Unauthorised UPI registration

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Deal Subedar
kingc0bra
Received these SMS in a span of 10min. I didn't initiate any UPI registration.

What is ibl UPI app?

Screenshot20230215-0643362
Screenshot20230215-0643242



 
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Finance Mentor Finance Mentor
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Did you report to bank? Ibl maybe Indian Bank... Also your sim is working fine as you received sms, any rogue app on phone?

Deal Subedar Deal Subedar
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No new apps installed. All from playstore only.

Couldn't report. Nsdl is after 9AM. KVB didnt  connect to a person even after 15 min.

Benevolent Benevolent
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ibl Upi Id Is With PhonePe... Check Upi id In Phonepe App,

Deal Subedar Deal Subedar
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Is it possible that phonepe adds extra UPI ids to the banks without us initiating it?

Deal Subedar Deal Subedar
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Contacted KVB cc. They said it would be done by apps like phonepe , googlepay when they add extra UPI ID's and there is nothing to worry.
Has anyone experienced this before?

Can phonepe add UPI ids without our consent?
@Agnivo007 @guest_999 @vkrmjeet @tappukepapa @UniqueDimer

Hotshot Hotshot
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I have never experienced these things even i have 16 accounts and not all are on phonepe , this is really unusual.
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Mobile Guru Mobile Guru
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In order to enable migration from single bank to multibank model given the aforementioned, it will be a must for the TPAP to seek user consent (Without any tangible or intangible incentives) and create handle to the other PSP bank. The user should be prominently shown the option of "opt-out" and if selects this option, the process stops there (it is the choice of customer to change his/her UPI ID/handle to the other PSP bank.)
Guidelines for Multi-bank model and migration from Single Bank (npci.org.in)

Both messages clearly asking users to report it to bank if not initiated by them, dunno on what basis KVB assuring there's nothing to worry. Can't say if this is scam or TPAP doing but if it is the latter (PhonePe), you should report it to NPCI

Finance Ninja Finance Ninja
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Somtimes banks send UPI register sms after 24hrs.

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