https://www.desidime.com/discussions/upi-transaction-failed-no-refund-now-live-track-raise-complaint-through-upi-apps?page=1#post_8776350
Great news…
Will there be seperate option for it in the apps?
UPI transaction failed ? No refund ? Now live track & raise complaint through UPI apps
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UPI Transaction failed ? No refund ? Now live track and raise complaint through your UPI apps:
Welcome to Unified Dispute and Issue Resolution (UDIR) system for UPI or also called online dispute resolution (ODR) system for UPI.
Few months back, NPCI CEO said, The in-app UPI UDIR feature is expected to resolve 80-90% of payment failures in real time. "80-90% of disputes caused by payment issues between a variety of participants of the large supply chain of UPI ecosystem will get resolved online,"
Customers will no longer be required to call the bank or contact merchants for payment disputes. Rather, users will be able to get all assistance on the UPI app itself.
UDIR is an automated, single-channel redressal system designed to seamlessly address customer issues and complaints regarding pending transactions and provide speedy dispute resolution online instead of manual file-based processes.
The Complaint Management System allows customers to raise a complaint directly through the UPI app, which is then assigned to the relevant bank/PSP involved in the transaction through an automated manner for resolution.
There are three functionalities enabled currently through UDIR -
Status finalisation for pending transactions
Confirmation of refund credit to the remitters’ bank account in case of failed transactions.
The ability for consumers to raise complaints can be resolved in an automated manner by the respective banks/PSPs.
List of Banks live on Unified Dispute & Issue Resolution (UDIR) - September 22 -
| Sr. No. | Name of Banks # |
|---|---|
| 1 | Abhyudaya Co-operative Bank Ltd |
| 2 | Andhra Pradesh Grameena Vikas Bank |
| 3 | AU Small Finance Bank |
| 4 | Axis Bank Ltd. |
| 5 | Bandhan Bank |
| 6 | Bank of Baroda |
| 7 | Bank of India |
| 8 | Baroda Gujarat Gramin Bank |
| 9 | Bassein Catholic Co-operative Bank |
| 10 | Bharat Co-Operative Bank (Mumbai) Ltd |
| 11 | Canara Bank |
| 12 | Central Bank Of India |
| 13 | Chaitanya Godavari Grameena Bank |
| 14 | Citibank |
| 15 | City Union Bank |
| 16 | Cosmos Bank |
| 17 | CSB Bank |
| 18 | DCB Bank |
| 19 | Dhanlaxmi Bank Ltd |
| 20 | Equitas Small Finance Bank |
| 21 | ESAF Small Finance Bank |
| 22 | Federal Bank |
| 23 | Fincare Small Finance Bank Ltd |
| 24 | GP PARSIK BANK |
| 25 | HDFC Bank Ltd |
| 26 | HSBC |
| 27 | ICICI Bank |
| 28 | India Post Payment Bank |
| 29 | Indian Bank |
| 30 | Janata Sahakari Bank Ltd. Pune |
| 31 | Karnataka Gramin Bank |
| 32 | Karur Vysya Bank |
| 33 | Kerala Gramin Bank |
| 34 | Maharashtra State Co-op Bank Ltd |
| 35 | Paytm Payments Bank |
| 36 | Punjab and Sind Bank |
| 37 | Rajgurunagar Sahakari Bank Ltd |
| 38 | RBL Bank |
| 39 | SBM Bank India |
| 40 | Shivalik Mercantile Co-operative Bank Ltd |
| 41 | South Indian Bank |
| 42 | Sree Charan Souhardha Co-Operative Bank |
| 43 | Standard Chartered |
| 44 | State Bank of India |
| 45 | Suryoday Small Finance Bank Ltd |
| 46 | SVC Co-operative Bank Ltd |
| 47 | The Ahmedabad District Co-Operative Bank Ltd |
| 48 | The Commercial Co.op.Bank Ltd |
| 49 | The Kalupur Commercial Co-operative Bank Ltd |
| 50 | The Varachha Co-Op Bank Ltd |
| 51 | TJSB Sahakari Bank Ltd |
| 52 | UCO Bank |
| 53 | Veerashaiva Sahakari Bank Ltd |
| 54 | Yes Bank |
Note:
# These are list of banks live on UDIR (i.e. for status update & credit/ reversal processing for pending transactions) in the current month
List of APPs live on Unified Dispute & Issue Resolution (UDIR) - September 22 -
| Sr. No. | Name of APP # |
|---|---|
| 1 | Axis Bank APP |
| 2 | Citibank APP |
| 3 | Canara Bank APP |
| 4 | Federal Bank APP |
| 5 | Jio Payments Bank APP |
| 6 | HSBC Bank APP |
| 7 | Standard Chartered Bank APP |
| 8 | BHIM APP |
| 9 | Gpay (Live on HDFC handle) |
| 10 | PhonePe |
| 11 | HDFC Bank APP (PayZapp) |
| 12 | ICICI Bank APP |
| 13 | Karur Vysya Bank APP |
| 14 | City Union Bank APP |
| 15 | Equitas SFB Bank APP |
| 16 | SBM BANK INDIA APP |
| 17 | TimePay (Cosmos Co-op Bank) |
| 18 | Groww |
| 19 | Whatsapp (Live on HDFC,ICICI and Axis handle) |
Note:
# List of APPs live for checking the status of Transaction/complaint and raising complaints under UDIR
Every Months more banks will added on Unified Dispute and Issue Resolution (UDIR) system.
Expired
Deal Wiki
-
Last updated by: abhishek012
Note - All banks and UPI apps should be live on UDIR system.
For example - If you transaction from SBI bank linked with Gpay (HDFC bank handle) + receiver bank is PNB linked with Phonepe (Icici bank handle) then all banks and UPI apps handle should be live on UDIR system.
More banks and UPI apps now live UDIR system -
List of Banks live on Unified Dispute & Issue Resolution (UDIR) - October 22
| Sr. No. | Name of Banks # |
|---|---|
| 1 |
Abhyudaya Co-operative Bank Ltd |
| 2 |
Adarsh Co-Operative Bank Ltd |
| 3 |
Ahmednagar Merchant'S Co Operative Bank Ltd |
| 4 |
Ahmednagar Shahar Sahakari Bank Ltd |
| 5 |
Ajantha Urban Co Op Bank Ltd |
| 6 |
Akhand Anand Co-Op Bank Ltd |
| 7 |
Akola Janata Commercial Co-Operative Bank |
| 8 |
Ambajogai Peoples Co-Operative Bank Ltd |
| 9 |
Ambarnath Jai Hind Cooperative Bank Ltd |
| 10 |
Andhra Pradesh Grameena Vikas Bank |
| 11 |
Andhra Pragathi Grameena Bank |
| 12 |
AP Mahesh Bank |
| 13 |
Apna Sahakari Bank Ltd |
| 14 |
Arunachal Pradesh Rural Bank |
| 15 |
Arvind Sahakari Bank Ltd |
| 16 |
AU Small Finance Bank |
| 17 |
Axis Bank Ltd |
| 18 |
Balotra Urban Co-Op Bank Ltd |
| 19 |
Banaskantha District Central Co-op Bank |
| 20 |
Bandhan Bank |
| 21 |
Bank of Baroda |
| 22 |
Bank of India |
| 23 |
Baran Nagrik Sahkari Bank Ltd |
| 24 |
Baroda Gujarat Gramin Bank |
| 25 |
Baroda Rajasthan Kshetriya Gramin Bank |
| 26 |
Bassein Catholic Co-operative Bank |
| 27 |
Bhadradri Co-Operative Urban Bank Ltd |
| 28 |
Bharat Co-Operative Bank (Mumbai) Ltd |
| 29 |
Bhavnagar DCB |
| 30 |
Bhilwara Urban Co-Operative Bank Ltd |
| 31 |
Bicholim Urban Cooperative Bank |
| 32 |
Canara Bank |
| 33 |
Central Bank Of India |
| 34 |
Chaitanya Godavari Grameena Bank |
| 35 |
Chhatisgarh Rajya Gramin Bank |
| 36 |
Chhattisgarh Rajya Sahakari Bank Mydt |
| 37 |
Chittorgarh Urban Co-Operative Bank Ltd |
| 38 |
Citibank |
| 39 |
Citizens Co-Operative Bank Ltd |
| 40 |
City Union Bank |
| 41 |
Coastal Area Local Bank |
| 42 |
Colour Merchants Co-Operative Bank Ltd |
| 43 |
Cosmos Bank |
| 44 |
CSB Bank |
| 45 |
Dapoli Urban Co-Operative Bank Ltd |
| 46 |
Dausa Urban Co-Op Bank Ltd |
| 47 |
DCB Bank |
| 48 |
Deendayal Nagari Sahakari Bank Ltd |
| 49 |
Deogiri Nagari Sahakari Bank Ltd |
| 50 |
Dhanera Mercantile Co-Op Bank Ltd |
| 51 |
Dhanlaxmi Bank Ltd |
| 52 |
Equitas Small Finance Bank |
| 53 |
ESAF Small Finance Bank |
| 54 |
Federal Bank |
| 55 |
Fincare Small Finance Bank Ltd |
| 56 |
Fingrowth Cooperative Bank Ltd |
| 57 |
Gayatri Bank |
| 58 |
GP Parsik Bank |
| 59 |
Gujarat Ambuja Co-Operative Bank Ltd |
| 60 |
HDFC Bank Ltd |
| 61 |
Himatnagar Nagarik Sahakari Bank Ltd |
| 62 |
HSBC |
| 63 |
Hutatma Sahakari Bank Ltd |
| 64 |
ICICI Bank |
| 65 |
IDFC First Bank |
| 66 |
India Post Payment Bank |
| 67 |
Indian Bank |
| 68 |
Indrayani Co- Op. Bank Ltd |
| 69 |
IndusInd Bank |
| 70 |
J&K Grameen Bank |
| 71 |
Jalgaon Janata Sahkari Bank Ltd |
| 72 |
Janata Sahakari Bank Ltd |
| 73 |
Jharkhand Rajya Gramin Bank |
| 74 |
Jivan Commercial Co-Operative Bank Ltd |
| 75 |
Jodhpur Nagrik Sahakari Bank Ltd |
| 76 |
Kanaka Mahalakshmi Co-Operative Bank Ltd |
| 77 |
Kankaria Maninagar Nagarik Sahakari Bank Ltd |
| 78 |
Karnataka Gramin Bank |
| 79 |
Karnataka Mahila Sahakara Bank Niyamitha |
| 80 |
Karur Vysya Bank |
| 81 |
Kerala Gramin Bank |
| 82 |
Kolhapur Dist. Central Co-Op. Bank Ltd |
| 83 |
Kolhapur Mahila Sahakari Bank Ltd |
| 84 |
Kotak Mahindra Bank |
| 85 |
Lonavala Sahakari Bank Ltd |
| 86 |
Madhya Pradesh Rajya Sahakari Bank Maryadit |
| 87 |
Mahanagar Nagrik Sahakari Bank Maryadit |
| 88 |
Maharashtra State Co-op Bank Ltd |
| 89 |
Mahaveer Cooperative Urban Bank Ltd |
| 90 |
Mahila Nagrik Sahakari Bank Mahasamund |
| 91 |
Malviya Urban Co-Operative Bank Ltd |
| 92 |
Mann Deshi Mahila Sahakari Bank Ltd |
| 93 |
Mansing Co-Operative Bank Ltd |
| 94 |
Maratha Cooperative Bank Ltd |
| 95 |
Meghalaya Rural Bank |
| 96 |
Mizoram Rural Bank |
| 97 |
Model Co-Op. Bank Ltd |
| 98 |
Nagarik Sahakari Bank Maryadit |
| 99 |
Nainital Bank |
| 100 |
Navi Mumbai Co-Operative Bank Ltd |
| 101 |
Navsarjan Industrial Co-Op Bank Ltd |
| 102 |
Nutan Nagrik Sahakari Bank |
| 103 |
Pali Urban Co-Operative Bank Limited |
| 104 |
Palus Sahakari Bank Ltd |
| 105 |
Patan Nagarik Sahakari Bank Ltd |
| 106 |
Paytm Payments Bank |
| 107 |
People's Urban Co-Operative Bank Ltd |
| 108 |
Poornawadi Nagrik Sahakari Bank Ltd |
| 109 |
Pune Cantonment Sahakari Bank Ltd |
| 110 |
Pune Urban Co Operative Bank Ltd |
| 111 |
Punjab and Sind Bank |
| 112 |
Rajarshi Shahu Sahakari Bank Ltd |
| 113 |
Rajasthan Marudhara Gramin Bank |
| 114 |
Rajgurunagar Sahakari Bank Ltd |
| 115 |
Rajkot District Central Coop Bank |
| 116 |
Rajkot Peoples Co-Operative Bank Ltd |
| 117 |
Rani Channamma Mahila Sahakari Bank Niyamit |
| 118 |
RBL Bank |
| 119 |
Sabarkantha District Central Cooperative Bank Ltd |
| 120 |
Sadhana Sahakari Bank Ltd |
| 121 |
Sadhana Sahakari Bank Ltd Nagpur |
| 122 |
Saibaba Nagari Sahakari Bank Maryadit Sailu |
| 123 |
Samarth Sahakari Bank Ltd. Solapur |
| 124 |
Samata Sahakari Bank Ltd,Mumbai |
| 125 |
Saraspur Nagarik Co-Op Bank Ltd |
| 126 |
Saraswat Bank |
| 127 |
Sardar Bhiladwala Pardi Peoples Coop Bank Ltd |
| 128 |
Sardar Vallabhbhai Sahakari Bank Ltd |
| 129 |
Sarvodaya Commercial Co Op Bank Ltd |
| 130 |
Saurashtra Gramin Bank |
| 131 |
SBM Bank India |
| 132 |
Shivalik Mercantile Co-operative Bank Ltd |
| 133 |
Shivalik Small Finance Bank |
| 134 |
Shree Basaveshwar Urban Co-Op Bank Ltd Ranebennur |
| 135 |
Shree Kadi Nagarik Sahakari Bank Ltd |
| 136 |
Shree Mahalaxmi Urban Co-Op Credit Bank Ltd |
| 137 |
Shri Mahila Sewa Sahakari Bank Ltd |
| 138 |
Smriti Nagrik Sahakari Bank Maryadit Mandsaur |
| 139 |
South Indian Bank |
| 140 |
Sree Charan Souhardha Co-Operative Bank |
| 141 |
Sri Basaveshwar Bank |
| 142 |
Sri Rama Co-Operative Bank Ltd |
| 143 |
Sri Sudha Co-Operative Bank Ltd |
| 144 |
Sri Vasavamba Co-Op. Bank Ltd |
| 145 |
Standard Chartered |
| 146 |
State Bank of India |
| 147 |
Sudha Co-Operative Urban Bank Ltd |
| 148 |
Sunderlal Sawji Urban Co-Op Bank Ltd Jintur |
| 149 |
Surat National Co-Operative Bank Ltd |
| 150 |
Surat People Cooperative Bank |
| 151 |
Suryoday Small Finance Bank Ltd |
| 152 |
SVC Co-operative Bank Ltd |
| 153 |
Telangana Grameena Bank |
| 154 |
Telangana State Co Op Apex Bank |
| 155 |
Textile Traders Co-Operative Bank Ltd |
| 156 |
Thane Bharat Sahakari Bank Ltd |
| 157 |
The A.P. Raja Rajeswari Mahila Co Operative Urban Bank Ltd |
| 158 |
The Abhinav Sahakari Bank Ltd., Mumbai |
| 159 |
The Adarsh Co-Operative Urban Bank Ltd |
| 160 |
The Agrasen Co-Operative Urban Bank Ltd |
| 161 |
The Ahmedabad District Co-Operative Bank Ltd |
| 162 |
The Ahmedabad Mercantile Cooperative Bank Ltd |
| 163 |
The Banaskantha Mercantile Co-Operative Bank Ltd |
| 164 |
The Baroda Central Co-Op Bank Ltd |
| 165 |
The Baroda City Co.Operative Bank Ltd |
| 166 |
The Bhagyodaya Co-Operative Bank Ltd |
| 167 |
The Bhavana Rishi Co-Op.Urban Bank |
| 168 |
The Business Co Op Bank Ltd |
| 169 |
The Chembur Nagarik Sahakari Bank Ltd., Mumbai |
| 170 |
The Commercial Co.op.Bank Ltd |
| 171 |
The Co-Op Bank Of Mehsana Ltd |
| 172 |
The Dahod Mercantile Co-Op Bank Ltd |
| 173 |
The Dahod Urban Co-Operative Bank Ltd |
| 174 |
The Eenadu Co-Op.Urban Bank Ltd |
| 175 |
The Gadchiroli District Central Co-Op. Bank Ltd |
| 176 |
The Gandevi Peoples Co Operative Bank Ltd |
| 177 |
The Gandhinagar Nagarik Co-Operative Bank Ltd |
| 178 |
The Godhra Urban Cooperative Bank Ltd |
| 179 |
The Guntur Co-Operative Urban Bank Ltd |
| 180 |
The Jalgaon Peoples Co.Op.Bank Ltd |
| 181 |
The Jamkhandi Urban Co-Operative Bank Ltd |
| 182 |
The Jampeta Co-Operative Urban Bank Ltd |
| 183 |
The Junagadh Commercial Co-Operative Bank Ltd |
| 184 |
The Kaira District Central Coop Bank |
| 185 |
The Kakatiya Co-Operative Urban Bank Ltd |
| 186 |
The Kalupur Commercial Co-operative Bank Ltd |
| 187 |
The Karnavati Co.Op. Bank |
| 188 |
The Khamgaon Urban Co-Operative Bank Ltd |
| 189 |
The Kodungallur Town Co-Operative Bank Ltd |
| 190 |
The Kolhapur Urban Co-Op Bank Ltd |
| 191 |
The Kopargaon Peoples Co Op Bank Ltd |
| 192 |
The Kranthi Co-Operative Urban Bank Ltd |
| 193 |
The Maharashtra Mantralaya And Allied Offices Co-Operative Bank Ltd |
| 194 |
The Mahaveer Co-Operative Bank Ltd |
| 195 |
The Mandvi Nagrik Sahakari Bank Ltd |
| 196 |
The Municipal Co-Op Bank Ltd |
| 197 |
The Nandura Urban Co-Op Bank Ltd. Nandura |
| 198 |
The Naroda Nagarik Co-Operative Bank |
| 199 |
The National Co Bank |
| 200 |
The Navnirman Co-Operative Bank Ltd |
| 201 |
The New Urban Co-Operative Bank Ltd Rampur |
| 202 |
The Panchmahal District Co- Operative Bank Ltd |
| 203 |
The Pavana Sahakari Bank Ltd |
| 204 |
The Pimpalgaon Merchants Co-Op Bank Ltd |
| 205 |
The Rajasthan State Co-Op Bank Ltd |
| 206 |
The Rajkot Commercial Co-Operative Bank |
| 207 |
The Sangamner Merchants Co Operative Bank Ltd |
| 208 |
The Satara Sahakari Bank Ltd |
| 209 |
The Saurashtra Co-Operative Bank Ltd |
| 210 |
The Sindhudurg Dcc Bank Ltd |
| 211 |
The Sirsi Urban Sahakari Bank Ltd |
| 212 |
The Surat District Cooperative Bank |
| 213 |
The Surat Mercantile Co-Op Bank Ltd |
| 214 |
The Udaipur Urban Co-Operative Bank Ltd |
| 215 |
The Udupi Town Co-Op. Bank Ltd., Udupi |
| 216 |
The Varachha Co-Op Bank Ltd |
| 217 |
The Vijay Cooperative Bank Ltd |
| 218 |
The Visakhapatnam Cooperative Bank Ltd |
| 219 |
The Vishweshwar Sahakari Bank Ltd. Pune (Multi-State) |
| 220 |
Tirupati Urban Co-Operative Bank Ltd |
| 221 |
TJSB Sahakari Bank Ltd |
| 222 |
UCO Bank |
| 223 |
Union Bank Of India |
| 224 |
Union Co-Operative Bank Ltd |
| 225 |
Urban Co-Operative Bank Ltd Bareilly |
| 226 |
Uttarakhand Gramin Bank |
| 227 |
Vaishya Nagari Sahakari Bank Ltd |
| 228 |
Valmiki Urban Co-Op Bank Ltd.,Pathri |
| 229 |
Vardhaman [Mahila] Co-Op. Urban Bank Ltd |
| 230 |
Vasai Janata Sahakari Bank Ltd |
| 231 |
Vasai Vikas Sahakari Bank Ltd |
| 232 |
Veerashaiva Sahakari Bank Ltd |
| 233 |
Vikramaditya Nagrik Sahakari Bank |
| 234 |
Yes Bank |
Note:
# These are list of banks live on UDIR (i.e. for status update & credit/ reversal processing for pending transactions) in the current month
List of APPs live on Unified Dispute & Issue Resolution (UDIR) - October 22
| Sr. No. |
Name of APP # |
|---|---|
| 1 |
Axis Bank APP |
| 2 |
Citibank APP |
| 3 |
Canara Bank APP |
| 4 |
Federal Bank APP |
| 5 |
Jio Payments Bank APP |
| 6 |
HSBC Bank APP |
| 7 |
Standard Chartered Bank APP |
| 8 |
BHIM APP |
| 9 |
Gpay (Live on HDFC,ICICI and Axis handle) |
| 10 |
PhonePe (Live on Yes,ICICI and Axis handle) |
| 11 |
HDFC Bank APP (PayZapp) |
| 12 |
ICICI Bank APP |
| 13 |
Karur Vysya Bank APP |
| 14 |
City Union Bank APP |
| 15 |
Equitas Small Finance Bank APP |
| 16 |
SBM India Bank APP |
| 17 |
TimePay (Cosmos Co-op Bank) |
| 18 |
Groww |
| 19 |
Whatsapp (Live on HDFC,ICICI and Axis handle) |
| 20 |
Amazon Pay (Live on Axis handle) |
| 21 |
AU Small Finance Bank APP |
| 22 |
Bandhan Bank APP |
| 23 |
CRED |
| 24 |
Deutsche Bank APP |
| 25 |
ICICI Bank Pockets |
| 26 |
Indian Bank APP |
| 27 |
IndusInd Bank APP |
| 28 |
Jupiter Money |
| 29 |
Kotak Mahindra Bank APP |
| 30 |
MobiKwik |
| 31 |
Paytm Payments Bank APP |
| 32 |
RBL Bank APP |
| 33 |
Samsung Pay |
| 34 |
Slice |
| 35 |
South Indian Bank APP |
| 36 |
State Bank Of India APP |
| 37 |
UCO Bank APP |
| 38 |
Utkarsh Small Finance Bank APP |
| 39 |
Yes Bank APP |
Note:
# List of APPs live for checking the status of Transaction/complaint and raising complaints under UDIR
Top Comments
12 Comments
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https://www.desidime.com/discussions/upi-transaction-failed-no-refund-now-live-track-raise-complaint-through-upi-apps?page=1#post_8776399
Snapz wrote:I guess yes.Great news…
Will there be seperate option for it in the apps?
https://www.desidime.com/discussions/upi-transaction-failed-no-refund-now-live-track-raise-complaint-through-upi-apps?page=1#post_8776499
Expand
abhishek012 wrote:So the combination for this to work needs to be: any bank from list 1 + any app from list 2. Right?
I guess yes.
https://www.desidime.com/discussions/upi-transaction-failed-no-refund-now-live-track-raise-complaint-through-upi-apps?page=1#post_8776514
Expand
We need to wait few more months or a year. So, UDIR system will work properly. 😀
guest_999 wrote:Yes. If you transaction from SBI bank linked with Gpay (HDFC bank handle) + receiver bank is PNB linked with Phonepe (Icici bank handle) then all banks and UPI apps handle should be live on UDIR system.
So the combination for this to work needs to be: any bank from list 1 + any app from list 2. Right?
We need to wait few more months or a year. So, UDIR system will work properly. 😀
https://www.desidime.com/discussions/upi-transaction-failed-no-refund-now-live-track-raise-complaint-through-upi-apps?page=1#post_8776544
Expand
abhishek012 wrote:Add this in deal wiki too else some ppl may think just having one of the eligible bank/app is enough to send money anywhere via upi & use this system in case of any issue.
Yes. If you transaction from SBI bank linked with Gpay (HDFC bank handle) + receiver bank is PNB linked with Phonepe (Icici bank handle) then all banks and UPI apps handle should be live on UDIR system.
We need to wait few more months or a year. So, UDIR system will work properly. 😀
https://www.desidime.com/discussions/upi-transaction-failed-no-refund-now-live-track-raise-complaint-through-upi-apps?page=1#post_8776690
AmazonPay / UPI Not available
Strange 😬
https://www.desidime.com/discussions/upi-transaction-failed-no-refund-now-live-track-raise-complaint-through-upi-apps?page=1#post_8776708
beingsr wrote:Wait few months, all banks, UPI apps, UPI Wallet, UPI linked credit cards etc will added.AmazonPay / UPI Not available
Strange 😬
https://www.desidime.com/discussions/upi-transaction-failed-no-refund-now-live-track-raise-complaint-through-upi-apps?page=1#post_8776813
A welcome decision!!Kudos to NPCI! 🔥More power to Digital India and consumer rights!! 🙌🏼
https://www.desidime.com/discussions/upi-transaction-failed-no-refund-now-live-track-raise-complaint-through-upi-apps?page=1#post_8776817
Banks will be like : maro mujhe maro mujhe.
Merchants will be like : abhi token-token khtm nhi inka aur ye chaalu ho gya
Merchants will be like : abhi token-token khtm nhi inka aur ye chaalu ho gya
https://www.desidime.com/discussions/upi-transaction-failed-no-refund-now-live-track-raise-complaint-through-upi-apps?page=1#post_8776853
akki.akki wrote:Tokenization ab tak sahi se implement nahi hua hai.
Banks will be like : maro mujhe maro mujhe.
Merchants will be like : abhi token-token khtm nhi inka aur ye chaalu ho gya
Bahot bar card otp page na open hone ka reason Tokenization he hai.
Amazon still saved our JCB variant cards permanently without token permission.
Bajaj app also save our card without tokenization.
Yeh just kuch example hua aur bhi hoga.
https://www.desidime.com/discussions/upi-transaction-failed-no-refund-now-live-track-raise-complaint-through-upi-apps?page=1#post_8801975
Expand
abhishek012 wrote:swiggy also save
Tokenization ab tak sahi se implement nahi hua hai.
Bahot bar card otp page na open hone ka reason Tokenization he hai.
Amazon still saved our JCB variant cards permanently without token permission.
Bajaj app also save our card without tokenization.
Yeh just kuch example hua aur bhi hoga.
https://www.desidime.com/discussions/upi-transaction-failed-no-refund-now-live-track-raise-complaint-through-upi-apps?page=1#post_8827524
Expand
guest_999 wrote:
Add this in deal wiki too else some ppl may think just having one of the eligible bank/app is enough to send money anywhere via upi & use this system in case of any issue.
More banks and UPI apps now live UDIR system -
List of Banks live on Unified Dispute & Issue Resolution (UDIR) - October 22
| Sr. No. | Name of Banks # |
|---|---|
| 1 | Abhyudaya Co-operative Bank Ltd |
| 2 | Adarsh Co-Operative Bank Ltd |
| 3 | Ahmednagar Merchant'S Co Operative Bank Ltd |
| 4 | Ahmednagar Shahar Sahakari Bank Ltd |
| 5 | Ajantha Urban Co Op Bank Ltd |
| 6 | Akhand Anand Co-Op Bank Ltd |
| 7 | Akola Janata Commercial Co-Operative Bank |
| 8 | Ambajogai Peoples Co-Operative Bank Ltd |
| 9 | Ambarnath Jai Hind Cooperative Bank Ltd |
| 10 | Andhra Pradesh Grameena Vikas Bank |
| 11 | Andhra Pragathi Grameena Bank |
| 12 | AP Mahesh Bank |
| 13 | Apna Sahakari Bank Ltd |
| 14 | Arunachal Pradesh Rural Bank |
| 15 | Arvind Sahakari Bank Ltd |
| 16 | AU Small Finance Bank |
| 17 | Axis Bank Ltd |
| 18 | Balotra Urban Co-Op Bank Ltd |
| 19 | Banaskantha District Central Co-op Bank |
| 20 | Bandhan Bank |
| 21 | Bank of Baroda |
| 22 | Bank of India |
| 23 | Baran Nagrik Sahkari Bank Ltd |
| 24 | Baroda Gujarat Gramin Bank |
| 25 | Baroda Rajasthan Kshetriya Gramin Bank |
| 26 | Bassein Catholic Co-operative Bank |
| 27 | Bhadradri Co-Operative Urban Bank Ltd |
| 28 | Bharat Co-Operative Bank (Mumbai) Ltd |
| 29 | Bhavnagar DCB |
| 30 | Bhilwara Urban Co-Operative Bank Ltd |
| 31 | Bicholim Urban Cooperative Bank |
| 32 | Canara Bank |
| 33 | Central Bank Of India |
| 34 | Chaitanya Godavari Grameena Bank |
| 35 | Chhatisgarh Rajya Gramin Bank |
| 36 | Chhattisgarh Rajya Sahakari Bank Mydt |
| 37 | Chittorgarh Urban Co-Operative Bank Ltd |
| 38 | Citibank |
| 39 | Citizens Co-Operative Bank Ltd |
| 40 | City Union Bank |
| 41 | Coastal Area Local Bank |
| 42 | Colour Merchants Co-Operative Bank Ltd |
| 43 | Cosmos Bank |
| 44 | CSB Bank |
| 45 | Dapoli Urban Co-Operative Bank Ltd |
| 46 | Dausa Urban Co-Op Bank Ltd |
| 47 | DCB Bank |
| 48 | Deendayal Nagari Sahakari Bank Ltd |
| 49 | Deogiri Nagari Sahakari Bank Ltd |
| 50 | Dhanera Mercantile Co-Op Bank Ltd |
| 51 | Dhanlaxmi Bank Ltd |
| 52 | Equitas Small Finance Bank |
| 53 | ESAF Small Finance Bank |
| 54 | Federal Bank |
| 55 | Fincare Small Finance Bank Ltd |
| 56 | Fingrowth Cooperative Bank Ltd |
| 57 | Gayatri Bank |
| 58 | GP Parsik Bank |
| 59 | Gujarat Ambuja Co-Operative Bank Ltd |
| 60 | HDFC Bank Ltd |
| 61 | Himatnagar Nagarik Sahakari Bank Ltd |
| 62 | HSBC |
| 63 | Hutatma Sahakari Bank Ltd |
| 64 | ICICI Bank |
| 65 | IDFC First Bank |
| 66 | India Post Payment Bank |
| 67 | Indian Bank |
| 68 | Indrayani Co- Op. Bank Ltd |
| 69 | IndusInd Bank |
| 70 | J&K Grameen Bank |
| 71 | Jalgaon Janata Sahkari Bank Ltd |
| 72 | Janata Sahakari Bank Ltd |
| 73 | Jharkhand Rajya Gramin Bank |
| 74 | Jivan Commercial Co-Operative Bank Ltd |
| 75 | Jodhpur Nagrik Sahakari Bank Ltd |
| 76 | Kanaka Mahalakshmi Co-Operative Bank Ltd |
| 77 | Kankaria Maninagar Nagarik Sahakari Bank Ltd |
| 78 | Karnataka Gramin Bank |
| 79 | Karnataka Mahila Sahakara Bank Niyamitha |
| 80 | Karur Vysya Bank |
| 81 | Kerala Gramin Bank |
| 82 | Kolhapur Dist. Central Co-Op. Bank Ltd |
| 83 | Kolhapur Mahila Sahakari Bank Ltd |
| 84 | Kotak Mahindra Bank |
| 85 | Lonavala Sahakari Bank Ltd |
| 86 | Madhya Pradesh Rajya Sahakari Bank Maryadit |
| 87 | Mahanagar Nagrik Sahakari Bank Maryadit |
| 88 | Maharashtra State Co-op Bank Ltd |
| 89 | Mahaveer Cooperative Urban Bank Ltd |
| 90 | Mahila Nagrik Sahakari Bank Mahasamund |
| 91 | Malviya Urban Co-Operative Bank Ltd |
| 92 | Mann Deshi Mahila Sahakari Bank Ltd |
| 93 | Mansing Co-Operative Bank Ltd |
| 94 | Maratha Cooperative Bank Ltd |
| 95 | Meghalaya Rural Bank |
| 96 | Mizoram Rural Bank |
| 97 | Model Co-Op. Bank Ltd |
| 98 | Nagarik Sahakari Bank Maryadit |
| 99 | Nainital Bank |
| 100 | Navi Mumbai Co-Operative Bank Ltd |
| 101 | Navsarjan Industrial Co-Op Bank Ltd |
| 102 | Nutan Nagrik Sahakari Bank |
| 103 | Pali Urban Co-Operative Bank Limited |
| 104 | Palus Sahakari Bank Ltd |
| 105 | Patan Nagarik Sahakari Bank Ltd |
| 106 | Paytm Payments Bank |
| 107 | People's Urban Co-Operative Bank Ltd |
| 108 | Poornawadi Nagrik Sahakari Bank Ltd |
| 109 | Pune Cantonment Sahakari Bank Ltd |
| 110 | Pune Urban Co Operative Bank Ltd |
| 111 | Punjab and Sind Bank |
| 112 | Rajarshi Shahu Sahakari Bank Ltd |
| 113 | Rajasthan Marudhara Gramin Bank |
| 114 | Rajgurunagar Sahakari Bank Ltd |
| 115 | Rajkot District Central Coop Bank |
| 116 | Rajkot Peoples Co-Operative Bank Ltd |
| 117 | Rani Channamma Mahila Sahakari Bank Niyamit |
| 118 | RBL Bank |
| 119 | Sabarkantha District Central Cooperative Bank Ltd |
| 120 | Sadhana Sahakari Bank Ltd |
| 121 | Sadhana Sahakari Bank Ltd Nagpur |
| 122 | Saibaba Nagari Sahakari Bank Maryadit Sailu |
| 123 | Samarth Sahakari Bank Ltd. Solapur |
| 124 | Samata Sahakari Bank Ltd,Mumbai |
| 125 | Saraspur Nagarik Co-Op Bank Ltd |
| 126 | Saraswat Bank |
| 127 | Sardar Bhiladwala Pardi Peoples Coop Bank Ltd |
| 128 | Sardar Vallabhbhai Sahakari Bank Ltd |
| 129 | Sarvodaya Commercial Co Op Bank Ltd |
| 130 | Saurashtra Gramin Bank |
| 131 | SBM Bank India |
| 132 | Shivalik Mercantile Co-operative Bank Ltd |
| 133 | Shivalik Small Finance Bank |
| 134 | Shree Basaveshwar Urban Co-Op Bank Ltd Ranebennur |
| 135 | Shree Kadi Nagarik Sahakari Bank Ltd |
| 136 | Shree Mahalaxmi Urban Co-Op Credit Bank Ltd |
| 137 | Shri Mahila Sewa Sahakari Bank Ltd |
| 138 | Smriti Nagrik Sahakari Bank Maryadit Mandsaur |
| 139 | South Indian Bank |
| 140 | Sree Charan Souhardha Co-Operative Bank |
| 141 | Sri Basaveshwar Bank |
| 142 | Sri Rama Co-Operative Bank Ltd |
| 143 | Sri Sudha Co-Operative Bank Ltd |
| 144 | Sri Vasavamba Co-Op. Bank Ltd |
| 145 | Standard Chartered |
| 146 | State Bank of India |
| 147 | Sudha Co-Operative Urban Bank Ltd |
| 148 | Sunderlal Sawji Urban Co-Op Bank Ltd Jintur |
| 149 | Surat National Co-Operative Bank Ltd |
| 150 | Surat People Cooperative Bank |
| 151 | Suryoday Small Finance Bank Ltd |
| 152 | SVC Co-operative Bank Ltd |
| 153 | Telangana Grameena Bank |
| 154 | Telangana State Co Op Apex Bank |
| 155 | Textile Traders Co-Operative Bank Ltd |
| 156 | Thane Bharat Sahakari Bank Ltd |
| 157 | The A.P. Raja Rajeswari Mahila Co Operative Urban Bank Ltd |
| 158 | The Abhinav Sahakari Bank Ltd., Mumbai |
| 159 | The Adarsh Co-Operative Urban Bank Ltd |
| 160 | The Agrasen Co-Operative Urban Bank Ltd |
| 161 | The Ahmedabad District Co-Operative Bank Ltd |
| 162 | The Ahmedabad Mercantile Cooperative Bank Ltd |
| 163 | The Banaskantha Mercantile Co-Operative Bank Ltd |
| 164 | The Baroda Central Co-Op Bank Ltd |
| 165 | The Baroda City Co.Operative Bank Ltd |
| 166 | The Bhagyodaya Co-Operative Bank Ltd |
| 167 | The Bhavana Rishi Co-Op.Urban Bank |
| 168 | The Business Co Op Bank Ltd |
| 169 | The Chembur Nagarik Sahakari Bank Ltd., Mumbai |
| 170 | The Commercial Co.op.Bank Ltd |
| 171 | The Co-Op Bank Of Mehsana Ltd |
| 172 | The Dahod Mercantile Co-Op Bank Ltd |
| 173 | The Dahod Urban Co-Operative Bank Ltd |
| 174 | The Eenadu Co-Op.Urban Bank Ltd |
| 175 | The Gadchiroli District Central Co-Op. Bank Ltd |
| 176 | The Gandevi Peoples Co Operative Bank Ltd |
| 177 | The Gandhinagar Nagarik Co-Operative Bank Ltd |
| 178 | The Godhra Urban Cooperative Bank Ltd |
| 179 | The Guntur Co-Operative Urban Bank Ltd |
| 180 | The Jalgaon Peoples Co.Op.Bank Ltd |
| 181 | The Jamkhandi Urban Co-Operative Bank Ltd |
| 182 | The Jampeta Co-Operative Urban Bank Ltd |
| 183 | The Junagadh Commercial Co-Operative Bank Ltd |
| 184 | The Kaira District Central Coop Bank |
| 185 | The Kakatiya Co-Operative Urban Bank Ltd |
| 186 | The Kalupur Commercial Co-operative Bank Ltd |
| 187 | The Karnavati Co.Op. Bank |
| 188 | The Khamgaon Urban Co-Operative Bank Ltd |
| 189 | The Kodungallur Town Co-Operative Bank Ltd |
| 190 | The Kolhapur Urban Co-Op Bank Ltd |
| 191 | The Kopargaon Peoples Co Op Bank Ltd |
| 192 | The Kranthi Co-Operative Urban Bank Ltd |
| 193 | The Maharashtra Mantralaya And Allied Offices Co-Operative Bank Ltd |
| 194 | The Mahaveer Co-Operative Bank Ltd |
| 195 | The Mandvi Nagrik Sahakari Bank Ltd |
| 196 | The Municipal Co-Op Bank Ltd |
| 197 | The Nandura Urban Co-Op Bank Ltd. Nandura |
| 198 | The Naroda Nagarik Co-Operative Bank |
| 199 | The National Co Bank |
| 200 | The Navnirman Co-Operative Bank Ltd |
| 201 | The New Urban Co-Operative Bank Ltd Rampur |
| 202 | The Panchmahal District Co- Operative Bank Ltd |
| 203 | The Pavana Sahakari Bank Ltd |
| 204 | The Pimpalgaon Merchants Co-Op Bank Ltd |
| 205 | The Rajasthan State Co-Op Bank Ltd |
| 206 | The Rajkot Commercial Co-Operative Bank |
| 207 | The Sangamner Merchants Co Operative Bank Ltd |
| 208 | The Satara Sahakari Bank Ltd |
| 209 | The Saurashtra Co-Operative Bank Ltd |
| 210 | The Sindhudurg Dcc Bank Ltd |
| 211 | The Sirsi Urban Sahakari Bank Ltd |
| 212 | The Surat District Cooperative Bank |
| 213 | The Surat Mercantile Co-Op Bank Ltd |
| 214 | The Udaipur Urban Co-Operative Bank Ltd |
| 215 | The Udupi Town Co-Op. Bank Ltd., Udupi |
| 216 | The Varachha Co-Op Bank Ltd |
| 217 | The Vijay Cooperative Bank Ltd |
| 218 | The Visakhapatnam Cooperative Bank Ltd |
| 219 | The Vishweshwar Sahakari Bank Ltd. Pune (Multi-State) |
| 220 | Tirupati Urban Co-Operative Bank Ltd |
| 221 | TJSB Sahakari Bank Ltd |
| 222 | UCO Bank |
| 223 | Union Bank Of India |
| 224 | Union Co-Operative Bank Ltd |
| 225 | Urban Co-Operative Bank Ltd Bareilly |
| 226 | Uttarakhand Gramin Bank |
| 227 | Vaishya Nagari Sahakari Bank Ltd |
| 228 | Valmiki Urban Co-Op Bank Ltd.,Pathri |
| 229 | Vardhaman [Mahila] Co-Op. Urban Bank Ltd |
| 230 | Vasai Janata Sahakari Bank Ltd |
| 231 | Vasai Vikas Sahakari Bank Ltd |
| 232 | Veerashaiva Sahakari Bank Ltd |
| 233 | Vikramaditya Nagrik Sahakari Bank |
| 234 | Yes Bank |
Note:
# These are list of banks live on UDIR (i.e. for status update & credit/ reversal processing for pending transactions) in the current month
List of APPs live on Unified Dispute & Issue Resolution (UDIR) - October 22
| Sr. No. | Name of APP # |
|---|---|
| 1 | Axis Bank APP |
| 2 | Citibank APP |
| 3 | Canara Bank APP |
| 4 | Federal Bank APP |
| 5 | Jio Payments Bank APP |
| 6 | HSBC Bank APP |
| 7 | Standard Chartered Bank APP |
| 8 | BHIM APP |
| 9 | Gpay (Live on HDFC,ICICI and Axis handle) |
| 10 | PhonePe (Live on Yes,ICICI and Axis handle) |
| 11 | HDFC Bank APP (PayZapp) |
| 12 | ICICI Bank APP |
| 13 | Karur Vysya Bank APP |
| 14 | City Union Bank APP |
| 15 | Equitas Small Finance Bank APP |
| 16 | SBM India Bank APP |
| 17 | TimePay (Cosmos Co-op Bank) |
| 18 | Groww |
| 19 | Whatsapp (Live on HDFC,ICICI and Axis handle) |
| 20 | Amazon Pay (Live on Axis handle) |
| 21 | AU Small Finance Bank APP |
| 22 | Bandhan Bank APP |
| 23 | CRED |
| 24 | Deutsche Bank APP |
| 25 | ICICI Bank Pockets |
| 26 | Indian Bank APP |
| 27 | IndusInd Bank APP |
| 28 | Jupiter Money |
| 29 | Kotak Mahindra Bank APP |
| 30 | MobiKwik |
| 31 | Paytm Payments Bank APP |
| 32 | RBL Bank APP |
| 33 | Samsung Pay |
| 34 | Slice |
| 35 | South Indian Bank APP |
| 36 | State Bank Of India APP |
| 37 | UCO Bank APP |
| 38 | Utkarsh Small Finance Bank APP |
| 39 | Yes Bank APP |
Note:
# List of APPs live for checking the status of Transaction/complaint and raising complaints under UDIR
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We need to wait few more months or a year. So, UDIR system will work properly. 😀
Great news…
Will there be seperate option for it in the apps?