URGENT- Financial Fraud of 70k (Flipkart)
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My friends Flipkart account was compromised today.
At work, he Recieved an email saying 70k emi transaction was done using Flipkart pay later emi.
On calling customer care, he was informed that someone had bought iPhone using Flipkart quick and product was also delivered.
He's locked out of his Flipkart account.
Please suggest what to do next.
I have asked my friend to lodge fir in the meantime.
Lending partner is idfc i Think
"@guest_999":https://www.desidime.com/users...83
Lots of pay latter , credit cards , wallets … everywhere loots and scam going on .
Lagta hai Mujhe bhi Flipkart Pay later disable karwana padega.
Complain as soon as possible, and try to gain access to Flipkart account.
Bro yeh paylater nai hai. Yeh to saved cards se hua hai i assume na?
So it’s better not to save any cc on our ecommerce accounts then?
Report : Cyber Crime Portal
In case of Cyber Financial Fraud, For immediate reporting ,Call 1930 (Earlier 155260).(24*7)
and contact the lending partner IDFC
Will Flipkart customer care disclose these information?
1. Invoice
2. Device Imei
3. Delivery guy name and number
4. Ip address from where the purchase was made
And will apple block the iPhone if asked to?
With all the details of fir and other proofs
@xxxyyyzzz paji did ur friend receive any mail or message for email and number updation?file a fir urgently
How Flipkart scam work? How do they get your login access? 🤔
Flipkart later service providing bank is the one can help you with, but i have no idea how to go with these paylater services unlike cc, they must have some fraudulent measures at place similar to chargeback. Stress them much with your fir.
And ask flipkart people to unblock your account with access to your email/ phone only if they ain’t help you with any proper help. Try approaching with police fir/ note from police to get the details out from Flipkart (need to work that out with police guys). Then they should help.
As @getready said above, they can block the IMEI (if the culprits have not done advance level rooting to that device yet) and these people can only try to sell in grey market only. So high chances of getting caught and getting back the refund, albeit everyone works timely.. and we know how it works s in our country.
Such a big trouble for a little carelessness, maybe. 
Flipkart helped with invoices. Said they cant help with IMEI number or delivery guy details.
I am baffled by this fraudster, like did he think he’ll simply get away with this and not be pursued.
Good thing is Seller, buyer and my friend all are in Delhi only.
How to close Flipkart pay later? @Ash @kartikxxx
Calling or chat support to Flipkart cc. They close it in three days
Pay later thing 
They are not insured,hence user has to bear the scammed amount.
Unfortunate incident.
Do an FIR and raise to Flipkart, they might help getting details of the loan bank.
Flipkart Pay later does not send OTPs (like CCs) before completing the transaction?
Same mere friend k sath hua tha uske Amazon pay later se kisi ne 5000 ka order book kar dia tha
But usko message a gaya tha aur Amazon me delivery bhi 5-6 bad hoti hai usne jaldi se action le lia tha
Adding 2 cents, flipkart should not allow flipkart quick for high value billed amount (say 10k) or that the high threshold can be set by user. This way frauds like this can be avoided.
1. Try connect with any one of your friend who is in police. He can help you for faster process. Find some contacts.
2. Chargeback file karo asap
3. Also tag cyber police and police of your state on twitter.
Chargeback on pay later?
IDFC loan support helpline doesn’t even work after 6 PM 😶
This was one of the reasons i closed all my paylater services earlier i used to have flipkart paylater, amazon paylater, paytm postpaid etc but now i have closed all these and also maintain safe distance from credit line services like slice. In my view in today’s time everyone who is going digital can face these frauds
I also closed all my pay later services (Paytm pp, amazon pl, zest, FK pl, Bajaj) last year but didn’t recieve NOC from any 🙁.
Today called 1860-500-9900 (FK pay later idfc), in IVT 1st option was NOC, opted and noc pdf link was sent instantly
@xxxyyyzzz @prem4998 @scorpion
Lets say i don’t have any paylater services and if don’t save any of my cards in any application i.e, enter it manually everytime which is possible will this help us even a little bit. What i am thinking is if we don’t save card details in applications online than how can someone do fraud with it unless he have all the information available from elsewhere
Fraud is a broad term bro, steps you mentioned can only assure a sense of security to a certain level.
I have read various posts in dd about Amex fraudulent transactions occurring out of nowhere. Their support is good, that’s why people prefer amex or say Citi.
https://www.desidime.com/discussions/urgent-hel...
This is also a type of fraud, desilokesh said sbi won’t help
Your details (unlikely) but can be compromised in many ways
Flipkart doesn’t have 2 factor authentication?
Why people even use pay later I have no idea
Its a freakin personal loan , not pay later
The impact it has on cibil is disastrous , not to mention they open a new loan account for every purchase
Hi, does this also apply to EMI provided by various banks on ecommerce sites? I think those are loans also? Is it better to not use those schemes and pay upfront instead?
If someone bought iphone he is most illiterate person as iphone can be locked with proper security in case of such fraud.
please lodge an fir and report properly with bill download from Flipkart app
fraudster phone can be tracked easily within a day
rbi is just a showpiece. rbi is like pay later service, complaint now and get a reply after a month.
The first contact should be made to flipkart, then apple then IDFC then other so-called complaint forums/helplines. Since the product is delivered so this will be the contact flow.
How to close flipkart pay later??
Here I Observed One Thing
If U Used PayLater Regularly They Will Do LE.
In My Case I Got 30K From Amazon PayLater And Later Reduced To 15K
Now I Closed ( Same Happened To FK PayLater )
Avoid Pay Laters ( My First Suggestion )
Regarding Passwords :
Previously I Used Same Password ( Complex One) For All Sites
One Day I Went To See The Password Check I'm Chrome, Showing As 60 +Sites Passwords Are Compromised.
Same Day I Changed All Passwords And Deleted All Saved Passwords In Chrom ( Almost 200+ Sites Passwords Deleted)
Better To Use Excel Sheet For Passwords ( Don't Save This In Cloud)
Password Pattern :
Suppose If Ur Password Is Like " Desidime_23"
U Can Change This Password For CHROMA Site - ChDesidime_23
TataCliq - TCdesidime_23
Like This I Set Some Unique Pattern Passwords To Every Website
I Will Use 3-4 Patterns Of Passwords Changed From Site To Site
Strong Advice Is :
Enable Two Factor Authentication Wherever Possible
i Enabled 2FA In Amazon
For CCs -
Disable International Transactions ,
Set A Higher Limits
Turn Off ATM Withdrawals ( Some Times U Confuse Between DC And CC)
Eg : Millennia CC And DC Looks Like Same ( Atm Charges For CC Withdrawal)
Dont Share Any Details With Any Of Ur Friends ( Except Trusted People)
Advantage Of CCs :
We Can Block CC Transaction ( It Takes Time To Process From Issuer Bank To Merchant, We Can Block The Same Transaction In Interim)
Hope This Helps!
Order was delivered where?
Got email after delivery?
Delever ho gaya tab bhi return kar dete..
 for Rs. at ){kind=link}
@deb3l