Travel Ownership clubs

Been a Sterling Holidays member for 20+ years now. Of late, the availability of their resorts is scarce unless one plans their vacation 3 months or so in advance. 

It's an expensive investment too - one has to shell out to own a membership + annual maintenance charges each year irrespective of usage + utility fees for each day of stay availed etc.

Instead, just book any resort/hotel you like from MMT or so.

Yes, larger cottages are reserved for members for Sterling holidays but I personally feel it's not worth the investment now.