Tips/Tricks to get Axis/ICICI Card without their bank account and Income Docs

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Deal Newbie
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Any Tips/Tricks on criteria to avail Axis/ICICI Credit card without income documents(No SS and Only ITR, Bank statement) and without opening their account on C2C basis ?

1. Shall apply Online/Offline?
2. Which card to use while applying and Min limit & Age on that card?
3. Which variant for easy approval, which can be changed later?
4. Show Salaried/Self Empl with what office address?

My CIBIL is 775 and I already have 10 months RBL, 8 months SBI, 1 month old SCB card with 45k limit.

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recently i got icici hpcl coral credit card…that’s a pre-approved card
i have saving account from last 4 years with icici
and im currently student

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@adi22raj
No need of 1 more savings account. Will be the last resort only to open. rolleyes

Can we close the account after some time, once we get the card?
Will the card remain active?

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Apply offline. Card should be atleast 1 year old for C2C. Go for basic or LTF card. They will do verification of home and office address, so make sure about that. Min 5 lacs ITR for self employed

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Axis card more difficult to get compared to icici.

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If you’re okay with any axis card then go for lic axis card
Has decent rewards and comparatively easy to to get approved on c2c basis

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If you’re okay with any axis card then go for lic axis card
Has decent rewards and comparatively easy to to get approved on c2c basis

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adi22raj wrote:

recently i got icici hpcl coral credit card…that’s a pre-approved card
i have saving account from last 4 years with icici
and im currently student

Which card you were using before pre-approved coral card. ICICI platinum fd?

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Mufasa wrote:

Which card you were using before pre-approved coral card. ICICI platinum fd?

no i don’t have any card
its my first credit card

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Get axis privilege it has better approval rate later upgrade to others

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