TJSB bank issue Free RuPay Platinum debit card, Waiver in Debit Card AMC upto 1 or 2 years

 online Account open possible?

siyagpk wrote:

 online Account open possible?

Online fill the forum and check.

A gentle reminder that this is NOT a small finance bank, and of course not a full-service bank. So research extensively before putting money in the account.

yolodime wrote:

A gentle reminder that this is NOT a small finance bank, and of course not a full-service bank. So research extensively before putting money in the account.

No problem to deposit AQB of Rs. 3500/- for metro and Rs.2500/- for non metro branches.

upto 5 lakh safe on any Indian banks and here we deposit only Rs3500.

Latest new - the year ended 31st March 2022 show TJSB crosses Rs 20000 crores’ target; posting a growth of 13.46% thanks stakeholders -

Credit quality maintained due to disciplined lending -

As per the Audit Report the bank’s Advances grew by 19.39% YoY, Deposits grew by 10.69% YoY while it maintained its gross NPA at 3.93% and net NPA at 0%.

https://www.indiancooperative.com/banks/tjsb-cr...

Thanking employees and stakeholders, Patki said due to their stellar efforts, the Bank has not only met all the targets set but also surpassed the target of Rs 19,720 Crore Business Mix for FY 2022 by a healthy margin of more than Rs.300 crore thus crossing a major milestone of 20,000 Crore.

Shedding further light on the Audit Report, Patki said the Bank’s deposits increased by Rs 1287 crores to Rs 13,336 crores which is a 10.69% rise over the previous year. Similarly, the bank’s loan portfolio increased by Rs 1091 crore to Rs 6722 crores, a rise of 19.39%.

He also revealed that the gross profit of the bank has also increased by Rs 8 crores this financial year to Rs 237 crores. The gross non-performing loans of the bank have come down from 4.23% to 3.93%. The Net non-performing loans have remained zero, he noted.

These milestones have been achieved by maintaining the culture of the Bank, maintaining a customer centric approach and at the same time bringing in efficient banking products and abiding by the rules and regulations set by the regulatory authorities, noted the Chairman.

It is a co-operative bank with corresponding risk and benefits.

“ELIGIBILITY – Any Indian resident in the age group of 14 to 35 years can open an account solely or jointly with parents/guardians only.” 

What about people above 35

panchabhut wrote:

It is a co-operative bank with corresponding risk and benefits.

“ELIGIBILITY – Any Indian resident in the age group of 14 to 35 years can open an account solely or jointly with parents/guardians only.” 

What about people above 35

Above 35 open TJSB Savings Elite Account.

Min 2 visits to branch mandatory.

1. Account opening paperwork

2. Collect debit card and activate at home branch ATM

equalizer wrote:

Min 2 visits to branch mandatory.

1. Account opening paperwork

2. Collect debit card and activate at home branch ATM

Tum chale bhi gaye lene ko, Waah!.

Google image me “RuPay Platinum debit card” search karo itne banks milenge ki count karte karte thak jaoge.

Ya phir “Sahakari bank RuPay Platinum debit card” or “co- operative RuPay Platinum debit card” search karna Google image par. 😀

abhishek012 wrote:

Tum chale bhi gaye lene ko, Waah!.

Google image me “RuPay Platinum debit card” search karo itne banks milenge ki count karte karte thak jaoge.

Ya phir “Sahakari bank RuPay Platinum debit card” or “co- operative RuPay Platinum debit card” search karna Google image par. 😀

Work smart bro, not hard - https://www.npci.org.in/what-we-do/rupay/live-m...

equalizer wrote:

Work smart bro, not hard - https://www.npci.org.in/what-we-do/rupay/live-m...

Mujhe yeh list ka page pata ha but isme yeh nahi pata chalta ha kitne banks RuPay Platinum issue karte ha.

Hey this bank is also on my "bank road" in Vile Parle East, Mumbai also known as Nehru road. 😂 It has around 20-25 banks (too many to count) - some unknown ones also like Rupee Cooperative Bank. Ek hi road pe sab hai - SBI, HDFC, IDFC First, IndusInd, Bank of Baroda, Axis Bank, Canara Bank, UCO Bank, Indian Bank, Federal Bank, Kotak Mahindra, RBL Bank, Yes Bank, Saraswat Bank, ICICI, Punjab National Bank, Tamilnad Mercantile Bank and TJSB 😄

Makes it easy to open and close several accounts on 1 day. 🤣

Some information I would like to add about TJSB: they charge account closure charges of ₹500 even after more than a year. Means once you open an account there and you want to close it, they will charge ₹500.

Is there a way to avoid these? If the RuPay offer ends, what if we withdraw all the required-to-maintain minimum balance from there and not pay any closure charges? Let them freeze or close the account?

@abhishek012

some1anywhere wrote:

Some information I would like to add about TJSB: they charge account closure charges of ₹500 even after more than a year. Means once you open an account there and you want to close it, they will charge ₹500.

Is there a way to avoid these? If the RuPay offer ends, what if we withdraw all the required-to-maintain minimum balance from there and not pay any closure charges? Let them freeze or close the account?

@abhishek012

Withdraw all balance and dnt use the account if offer expired.

Found after my extensive research that Yes Bank, IDBI, TJSB, Jana are among the greedier ones with account closing charges even after 1 year of ₹500+GST.😱

The Bank that can't issue debit cards for months/years due to chip shortage, i.e. Indian Bank has ₹300 closure charges. 😂🤦🏻‍♂️

Canara Bank has ₹100-₹250 (depending on cheque book availed or not)

ALL OTHER mainstream PSU AND PRIVATE BANKS have 0 account closing charges if account closed after 1 year. (Some small finance and co-operative ones do have I think e.g. Fincare, etc).

equalizer wrote:

Min 2 visits to branch mandatory.

1. Account opening paperwork

2. Collect debit card and activate at home branch ATM

some1anywhere wrote:
So just to confirm debit card arrives at home address? Only to activate it we need to visit home branch ATM?

Mine arrived at branch.. both DC and CB.. during account opening there was option of delivery at communication address but branch official ticked delivery at branch.. when I asked why - they told I have to visit for card activation at home branch ATM and also passbook will be issued that day.. since a visit is mandatory, they said they will mark delivery at branch..

Update: To enable ecommerce transactions on TJSB DC, you have to send an email to rupaycard [at] tjsb [dot] co [dot] in. Mention your account number, last 4 digits of your DC and your mobile number.

Update 2: TJSB's updated mobile app called Smart Money finally has added the ability to modify debit card channels and limits. No more need to email them.

some1anywhere wrote:

Update 2: TJSB's updated mobile app called Smart Money finally has added the ability to modify debit card channels and limits. No more need to email them.

abhishek012 wrote:
Konsa wala card milta tha ? mera post me 3 pics hai.

Is this card working on Amazon?

khushalt11833 wrote:

Is this card working on Amazon?

abhishek012 wrote:
Yes but non-JCB variant.

M having rupay platinum debit card of TJSB and its not working on Amazon but working fine on other websites

khushalt11833 wrote:

M having rupay platinum debit card of TJSB and its not working on Amazon but working fine on other websites

abhishek012 wrote:
What's the problem ? card otp page is not open ?

Delete your saved card on Amazon and re-add try.

If otp page still not open then retry 4-5 times or try after some time.

khushalt11833 wrote:
Thanks. Removing and adding card again worked.

Yes, next time remember this thing.

There is some problem with saved card tokenization, most of the time card otp page is not open.

Just delete the saved card and use again or next time use without save your card.

Debit card charges revised: https://www.tjsbbank.co.in/assets/images/pages_...

RuPay Contactless Prepaid Platinum Debit Card from March 2023: ₹300+GST=₹354.