Urgent: Need a zero balance savings account

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MrThanos
Hi guys,
Is there any savings bank account which can be opened instantly with aadhar OTP and PAN ?
The person isn't in India. So I think he may face issues for VKYC.
He will do vkyc later after coming to India.
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flash007 wrote:

nucash

Nucash has serious limit issue. 25k monthly in and out combined limit. Stuck about 50k which will take 2 months to withdraw

Deal Subedar Deal Subedar
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In Vkyc he can just say he is travelling. Or even change his location to India on laptop and do vkyc.

Deal Lieutenant Deal Lieutenant
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legend101 wrote:

In Vkyc he can just say he is travelling. Or even change his location to India on laptop and do vkyc.

VPN?
Deal Subedar Deal Subedar
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Agnivo007 wrote:
VPN?
No in setting you can set your location. Settings - privacy and security - location - default location. Set your home as default location and check if its updated by opening google maps on browser
Benevolent Benevolent
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neel648 wrote:

Nucash has serious limit issue. 25k monthly in and out combined limit. Stuck about 50k which will take 2 months to withdraw

no other bank account can be opened without vkyc
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flash007 wrote:
no other bank account can be opened without vkyc

I think NSDL offers offline aadhar xml based kyc.

But I'm not a fan of their banking service.

Deal Cadet Deal Cadet
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Mini KYC account can only be opened without VKYC. You have to do VKYC for full fledge account and that requires location sharing.

Deal Cadet Deal Cadet
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Yes @robinsharma1681852 one may. Assuming the VPN or other Settings are enough to bluff the location data to the IDFC mandated agency, doing the video KYC.
Benevolent Benevolent
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NSDL Jiffy account can be opened without a vkyc just an xml file of aadhar is needed.

Deal Cadet Deal Cadet
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robinsharma1681852 wrote:

Can I open idfc bank account from different locations like this?

If address on Aadhar falls under their serviceable area then yes, you can open account otherwise they won't allow to proceed.
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can we have ICICI or AXIS or HDFC?

i think there is no zero balance account HDFC...every account in hdfc is will have to maintain min balance.

Deal Subedar Deal Subedar
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NSDL is the only option .

Benevolent Benevolent
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Kotak 811 didn't require any VKYC to open. I made a payment on Tata Neu just minutes after opening the account.  VKYC should be completed within 6 months of account opening though. People staying abroad have successfully used the GPS Setter LSPosed module to spoof location during VKYC (didn't specify which bank) . 

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