UPI QR code payments via credit card

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Hi Friends

Is there any app other than paytm which allows us to pay to QR codes on near by shops via credit card or app wallet.
Amazon, phonepay, mobikwik nobody works for this, they all require you to pay via bank.
Paytm allows via wallet where you can add money through credit card. Now they charge 2% for this.
Please suggest any way around this where we can pay via wallet or credit cards

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