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Ujjivan bank - online FD at 8.25% (senior) and 7.7% (regular)

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BAT_MAN

Fixed Deposits - Open FD Online at best 7.50% Interest Rates in India- Ujjivan Small Finance Bank (ujjivansfb.in)

Interest Rates for Platina Fixed Deposit (15L+ to 2Cr)
7.7% - 990 days
7.7% - 525 days
7.4% - 12 months to 524 days

Interest Rates for Domestic & NRO* Fixed Deposits and Sampoorna Nidhi (under 15L)
7.5% - 990 days
7.5% - 525 days
7.2% - 12 months+ to 524 days

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Deal Cadet Deal Cadet
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Online fd is safe?

Tech Guru Tech Guru
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Safety is on bank
Not on which type of fd you make
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Deal Cadet Deal Cadet
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fully safe bank. go for it.

Tech Guru Tech Guru
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already mentioned in original post
Deal Subedar Deal Subedar
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They know RBI is going to hike rate more frequently now as they failed in controlling inflation 

Thats why they are locking you in 

Dont do any long term FD till inflation gets sorted 

Fd rates could easily reach 9% for SC 

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Tech Guru Tech Guru
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😳
@kukdookoo
kya bhai
still under moderation 

Critic Critic
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Russian side effects.
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Benevolent Benevolent
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8.25% kidar hai bhai...

Tech Guru Tech Guru
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uske liye senior citizen banana padega 😜
Tech Guru Tech Guru
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https://cdn0.desidime.com/attachments/photos/820208/medium/8803899194_22-Regular_FD_Product_Page_Desktop_Banner_1600_x_538_px.jpg?1667309247

@MrKool_JJ

Helpful Helpful
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Is this bank safe? I've seen Indian scammers regularly use Ujjivan bank to loot money

Critic Critic
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All scheduled commercial banks are more or less safe if by that you mean risk of losing depositors money in case bank fails. As for cyber security, pnb scam by nirav  happened because their system at that time didn't even have the basic function of reconciliation for large amt LoC entries or 2 factor authorization via senior mgmt at top level for such amounts. One can say a typical psu bank (excl SBI because of its special status) IT system should be less secure than a typical pvt scheduled commercial bank. 
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Deal Cadet Deal Cadet
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https://cdn0.desidime.com/attachments/photos/821008/original/WhatsAppImage2022-11-05at2.49.28PM.jpeg?1667640369

Source - RM / BM
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Deal Lieutenant Deal Lieutenant
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If anyone with little more risk wants to invest in bonds with 11.5% interest can ping me.
Tech Guru Tech Guru
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Bonds with 11.5% flushed
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Deal Cadet Deal Cadet
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Utkarsh and Ujjivan are providing highest FD ratea. 

Talk-Of-The-Town Talk-Of-The-Town
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Anybody having privilege account with Ujjivan?
Deal Cadet Deal Cadet
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anyone?
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Deal Lieutenant Deal Lieutenant
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https://cdn0.desidime.com/attachments/photos/821151/original/Screenshot2022-11-05222709.jpg?1667667453

https://cdn0.desidime.com/attachments/photos/821153/original/Screenshot2022-11-05223154.jpg?1667667730

https://cdn0.desidime.com/attachments/photos/821154/original/Screenshot2022-11-05223320.jpg?1667667825

@BAT_MAN @dhinchakrohit @rsai01

Unlisted Bonds - Will be transferred to Demat. 

Min inv approx - 10,100/- (1 unit) 

XIRR - 11.50%(Extra 1% via referral).Duration is 12 months and every 3m principal + interest repaid. So capital risk is minimized.

Website - Wintwealth

Talk-Of-The-Town Talk-Of-The-Town
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Very risky...
replyuser
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