https://www.desidime.com/discussions/unauthorised-loan-enquiry?page=1#post_9154934
Chiggy_Wiggy_Buoy
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You can enquire again from cibil, i.e HDFC, Yes link.
no harm, as far as I know.
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unauthorised loan enquiry
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Hi Team, i was casually looking at my cibil report, and i found that IDFC made an unauthorised consumer loan enquiry in January. Can you please help with the following:
1. Is this even possible? I have an IDFC credit card, but can they submit any loan enquiry without my consent?
2. I raised this to the bank, and they are asking for cibil report (pdf). Which app/ website should i use to get free cibil report pdf? (I used Amazon pay to view my cibil on 15th march.) Will checking the cibil again, impact anything, in anyways?
1. Is this even possible? I have an IDFC credit card, but can they submit any loan enquiry without my consent?
2. I raised this to the bank, and they are asking for cibil report (pdf). Which app/ website should i use to get free cibil report pdf? (I used Amazon pay to view my cibil on 15th march.) Will checking the cibil again, impact anything, in anyways?
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https://www.desidime.com/discussions/unauthorised-loan-enquiry?page=1#post_9155136
Thanks.. will download the report and raise a formal complaint 
https://www.desidime.com/discussions/unauthorised-loan-enquiry?page=1#post_9154935
what do you think about the nature of a credit card?
https://www.desidime.com/discussions/unauthorised-loan-enquiry?page=1#post_9155131
Sorry. I didn't get this point.
I am holding IDFC First bank credit card since last year. I haven't applied for any card of any loan this year, and yet in my cibil report there is a mention of enquiry made by IDFC in Jan. My question is, can they make enquiries without our consent?
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https://www.desidime.com/discussions/unauthorised-loan-enquiry?page=1#post_9154976
@name_less Hope you got the point @ConfirmPassword as mention 👍🏼
https://www.desidime.com/discussions/unauthorised-loan-enquiry?page=1#post_9156048
Did you try for Cred Cash?
https://www.desidime.com/discussions/unauthorised-loan-enquiry?page=1#post_9157984
Do u have saving account with them ? If so it will be one of the following..
Apart from cc they were offering consumer durable loan via easy emi card just like Bajaj emi card. If any limit was created then it will reflect in the cibil..
They r offering it for most the sb account holders by default..
Otherwise it may be debit emi limit facility... Check whether u have any debit card emi limit available...
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