un authorized use of amex card at amex global business travel
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Just received a message from my amex card that I have used it in amex global travel for a total of 1500 rs..
But I haven not done it and amex customer service says it is otp verified..
Please suggest what all steps I need to take now..
But I haven not done it and amex customer service says it is otp verified..
Please suggest what all steps I need to take now..
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https://www.desidime.com/discussions/un-authorized-use-of-amex-card-at-amex-global-business-travel?page=1#post_9211118
Report with cc helpline. They will give you temporary credit until the matter is solved. You dont need to pay that amount until the matter is solved. Amex cards are most vulnerable to frauds. Happened with me 5-6 years ago for around 20k. Got resolution in around 3 months that it was not done by me
https://www.desidime.com/discussions/un-authorized-use-of-amex-card-at-amex-global-business-travel?page=1#post_9211164
amit_ag wrote:I guess you never saw the news regarding Standard Chartered cards or BoB cards.
Report with cc helpline. They will give you temporary credit until the matter is solved. You dont need to pay that amount until the matter is solved. Amex cards are most vulnerable to frauds. Happened with me 5-6 years ago for around 20k. Got resolution in around 3 months that it was not done by me
https://www.desidime.com/discussions/un-authorized-use-of-amex-card-at-amex-global-business-travel?page=1#post_9211714
The worst part is they say it is all otp verified but I have not received any otp.
https://www.desidime.com/discussions/un-authorized-use-of-amex-card-at-amex-global-business-travel?page=1#post_9211735
https://www.desidime.com/discussions/un-authorized-use-of-amex-card-at-amex-global-business-travel?page=1#post_9211961
ddstar wrote:AMEX sends OTP to both email and SMS. Ask them to provide evidence that OTP was sent to email (date, time, receiver, sender, screenshot)The worst part is they say it is all otp verified but I have not received any otp.
As far as I know AMEX is the best in resolving frauds.
https://www.desidime.com/discussions/un-authorized-use-of-amex-card-at-amex-global-business-travel?page=1#post_9213254
Do and don't s after reading this
* always turn off international transaction in ur card and enable it only when u do international traxn and again turn it off afterwards
* keep ur card temporarily deactivated when not in use or at least when u r not planning touse it soon.
* always inform bank asap as per RBI guide.
https://www.desidime.com/discussions/un-authorized-use-of-amex-card-at-amex-global-business-travel?page=1#post_9215083
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ontherocks wrote:
AMEX sends OTP to both email and SMS. Ask them to provide evidence that OTP was sent to email (date, time, receiver, sender, screenshot)
As far as I know AMEX is the best in resolving frauds.
Yes they have provided temporary credit.. blocked my card.. they r in talks with the merchant for now.. let's see what happens

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