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Too late to apply for cc for BBD/GIF discount

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yogobit460

If I apply today for these cards

SBI simply click

Icici platinum

Hdfc

Will at least the virtual cc numbers be available by 8 oct?

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Apply via sprint in most cases the virtual card is generated instantly

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Only SBI has chances of instant approval. Not guaranteed though.

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If desperately want for offers then open 50k fd in icicicicicici. And get fd based cc.

Sbi approval is very complicated

Hdfc you will get sure shot but after the sale period is over

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P_A_N_K_A_J wrote:

If desperately want for offers then open 50k fd in icicicicicici. And get fd based cc.

Sbi approval is very complicated

Hdfc you will get sure shot but after the sale period is over

What's HDFC sure shot? Through online or offline method?

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tappukepapa wrote:

Only SBI has chances of instant approval. Not guaranteed though.

I applied for sbi simplyclick. No prior relationship. It is put on physical kyc and no agent has called yet

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tappukepapa wrote:

What's HDFC sure shot? Through online or offline method?

Mostly offline. But account holders have better chance of getting via online. HDFC is a known for credit card . You ask she gives.


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CaptainLevi wrote:

I applied for sbi simplyclick. No prior relationship. It is put on physical kyc and no agent has called yet

You will either get a call or application will be in loop and will get declined later after months. I have clearly mentioned chances of instant approval not guaranteed.

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P_A_N_K_A_J wrote:

Mostly offline. But account holders have better chance of getting via online. HDFC is a known slut for credit card . You ask she gives.


Via C2C i know, and account holders usually get pre-approved within 3 months of account opening.

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anantnitish wrote:

Apply via sprint in most cases the virtual card is generated instantly

What is required for applying? Aadhar pan?

Video kyc is done before approval?

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yogobit460 wrote:

What is required for applying? Aadhar pan?

Video kyc is done before approval?

If u have sbi bank account no need of video kyc just pan addhar and a selfi 
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anantnitish wrote:
If u have sbi bank account no need of video kyc just pan addhar and a selfi 

SBi cards and SBI are different entities. They need all the documents even after having account. Their system is purely luck based weather you will be demanded documents or not.

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tappukepapa wrote:

Only SBI has chances of instant approval. Not guaranteed though.

20231002180346

Also in cashkaro says "rewards on sbi applications not applicable"

But then it says download sprint?

How to apply without installing sprint?

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yogobit460 wrote:

20231002180346

Also in cashkaro says "rewards on sbi applications not applicable"

But then it says download sprint?

How to apply without installing sprint?

Check DM
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tappukepapa wrote:

SBi cards and SBI are different entities. They need all the documents even after having account. Their system is purely luck based weather you will be demanded documents or not.

In my case I didn't had to do any kyc for my 1st sbi cc
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anantnitish wrote:
In my case I didn't had to do any kyc for my 1st sbi cc

I also got my card within 5 minutes, without any vkyc. Only digilocker kyc. But process differs on each user profile.

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I got my sbi simplyclick physical card within 2 days. No physical or video kyc. Only linked via digilocker .

But on the other hand Icici platinum card application is still under process since 3 days and seems no sign of approval for next week too.

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tappukepapa wrote:

I also got my card within 5 minutes, without any vkyc. Only digilocker kyc. But process differs on each user profile.

Yeah that is true,there process is very random for each user
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Better to find a friend who has cc's which having offers in sale.

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rockhandsome wrote:

I got my sbi simplyclick physical card within 2 days. No physical or video kyc. Only linked via digilocker .

But on the other hand Icici platinum card application is still under process since 3 days and seems no sign of approval for next week too.

How you applied platinum cc.. through online or offline?

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Is kiwi axis considered as axis card on Flipkart or sale 10% off?

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rockhandsome wrote:

I got my sbi simplyclick physical card within 2 days. No physical or video kyc. Only linked via digilocker .

But on the other hand Icici platinum card application is still under process since 3 days and seems no sign of approval for next week too.

I was asked to take a selfie with identity card post digilocker & it kept saying retry when uploading photo from gallery.

Then it said after 5 attempts we need more information,  our representative will contact you shortly☹

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yogobit460 wrote:

I was asked to take a selfie with identity card post digilocker & it kept saying retry when uploading photo from gallery.

Then it said after 5 attempts we need more information,  our representative will contact you shortly☹

Yes there are huge network issues faces by everyone who apply.
I too had to try multiple times.
But after successful submission it was fast.
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Tekk wrote:

How you applied platinum cc.. through online or offline?

First I asked on twitter to icici cares to apply my card on the basis of amazon pay icici card,and then said they will process it in next 7 days, then for this status update I mailed them on icici customer support and then they called me next day and on phone they applied via my hdfc card.
Now just yesterday got to know now there are two application on processing one by twitter and one by phone credit care.
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yogobit460 wrote:

I was asked to take a selfie with identity card post digilocker & it kept saying retry when uploading photo from gallery.

Then it said after 5 attempts we need more information,  our representative will contact you shortly☹

Bad luck.

For SBI, it is usually near instantaneous or takes up to 21 days.

Try with a female profile, SBI has a positive bias for them.

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rockhandsome wrote:
First I asked on twitter to icici cares to apply my card on the basis of amazon pay icici card,and then said they will process it in next 7 days, then for this status update I mailed them on icici customer support and then they called me next day and on phone they applied via my hdfc card.
Now just yesterday got to know now there are two application on processing one by twitter and one by phone credit care.

"on phone via hdfc card" ? ..

Did you shared hdfc statement..?

My Cibil score is 799 and have wealth account in ICICI..but still online application is automatically rejecting everytime..

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Tekk wrote:

"on phone via hdfc card" ? ..

Did you shared hdfc statement..?

My Cibil score is 799 and have wealth account in ICICI..but still online application is automatically rejecting everytime..

yes they made a call, ask about details then made a video kyc where they asked to upload 3 months statement of hdfc credit. Still under process 
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sanketpero wrote:

Is kiwi axis considered as axis card on Flipkart or sale 10% off?

Haven't seen anyone here till now confirming it & considering it is rupay card the chances of not working are even more as rupay card bins usually not updated by banks in a fast manner.
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