How many UPI transactions are you doing per month ?
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UPI Transactions hits the record in July-21.

506°
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akki.akki

UPI crosses 3 billion transactions count in July 2021.


https://www.business-standard.com/article/econo...



Statitics in terms of ₹ volume :-
https://www.npci.org.in/what-we-do/upi/product-...

58 Comments  |  
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Deal Subedar Deal Subedar
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I am not included in those statistics for sure. Am I the only one here who has not started using UPI. Never felt the need for it yet. Will sign up if the need arises.

Hunk Hunk
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Guys which UPI app are you using???
In my case, I use solely GooglePe..

Deal Subedar Deal Subedar
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bikidas2060 wrote:

Guys which UPI app are you using???
In my case, I use solely GooglePe..

Best is PhonePe

Pro Community Angel Pro Community Angel
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bikidas2060 wrote:

Guys which UPI app are you using???
In my case, I use solely GooglePe..

Don’t know why but Google pay doesn’t work smoothly on weak network for me (when outside home) and payment failure rate is quite high.

Using paytm exclusively since this year

Super Stud Super Stud
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Paytm works quite good in terms of ‘easy to use’ and UI is quite smooth to use,while gpay,phonepe has sort of a confusing UI for a fresher which is new to the upi

Deal Lieutenant Deal Lieutenant
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Gpay is not good most of time they show txn pending despite of success and payment confirmation delay in gpay

Deal Lieutenant Deal Lieutenant
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bikidas2060 wrote:

Guys which UPI app are you using???
In my case, I use solely GooglePe..

Earlier PhonePe & Paytm.. nowadays almost always AmazonPay. Uninstalled GooglePay long ago after continously getting BLNT for like millionth time. stuck_out_tongue

Cool Cool
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teriab33 wrote:

I am not included in those statistics for sure. Am I the only one here who has not started using UPI. Never felt the need for it yet. Will sign up if the need arises.

Why it is showing null

Deal Subedar Deal Subedar
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bikidas2060 wrote:

Guys which UPI app are you using???
In my case, I use solely GooglePe..

Only Phonepe (for cashback offers Amazonpay)

Deal Subedar Deal Subedar
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For me its amazon pay (to collect/utilize any upi based offers on amazon) or paytm upi (most of times) sunglasses

Blaze Blaze
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Many people have voted for 50+. For what reasons? UPI send money offers?

Pro Community Angel Pro Community Angel
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smz wrote:

Many people have voted for 50+. For what reasons? UPI send money offers?

If you count merchant transactions, 50 is not that high.
So many miscellaneous transactions taking place each day, electricity bills, water bills, food orders, grocery orders, etc.etc.

The PostMighty The PostMighty
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smz wrote:

Many people have voted for 50+. For what reasons? UPI send money offers?

Even, I am shocked!

Most of the Banks doesn’t allow 20+ Times/Per Month, Otherwise, it is chargeable for eg- ICICI Regular Savings Account!

Nowadays who gives UPI Offers in SEND Money
1.Amazon Pay UPI (Real money/Coupons)
2. Paytm UPI (Paytm First Points)

Deal Subedar Deal Subedar
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pm me for referral in case someone has not started using UPI laughing

Pro Blogger Pro Blogger
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smz wrote:

Many people have voted for 50+. For what reasons? UPI send money offers?

UPI also use for IPO, Mutual fund investment, cryptocurrency investment, UPI AutoPay, Credit card bill payment, local shops & restaurant payment, Business to Business payment, Business to customer payment, NRI send remittance through UPI, Credit on UPI payment and now UPI based E-vouchers (E-RUPI) also launched.

UPI already surpass Cards on Merchant payments in volume.

Deal Newbie Deal Newbie
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shraaj wrote:

Even, I am shocked!

Most of the Banks doesn’t allow 20+ Times/Per Month, Otherwise, it is chargeable for eg- ICICI Regular Savings Account!

Nowadays who gives UPI Offers in SEND Money
1.Amazon Pay UPI (Real money/Coupons)
2. Paytm UPI (Paytm First Points)

They have back tracked from that limit last year once CBDT decided it illegal in August 2020 order, also any charged levied since Jan 2020 also reversed by Banks on order of CBDT

Pro Blogger Pro Blogger
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shraaj wrote:

Even, I am shocked!

Most of the Banks doesn’t allow 20+ Times/Per Month, Otherwise, it is chargeable for eg- ICICI Regular Savings Account!

Nowadays who gives UPI Offers in SEND Money
1.Amazon Pay UPI (Real money/Coupons)
2. Paytm UPI (Paytm First Points)

UPI is Free, don’t spread fake news.

20 times monthly limit is under Rs10 or i think Rs11 payment.

UPI already surpass Cards on Merchant payments in volume.

UPI use for IPO, Mutual fund investment, cryptocurrency investment, UPI AutoPay, Credit card bill payment, local shops & restaurant payment, Business to Business payment, Business to customer payment, NRI send remittance through UPI, Credit on UPI payment and now UPI based E-vouchers (E-RUPI) also launched.

The PostMighty The PostMighty
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bhopali91355 wrote:

They have back tracked from that limit last year once CBDT decided it illegal in August 2020 order, also any charged levied since Jan 2020 also reversed by Banks on order of CBDT

Thanks, is that mean UPI Person to Person Transfer is Free Unlimited Times per Bank?

I was talking about Payment from Person to Person and Not Person to Merchant?

I have seen ICICI Bank,they hasn’t any info on there site in Service Charge Section,
Here I got 1 PDF. Kindly Enlighten us!

https://www.icicibank.com/managed-assets/docs/a...

The PostMighty The PostMighty
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abhishek012 wrote:

UPI is Free, don’t spread fake news.

20 times monthly limit is under Rs10 or i think Rs11 payment.

UPI already surpass Cards on Merchant payments in volume.

UPI use for IPO, Mutual fund investment, cryptocurrency investment, UPI AutoPay, Credit card bill payment, local shops & restaurant payment, Business to Business payment, Business to customer payment, NRI send remittance through UPI, Credit on UPI payment and now UPI based E-vouchers (E-RUPI) also launched.

are Bhai, UPI ka Advertisement Mat Karo, Pata hai Mujhe ye sab Cheeze ki Kaha Kaha use hota hai!

I heard in ICICI Regular Savings Account, That they charge after 20+Transaction!
Didn’t know that this was the Limit like 10Rs and all!

I was not spreading fake news neither I have any agenda against any one brand or I promote that kind of things (#Peace#NoOffense)

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shraaj wrote:

are Bhai, UPI ka Advertisement Mat Karo, Pata hai Mujhe ye sab Cheeze ki Kaha Kaha use hota hai!

I heard in ICICI Regular Savings Account, That they charge after 20+Transaction!
Didn’t know that this was the Limit like 10Rs and all!

I was not spreading fake news neither I have any agenda against any one brand or I promote that kind of things (#Peace#NoOffense)

ohk smile but UPI is Free including ICICI Regular Savings Account.

Pro Blogger Pro Blogger
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shraaj wrote:

Thanks, is that mean UPI Person to Person Transfer is Free Unlimited Times per Bank?

I was talking about Payment from Person to Person and Not Person to Merchant?

I have seen ICICI Bank,they hasn’t any info on there site in Service Charge Section,
Here I got 1 PDF. Kindly Enlighten us!

https://www.icicibank.com/managed-assets/docs/a...

Yes unlimited times Free UPI P2P payment.

Per day UPI P2P limit is 10 times.

The PostMighty The PostMighty
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abhishek012 wrote:

ohk smile but UPI is Free including ICICI Regular Savings Account.

Thanks for Confirming!

Now, I will not hesitate to do the 21st transaction in a month smile

Critic Critic
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shraaj wrote:

Thanks for Confirming!

Now, i will not hesitate to do 21st transaction smile

There should/will be some per day limit though beyond which the upi txn will simply fail instead of charging you extra.

Missing