Trick to pay credit card bill at 2% off

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abhishek012

Trick to Pay credit card bill at 2% off:

Yesterday @eeesahuji205 share this trick - 

Cred : Pay Credit Card Bill Payment At min 4% Discount ( Follow Below Steps) - https://www.desidime.com/deals/cred-pay-credit-...
But many users dnt like to pay multiples of Rs50 Credit card bill or sometimes banks like ICICI bank dnt accept same amount of bill repayment on same day.
Here is the solution -

Use Slaypay app or Muvin app (personally i use slaypay app).

Open Slaypay app >> go to add money option >> enter Rs100 >> choose CRED UPI option (dnt manually enter your cred UPI ID) If Cred option is not showing then first register your CRED UPI from CRED app >> Now pay through CRED UPI.

Do this multiple times and load Rs100 multiple times using CRED UPI on your slaypay wallet.

Note - After 9 times load, first redeem your unlock CRED cashback to your CRED Balance and then try again 9 times. Dnt try 10 times, otherwise 11times you dnt get any cashback on CRED UPI. After 9 times completed. You need to redeem your unlock CRED cashback to your CRED Balance.

Slaypay payment page choose here "CRED" option to load -

Screenshot20221130-220017

How to use Slaypay wallet balance for Credit Card billpay -

Now after load to slaypay wallet, use your Slaypay virtual RuPay card and load money to your Amazonpay wallet.

Now use your Amazon wallet UPI for credit card bill repayment or merchant UPI payment (full kyc users also transfer to bank).

Note - Slaypay virtual RuPay card allowed only 8 to 9 times per day card transactions. So, dnt try multiple times Rs100 card transaction. First time you can try Rs100 for testing but after that try atleast Rs1000.

Last thing, slaypay, Junio, zerobalance/SPAC and Pencilton wallet all are powered by transcrop, your wallet limit is shared with all wallets.

Muvin app also allow to load via CRED app UPI, personally not tried and Muvin RuPay card also give your 2%/3% cashback for Amazon wallet load but i think daily 9-10 times load money allowed.

Note - If you use Paytm bank, Airtel bank then you can do daily 50-60 times Merchant UPI payment without any restriction.

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Deal Subedar Deal Subedar
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Understood, had already discovered some of the funda and stuff as discussed above (cred related) myself in last 2 days... Though might not be using as it involves prepaid cards/wallets and I won't open so many randomly.

Benevolent Benevolent
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Benevolent Benevolent
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Deal Subedar Deal Subedar
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Understood, had already discovered some of the funda and stuff as discussed above (cred related) myself in last 2 days... Though might not be using as it involves prepaid cards/wallets and I won't open so many randomly.

Deal Subedar Deal Subedar
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Charges for paytm wallet load for such prepaid cards?

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Agnivo007 wrote:

Charges for paytm wallet load for such prepaid cards?

Ya but direct load to Amazon wallet and pay any Merchant UPI or credit card bill pay.

Amazon wallet mini kyc user also create wallet UPI.
Deal Subedar Deal Subedar
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I meant is loading chargeable or free for paytm wallet, don't own these wallet prepaid cards, cannot check myself.

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Agnivo007 wrote:

I meant is loading chargeable or free for paytm wallet, don't own these wallet prepaid cards, cannot check myself.

Paytm wallet charge all prepaid cards loading.
Deal Lieutenant Deal Lieutenant
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How 2% ?

On loading at slay or at Amazon?

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vishusgh wrote:

How 2% ?

On loading at slay or at Amazon?

Loading on Slaypay, per Rs100 load via CRED UPI. 
Deal Cadet Deal Cadet
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Slaypay card stop working for amazon pay load. All transactions are getting declined.
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asen wrote:
Slaypay card stop working for amazon pay load. All transactions are getting declined.

Card OTP page is not open right ?

Remove your saved card and then try again add your add and this time dnt saved your card, use delete card option.

My zingoy RuPay prepaid card was also not working, then yesterday i Remove my saved zingoy RuPay prepaid card from Amazon and then again i manually enter my card and proceed for transaction without saved my card.  Use delete card option, when you transaction.

Deal Cadet Deal Cadet
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abhishek012 wrote:

Card OTP page is not open right ?

Remove your saved card and then try again add your add and this time dnt saved your card, use delete card option.

My zingoy RuPay prepaid card was also not working, then yesterday i Remove my saved zingoy RuPay prepaid card from Amazon and then again i manually enter my card and proceed for transaction without saved my card.  Use delete card option, when you transaction.

No, after entering OTP transaction getting declined. I think it's getting declined from the slaypay side. I tried using the slaypay card for buying amazon gift voucher and it works fine. Only Amazon pay load not working.
Deal Cadet Deal Cadet
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I am having about 4700 stuck in slaypay now. Looking for a way to get it out without any charge.

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asen wrote:
No, after entering OTP transaction getting declined. I think it's getting declined from the slaypay side. I tried using the slaypay card for buying amazon gift voucher and it works fine. Only Amazon pay load not working.
Ohh, Maybe Slaypay now disabled Amazon wallet loading.

@asen if you have Airtel wallet mini kyc account then pay via airtel net banking for credit card bill pay.

Go to Amazon, cc bill pay >> payment page choose Airtel net banking >> login your Airtel wallet mini kyc account >> Mpin >> choose debit/credit card option (Your wallet balance should be zero) >> now enter your Slaypay RuPay card details and pay.
Deal Cadet Deal Cadet
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abhishek012 wrote:
Ohh, Maybe Slaypay now disabled Amazon wallet loading.

@asen if you have Airtel wallet mini kyc account then pay via airtel net banking for credit card bill pay.

Go to Amazon, cc bill pay >> payment page choose Airtel net banking >> login your Airtel wallet mini kyc account >> Mpin >> choose debit/credit card option (Your wallet balance should be zero) >> now enter your Slaypay RuPay card details and pay.
Got declined with Airtel wallet as well. Now slaypay become useless.
Deal Subedar Deal Subedar
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So slaypay is dead, muvin working?

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asen wrote:
Got declined with Airtel wallet as well. Now slaypay become useless.
Ohh, looks like slaypay disabled for Wallet spend but i think Airtel wallet count under utility bill categories.
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asen wrote:

I am having about 4700 stuck in slaypay now. Looking for a way to get it out without any charge.

By the way you tried Rs1 transaction on slaypay ? Also full wallet limit will reset on 2nd of every month.

And if you already use 10k on pencilton this month (January) then you dnt have more than10k debit limit.
Deal Cadet Deal Cadet
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abhishek012 wrote:
By the way you tried Rs1 transaction on slaypay ? Also full wallet limit will reset on 2nd of every month.

And if you already use 10k on pencilton this month (January) then you dnt have more than10k debit limit.

No such issue. Slaypay disabled for Amazon and Airtel load. I tried loading ola wallet using slay play card and it works.

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