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decideaim wrote:

You will save more and cut expenses to maintain the 2 lakh balance smile


Here is a copy paste if you have time to read.

In HDFC BANK there are three type of groups for customer.

1.CLASSIC

2.PREFERRED

3.IMPERIA

1. CLASSIC CUSTOMER:-

For being a classic customer in HDFC Bank,you have to maintain a min balance average balance of Rs 1lac in saving a/c

or Rs 2 lac average quarterly balnace in current a/c

or Rs 5 lac average monthly combination balance in saving ,current a/c and FDs.

Benefits:-

    Dedicated Relationship Manager
    NIL annual issuance fee for classic platinum debit card.
    NIL Non-maintainence charges for minimum balances.
    NIL charges on DD/MC up to 1 lac per day.
    NIL charges for usage HDFC BANK as well as Non HDFC BANK ATMs.
    NIL charges on RTGS/NEFT through online mode.
    NIL charges for issuance cheque books and monthly statement.
    NIL charges for Bill pay , insta alert and standing instructions.
    Up to 50% off on processing fee for all loans.
    25% discount on locker rent (only for one locker per group).
    5 paise better rates on rate card for forex transactions.

2. PREFERRED CUSTOMER:-

For being a preferred ustomer in HDFC Bank,you have to maintain a min balance average balance of Rs 2lac in saving a/c

or Rs 5 lac average quarterly balnace in current a/c

or Rs 15 lac average monthly combination balance in saving ,current a/c and FDs.

Benefits:-

    Dedicated Relationship Manager
    NIL annual issuance fee for preferred platinum debit card.
    NIL Non-maintainence charges for minimum balances.
    NIL charges on DD/MC up to 1 lac per day.
    NIL charges for usage HDFC BANK as well as Non HDFC BANK ATMs.
    NIL charges on RTGS/NEFT through online mode.
    NIL charges for issuance cheque books and monthly statement.
    NIL charges for Bill pay , insta alert and standing instructions.
    Up to 50% off on processing fee for all loans.
    50% discount on locker rent (only for one locker per group).
    8 paise better rates on rate card for forex transactions.
    40% disconut in Multicurrency card issunace fees.

3. IMPERIA CUSTOMER:-

For being a imperia customer in HDFC Bank,you have to maintain a min balance average balance of Rs 10 lac in saving a/c

or Rs 15 lac average quarterly balnace in current a/c

or Rs 30 lac average monthly combination balance in saving ,current a/c and FDs.

Benefits:-

    Dedicated Relationship Manager
    NIL annual issuance fee for preferred platinum debit card.
    NIL Non-maintainence charges for minimum balances.
    NIL charges on DD/MC for any limit.
    NIL charges for usage HDFC BANK as well as Non HDFC BANK ATMs.
    NIL charges on RTGS/NEFT through online mode.
    NIL charges for issuance cheque books and monthly statement.
    NIL charges for Bill pay , insta alert and standing instructions.
    Up to 50% off on processing fee for all loans.
    100% discount on locker rent (only for one locker per group).
    10 paise better rates on rate card for forex transactions.
    50% disconut in Multicurrency card issunace fees.

Out of these benefits, what benefits are already present for HDFC Salary account?

Deal Lieutenant Deal Lieutenant
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Give them an impossible task, they will say they will get back to you, and you will never hear from them again unless they have real grit. Even if they call, you can speak about your prior request not giving them chance for their requests.

Royal Challengers Bangalore Royal Challengers Bangalore
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decideaim wrote:

Give them an impossible task, they will say they will get back to you, and you will never hear from them again unless they have real grit. Even if they call, you can speak about your prior request not giving them chance for their requests.

kaunsa impossible task ?

Deal Lieutenant Deal Lieutenant
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PappuPager wrote:

kaunsa impossible task ?

Batao ki Infinia LTF try karna mere liye

Deal Lieutenant Deal Lieutenant
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hpgramani wrote:

Out of these benefits, what benefits are already present for HDFC Salary account?

Calls from HDFC

Royal Challengers Bangalore Royal Challengers Bangalore
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decideaim wrote:

Batao ki Infinia LTF try karna mere liye

Already hai koi aur task bataiye…

Deal Lieutenant Deal Lieutenant
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PappuPager wrote:

Already hai koi aur task bataiye…

Give me both debit cards millenia and platinum for my HDFC account

Deal Cadet Deal Cadet
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hpgramani wrote:

Out of these benefits, what benefits are already present for HDFC Salary account?

@decideaim Bhai one doubt.
For salary account does it become classic directly with non maintenance of mab

Deal Lieutenant Deal Lieutenant
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iron-man wrote:

@decideaim Bhai one doubt.
For salary account does it become classic directly with non maintenance of mab

Yeah almost everything free like classic without the need to maintain AMB

Salary accounts also are classified as regular salary, classic salary and privelege salary accounts.

Royal Challengers Bangalore Royal Challengers Bangalore
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decideaim wrote:

Yeah almost everything free like classic without the need to maintain AMB

Salary accounts also are classified as regular salary, classic salary and privelege salary accounts.

Bhai ji… Product code pta h kya classic/privilege hdfc salary/savings account ka?

Deal Lieutenant Deal Lieutenant
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Himanshu1234567 wrote:

Bhai ji… Product code pta h kya classic/privilege hdfc salary/savings account ka?

No Bhai sorry

Deal Newbie Deal Newbie
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decideaim wrote:

Yeah almost everything free like classic without the need to maintain AMB

Salary accounts also are classified as regular salary, classic salary and privelege salary accounts.

I have salary account but still receiving mails of Preferred banking but not privilege salary. Unable to find any advantage except locker discount

Deal Lieutenant Deal Lieutenant
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hpgramani wrote:

I have salary account but still receiving mails of Preferred banking but not privilege salary. Unable to find any advantage except locker discount

Yup don’t take it if you don’t want. For locker discount also they will say to you lockers are not available ma’am

Deal Cadet Deal Cadet
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hpgramani wrote:

I have salary account but still receiving mails of Preferred banking but not privilege salary. Unable to find any advantage except locker discount

Which variant debit card you got initially?
And is millenia or platinum debit free with annual charges

Deal Newbie Deal Newbie
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iron-man wrote:

Which variant debit card you got initially?
And is millenia or platinum debit free with annual charges

I have platinum DC without any annual fees

Deal Cadet Deal Cadet
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Update: My account now upgraded to preferred. Thanks so much guys

Hotshot Hotshot
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Strange.. preferred banker for more than 10 months hardly get any calls from bank

Deal Lieutenant Deal Lieutenant
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Fanil wrote:

Strange.. preferred banker for more than 10 months hardly get any calls from bank

They know who can be convinced to buy products and who cannot be smile

Budding Star Budding Star
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hpgramani wrote:

I have platinum DC without any annual fees

Benefits over millennia?

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