https://www.desidime.com/discussions/tips-and-tricks-for-getting-credit-cards-from-different-banks?page=1#post_9529605
How long it took to get AU preapproved? And you got 2 AU on single PAN or different PANs?
Tips and tricks for getting credit cards from different banks
- 2056
- 40
-
- Last Comment
1. Hdfc - Maintain balance of 5k and above in saving account and use hdfc bank debit card for shopping, credit card payment. Use hdfc billpay option for credit card payment if you have credit card from other banks.
If you maintain high balance then you get higher level card variant.
By using this method i got credit card for all my family members.
2. Au Bank - Maintain Balance above 25k and use au debit card for cc bill payment.
I got 2 credit cards by using this method.
3. Yes Bank - Just open account with them if you have other bank credit cards and good cibil score then you will get pre approved offers. But yes bank credit cards not useful except yes bank card offers on Amazon, Flipkart etc.
4. Icici Bank - Maintaining balance works but it can takes time. You can apply without pre approved offers. If your application rejected then you can get pre approved offers later.
5. Sbi - If you have good credit score and having credit cards from other banks then apply through agents. High chance of approval without any income proof.
These tips are not 100% effective but can works most of the time.
First credit card is hard to get and i think hdfc is easiest to get first credit card.
If you know any tips and tricks for getting credit card please share.
If you maintain high balance then you get higher level card variant.
By using this method i got credit card for all my family members.
2. Au Bank - Maintain Balance above 25k and use au debit card for cc bill payment.
I got 2 credit cards by using this method.
3. Yes Bank - Just open account with them if you have other bank credit cards and good cibil score then you will get pre approved offers. But yes bank credit cards not useful except yes bank card offers on Amazon, Flipkart etc.
4. Icici Bank - Maintaining balance works but it can takes time. You can apply without pre approved offers. If your application rejected then you can get pre approved offers later.
5. Sbi - If you have good credit score and having credit cards from other banks then apply through agents. High chance of approval without any income proof.
These tips are not 100% effective but can works most of the time.
First credit card is hard to get and i think hdfc is easiest to get first credit card.
If you know any tips and tricks for getting credit card please share.
https://www.desidime.com/discussions/tips-and-tricks-for-getting-credit-cards-from-different-banks?page=1#post_9529614
shivrajsingh wrote:How long it took to get AU preapproved? And you got 2 AU on single PAN or different PANs?
Take 3 months, different PANs
https://www.desidime.com/discussions/tips-and-tricks-for-getting-credit-cards-from-different-banks?page=1#post_9529653
I have an AU savings account and when i apply for a credit card it says the pincode is not serviceable.
for a savings account, i gave the current residence address but for a credit card based on the PAN, it is saying not serviceable
https://www.desidime.com/discussions/tips-and-tricks-for-getting-credit-cards-from-different-banks?page=1#post_9529659
Any trick for axis bank cc? They are notorious in rejecting applications
https://www.desidime.com/discussions/tips-and-tricks-for-getting-credit-cards-from-different-banks?page=1#post_9529670
root24 wrote:I have an AU savings account and when i apply for a credit card it says the pincode is not serviceable.
for a savings account, i gave the current residence address but for a credit card based on the PAN, it is saying not serviceable
So you closed AU account after CC offer? 😁
https://www.desidime.com/discussions/tips-and-tricks-for-getting-credit-cards-from-different-banks?page=1#post_9529689
head_shark wrote:Any trick for axis bank cc? They are notorious in rejecting applications
Got axis privilege credit card against fd. Used it for 3-4 months after that closed and withdrawn fd. Got pre approved offer after 1 month.
But can't say this parameter followed every time.
https://www.desidime.com/discussions/tips-and-tricks-for-getting-credit-cards-from-different-banks?page=1#post_9529695
Getting pre-approved ICICI CC Offer for the first time is a herculean task 
Having a SB account since a year but still no pre-approved offer or any other offer for that matter 
https://www.desidime.com/discussions/tips-and-tricks-for-getting-credit-cards-from-different-banks?page=1#post_9529696
Expand
Sushil_patwari wrote:Got axis privilege credit card against fd. Used it for 3-4 months after that closed and withdrawn fd. Got pre approved offer after 1 month.
But can't say this parameter followed every time.
Does axis provide FK cc against fd ?
What was the charges of privilege card ?
https://www.desidime.com/discussions/tips-and-tricks-for-getting-credit-cards-from-different-banks?page=1#post_9529710
Any trick for HDFC Millennia CC without Savings account?
https://www.desidime.com/discussions/tips-and-tricks-for-getting-credit-cards-from-different-banks?page=1#post_9529729
I have sbi simply save credit card,need another now which card is best in sbi with no annual fees?
https://www.desidime.com/discussions/tips-and-tricks-for-getting-credit-cards-from-different-banks?page=1#post_9529730
Expand
anantnitish wrote:Does axis provide FK cc against fd ?
What was the charges of privilege card ?
Axis provides privilege, Flipkart and Indian oil credit card against fd. But its also user specific. Book fd through branch options showing during fd booking.
https://www.desidime.com/discussions/tips-and-tricks-for-getting-credit-cards-from-different-banks?page=1#post_9529815
Expand
I wanted to get a FK axis cc on my mother's name
She doesn't have any cc yet
Sushil_patwari wrote:So u got privilege option only ?Axis provides privilege, Flipkart and Indian oil credit card against fd. But its also user specific. Book fd through branch options showing during fd booking.
I wanted to get a FK axis cc on my mother's name
She doesn't have any cc yet
https://www.desidime.com/discussions/tips-and-tricks-for-getting-credit-cards-from-different-banks?page=1#post_9529938
Expand
anantnitish wrote:
So u got privilege option only ?
I wanted to get a FK axis cc on my mother's name
She doesn't have any cc yet
Same question
https://www.desidime.com/discussions/tips-and-tricks-for-getting-credit-cards-from-different-banks?page=1#post_9529940
I sister axis account getting pre-approved axis my zone cc if I am apply from affiliate link then 100% approval chance and reward also?
https://www.desidime.com/discussions/tips-and-tricks-for-getting-credit-cards-from-different-banks?page=1#post_9530124
Are you in a serviceable area for AU CC ?
https://www.desidime.com/discussions/tips-and-tricks-for-getting-credit-cards-from-different-banks?page=1#post_9530136
Neversaynever wrote:Are you in a serviceable area for AU CC ?
Yes
https://www.desidime.com/discussions/tips-and-tricks-for-getting-credit-cards-from-different-banks?page=1#post_9530139
Expand
anantnitish wrote:
So u got privilege option only ?
I wanted to get a FK axis cc on my mother's name
She doesn't have any cc yet
I got privilege and Indian oil option picked up privilege
https://www.desidime.com/discussions/tips-and-tricks-for-getting-credit-cards-from-different-banks?page=1#post_9530140
Expand
Sushil_patwari wrote:I'm in a non serviceable area, maynot get pre-approved one even if I follow what you said I guessYes
https://www.desidime.com/discussions/tips-and-tricks-for-getting-credit-cards-from-different-banks?page=1#post_9530220
Expand
Sushil_patwari wrote:how will au notify us if pre-approved cc is there ?Take 3 months, different PANs
https://www.desidime.com/discussions/tips-and-tricks-for-getting-credit-cards-from-different-banks?page=1#post_9530255
Expand
akki.akki wrote:
how will au notify us if pre-approved cc is there ?
On app, there is a particular pre-approved offers section for loans and credit cards.
Don't need to wait for pre-approved offers if your account is older than six months and maintaining a healthy balance with good cibil score and existing credit cards of other banks.
https://www.desidime.com/discussions/tips-and-tricks-for-getting-credit-cards-from-different-banks?page=1#post_9530310
No details on which CCs you got and pricing - LTF or chargeable
https://www.desidime.com/discussions/tips-and-tricks-for-getting-credit-cards-from-different-banks?page=1#post_9530398
What about axis and idfc if we maintain balance of 1 lakh for 3/6 months. We get pre approved offers ?
https://www.desidime.com/discussions/tips-and-tricks-for-getting-credit-cards-from-different-banks?page=1#post_9530411
satraghav wrote:Getting pre-approved ICICI CC Offer for the first time is a herculean task
My father got pre-approved offer barely a month after opening a Savings account. It could have been earlier because I had neither checked Netbanking or the iMobile app until then.
https://www.desidime.com/discussions/tips-and-tricks-for-getting-credit-cards-from-different-banks?page=1#post_9530435
Previously maintained 10k in HDFC in 2022 and got pre-approved offer but I didn't take card because the limit being very low.
Currently maintaining 35k form last month, haven't received any pre-approved offer till now...
https://www.desidime.com/discussions/tips-and-tricks-for-getting-credit-cards-from-different-banks?page=1#post_9530520
Expand
Mera zero bal without debit card wala accounr hai...2 month pehle hi khola hai... abhi usme 2k hi rkhe hai... 25k krta hu fir dekhta hu agr dete hai kuch offer.
tappukepapa wrote:nothing there for me in this section.On app, there is a particular pre-approved offers section for loans and credit cards.
Don't need to wait for pre-approved offers if your account is older than six months and maintaining a healthy balance with good cibil score and existing credit cards of other banks.
Mera zero bal without debit card wala accounr hai...2 month pehle hi khola hai... abhi usme 2k hi rkhe hai... 25k krta hu fir dekhta hu agr dete hai kuch offer.
https://www.desidime.com/discussions/tips-and-tricks-for-getting-credit-cards-from-different-banks?page=1#post_9530702
No need to have bank accounts to get credit cards. Mostly all banks issue credit card easily if you have a good credit score If your card is getting declined then get it apply through agents after 3 or 5 moths later.
https://www.desidime.com/discussions/tips-and-tricks-for-getting-credit-cards-from-different-banks?page=1#post_9530715
What is the use of yes bank card other than losing our money by paying their fees?
https://www.desidime.com/discussions/tips-and-tricks-for-getting-credit-cards-from-different-banks?page=1#post_9531280
OffersSociety wrote:Previously maintained 10k in HDFC in 2022 and got pre-approved offer but I didn't take card because the limit being very low.
Currently maintaining 35k form last month, haven't received any pre-approved offer till now...
Debit card use kar Bhai joro soro se...mil jayega....100%
https://www.desidime.com/discussions/tips-and-tricks-for-getting-credit-cards-from-different-banks?page=1#post_9531282
Click here to reply
Reply
![BookMyShow: Buy 1 Get 1 FREE on Jawan Movie [28-30 Sep]](https://cdn0.desidime.com/topics/photos/1657275/medium/12.jpg?1695832559)
