UPI payment limit changed from Jan 2025?

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Deal Subedar
Ironman99
Admin

Made a merchant payment of 10k+ using UPI on 1 jan but it shows "max limit of 2k per day"

Is there any new regulation W.E.F Jan 2025?


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Deal Subedar Deal Subedar
Admin
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Gpay, used Bank acc
Deal's Advocate Deal's Advocate
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@Ironman99

See this

Per-Transaction Limit on Google Pay Example

If you’re a new Google Pay user and need to transfer ₹6,000 in a single transaction, you may encounter a cap, as your initial per-transaction limit is ₹5,000 for the first 24 hours. After 24 hours, the full per-transaction limit of ₹1 lakh will apply. Additionally, if you try to make a request transaction via VPA for an amount over ₹2,000, Google Pay will restrict it to prevent potential fraud.

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Cool Cool
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Did you do it by scanning the barcode directly or you have used the bar code from WhatsApp or telegram?

Usually restriction is there on sending amounts to a barcode photo in the gallery.

Deal Subedar Deal Subedar
Admin
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scanned as well as did thru gallery, didnt work. though, its working on another merchant thru scanning!
Deal Cadet Deal Cadet
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That is there from long time don't scan use UPI ID

Deal Subedar Deal Subedar
Admin
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Facing same issue even thru UPI ID
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Finance Mentor Finance Mentor
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UPI or RuPay CC UPI ?

Some small merchants set only under 2k payment will accept through RuPay CC UPI.

Deal Subedar Deal Subedar
Admin
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No no, its just UPI
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Deal Cadet Deal Cadet
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are you using UPI lite ?

Deal Subedar Deal Subedar
Admin
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No
Shopping Friend Shopping Friend
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I saw similar restrictions of Rs.2000 when I try to use the QR from gallery

Deal Subedar Deal Subedar
Admin
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oh, can we remove that restriction?
Deal's Advocate Deal's Advocate
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Which payment option you selected for UPI payment? Bank account or rupay cc?

Deal Subedar Deal Subedar
Admin
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Gpay, used Bank acc
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