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Trick to transfer 5% SBI Cashback credit card to bank & effectively earn 3% upto Rs3000 profit per month

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Finance Ninja
abhishek012

Trick to transfer 5% SBI Cashback credit card balance to bank and effectively earn 3% upto Rs3000 profit per month:

App link: https://play.google.com/store/apps/details?id=c...

Ios link: https://apps.apple.com/us/app/omnicard/id1569...42

Signup with any PAN or Voter Id or Passport or driving license number,

Home page >> go to profile >> setting >> account settings >> Increase limit >> now complete full kyc with PAN and Aadhar number >> and last option ask selfie to complete your full kyc. Now your Wallet limit increase to upto 2 lakhs.

Now app home page you will see "Generate UPI ID" now click on that option and complete your "Wallet UPI"

Go to add money option and add money through SBI Cashback credit card, app will charge you 2.17% but you will get 5% cashback for SBI Cashback credit card.

Make sure merchant name should be "PAYU MONEY" -

payu

Now after load money to your wallet.

Go to scan and pay option and scan your bank UPI QR and transfer to your bank free of cost (No Merchant UPI QR required).

omni1

omni

Important Info - Everyday bank transfer limit is Rs10,000 via Wallet UPI.

But i recommended for new users use small amount like start with Rs100 and then Rs500, Rs1000 or max Rs2000.

Old users dnt face any wallet account blocking problem but many new users who completed full kyc and suddenly loaded Rs5000 or Rs10,000 their wallet account gets blocked immediately due to suspicious activity.

I m sure many users will comment here like my wallet account is blocked and no reply from their customer care,

let me tell you if any new users account will get blocked, you need to wait upto 2 weeks to unblock your account via email (also possible they will ask you to re-submit your kyc document). So, new users dnt load higher amount of money.

Once your account getting old, you can load per day Rs10,000 and transfer to bank via Wallet UPI without any account blocking.

You will get 5% cashback for your SBI Cashback credit card and 2.17% charges. So, effectively approx 3% upto Rs3000 profit per month.

Many users here looted from this app from last few months.

Note - This PPI app is licensed by RBI. You will not lose your money, if your newly created full kyc wallet account will get blocked then i recommended load only as much money as you can handle for some time and once your full kyc wallet account will get old, load full Rs10,000 and transfer to bank via Wallet UPI.

Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
Top Comments
Finance Ninja Finance Ninja
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EndOfHistory wrote:

kitne din chalegi ye trick?

Dnt worry 10 aur trick ready hai SBI Cashback credit card k 5% cashback ko lootne k liye.
Deal Cadet Deal Cadet
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I woukd strongly recommend NOT TO DO THIS.

You are acting here as a merchant. A high inflow of transactions in your bank account is equivalent to a business transactions.

You may end up getting income tax notice if you guys fail to audit your fake business and not filling correct ITR.

Chillar cashbacks ke liye apni nind kharab mat kijiye.

Finance Ninja Finance Ninja
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ChindiChor99 wrote:

I woukd strongly recommend NOT TO DO THIS.

You are acting here as a merchant. A high inflow of transactions in your bank account is equivalent to a business transactions.

You may end up getting income tax notice if you guys fail to audit your fake business and not filling correct ITR.

Chillar cashbacks ke liye apni nind kharab mat kijiye.

This is wallet load and transfer to bank not merchant transaction.

You can also scan & pay to your credit card bill repayment without send to your bank account.

Here SBI Credit card bill pay portal, scan & pay through UPI QR, no need to send to your bank account - https://pgi.billdesk.com/pgidsk/pgijsp/sbicard/...

Just rotate money without involving your bank account.

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Finance Ninja Finance Ninja
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chiranjib9292 wrote:

@abhishek012 bahot danger app hai yeh

Haha, Best app hai yeh.

New users k liye bas small amount k transaction karo. Danger kuch nahi hota hai. Suddenly new users higher amount load karoge toh suspicious activity toh hoga he like money laundering ya fraud transaction ka doubt hoga he.

I am more than 2 years old user - https://www.desidime.com/deals/a-multi-benefit-...

Deal Cadet Deal Cadet
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kitne din chalegi ye trick?

Finance Ninja Finance Ninja
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EndOfHistory wrote:

kitne din chalegi ye trick?

Dnt worry 10 aur trick ready hai SBI Cashback credit card k 5% cashback ko lootne k liye.
Deal Subedar Deal Subedar
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While installing it ask to select rupay card colour.

Is it having new debit card?

Will be charged for that?

Any charges for using this app?

Deal Subedar Deal Subedar
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abhishek012 wrote:

Haha, Best app hai yeh.

New users k liye bas small amount k transaction karo. Danger kuch nahi hota hai. Suddenly new users higher amount load karoge toh suspicious activity toh hoga he like money laundering ya fraud transaction ka doubt hoga he.

I am more than 2 years old user - https://www.desidime.com/deals/a-multi-benefit-...

Unblock call pe unhone 10 min me kr dia tha, pan card ki photo and masked credit card ki photo maangi thi mail pe

Budding Star Budding Star
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Is there any trick for Axis ace CC holders?

Benevolent Benevolent
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abhishek012 wrote:
Dnt worry 10 aur trick ready hai SBI Cashback credit card k 5% cashback ko lootne k liye.
DM krdo bhai
Finance Ninja Finance Ninja
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nirmaltvd wrote:

While installing it ask to select rupay card colour.

Is it having new debit card?

Will be charged for that?

Any charges for using this app?

This is prepaid card wallet.

No charges for virtual card or any other thing except load money through SBI Cashback credit card.
Deal Subedar Deal Subedar
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abhishek012 wrote:
This is prepaid card wallet.

No charges for virtual card or any other thing except load money through SBI Cashback credit card.
Is this virtual rupai plattinum card usable for Amazon Friday offer?
Deal Subedar Deal Subedar
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nirmaltvd wrote:
Is this virtual rupai plattinum card usable for Amazon Friday offer?

Referal please 

Finance Ninja Finance Ninja
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nirmaltvd wrote:
Is this virtual rupai plattinum card usable for Amazon Friday offer?
This is RuPay Platinum Prepaid card.

Amazon offer valid only on RuPay Platinum debit card.
Hunk Hunk
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abhishek012 wrote:
Dnt worry 10 aur trick ready hai SBI Cashback credit card k 5% cashback ko lootne k liye.

Arindam ke video se pahle hum logoko kuch dijiye sir ji smile

Benevolent Benevolent
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abhishek012 wrote:
Dnt worry 10 aur trick ready hai SBI Cashback credit card k 5% cashback ko lootne k liye.

Please DM 10 tricks to me

Benevolent Benevolent
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rusty.james wrote:

Arindam ke video se pahle hum logoko kuch dijiye sir ji smile

Orionindam is his brother dono bat ke kare honge

Hunk Hunk
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drupal wrote:

Orionindam is his brother dono bat ke kare honge

We dimers also his brothers unamused disappointed
Benevolent Benevolent
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rusty.james wrote:
We dimers also his brothers unamused disappointed

Don't say we dimers atleast I am not  apni bat kr sakte ho 

Useless misusers like Orindomb has nothing to do with DD

Hunk Hunk
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drupal wrote:

Don't say we dimers atleast I am not  apni bat kr sakte ho 

Theek hai unamused
Wingman Wingman
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abhishek012 wrote:
This is prepaid card wallet.

No charges for virtual card or any other thing except load money through SBI Cashback credit card.

Can we reacharge through apay credit card and how much will be charges?

Finance Ninja Finance Ninja
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MudiXi wrote:

Can we reacharge through apay credit card and how much will be charges?

2.17% charge for load money using credit cards.
Blaze Blaze
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Exact same trick shared by Arindam youtuber earlier...good collaboration

Deal Cadet Deal Cadet
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I woukd strongly recommend NOT TO DO THIS.

You are acting here as a merchant. A high inflow of transactions in your bank account is equivalent to a business transactions.

You may end up getting income tax notice if you guys fail to audit your fake business and not filling correct ITR.

Chillar cashbacks ke liye apni nind kharab mat kijiye.

Finance Ninja Finance Ninja
Link Copied
ChindiChor99 wrote:

I woukd strongly recommend NOT TO DO THIS.

You are acting here as a merchant. A high inflow of transactions in your bank account is equivalent to a business transactions.

You may end up getting income tax notice if you guys fail to audit your fake business and not filling correct ITR.

Chillar cashbacks ke liye apni nind kharab mat kijiye.

This is wallet load and transfer to bank not merchant transaction.

You can also scan & pay to your credit card bill repayment without send to your bank account.

Here SBI Credit card bill pay portal, scan & pay through UPI QR, no need to send to your bank account - https://pgi.billdesk.com/pgidsk/pgijsp/sbicard/...

Just rotate money without involving your bank account.

Generous Generous
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Off topic .. but same goal loot.. xd. Idfc loot over? Faltu me bill pay kiye ja raha hope me.. baad me na dega yo loss.. snapy bula raha main idfc ke maya me fasa hu.. smile

Deal Cadet Deal Cadet
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@abhishek012 how OMNI's are used?

Deal Cadet Deal Cadet
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abhishek012 wrote:
??

Omni points gained on loading wallet

Finance Ninja Finance Ninja
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swordfish wrote:

Omni points gained on loading wallet

You can apply for physical card for free using omni points.

Last time i redeem 500 omni points and got physical card free.
Mobile Guru Mobile Guru
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Sidhi.Baat.No.Bakwas wrote:

Off topic .. but same goal loot.. xd. Idfc loot over? Faltu me bill pay kiye ja raha hope me.. baad me na dega yo loss.. snapy bula raha main idfc ke maya me fasa hu.. smile

please elaborate IDFC

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