usemycards.com seems to be good
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Usemycards.com seems to be good for cashbacks using other’s cards while ordering on flipkart and amazon
Edit: Looks like, only re-sellers are using our cards to order items.
Chances of our cards getting blocked by AZ/FK are more.
If you are not going to use the cards for your own order, it is fine to use
UMC to gain at least 2% to 4%.
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please explain briefly !
Next few posts will be like : PM me for UMC referral code. 
So what happens to the saved card details in the buyer’s account?
Delete it after ordering.
What happens if the buyer’s account has some giftcards and stuff. Since they ask for acc details, is there any risk of losing money in terms of Amazon Pay balance/ Flipkart wallet balance?
good query. Chances are there to loosing the wallet balance.
but there is a chat option, before giving the details.
you may chat first and decide.
What if I want to cancel an order & get refund?
It should be done before 10 days and before marking on UMC as successful. Until then, the money will be held by UMC.
Actually card holder is in risk since the card buyer got the product but UMC still takes few hours/days before crediting back to CC holders account.
There are some complications in this whole setup. Tax liability, CC/account blockage risk (by flipkart) and of course scams. Credit card user can file dispute even after 90-180 days. Its not safe at all.
a few will suffer at hands of some greedy.
how long UMC will survive
what in there for UMC
how they they are supposed to make any profile at all ?
UMC will keep money for 10 days. They earn money on that interest and adding commission for withdrawal in future.
it looks like adda of resellers
there are multiple entries from single person
Gained 1% tip from UMC + expecting a 0.2% reward points + expecting one more 0.5% from Bank interest deposit + expecting 1% from Cred. Nice deal.
There seems to be one more company started similar app. I saw it in umc telegram group discussion. Any one know the name of the app?
Yaper it is, for referral pm me 
I dont think its genuine, in case of amazon it is showing 50k voucher available at 20K
How this is possible?
Some are added by newbie testers for testing purpose.
IMO, In case of fraud, you are still saved from fraud.
1)Your money is in escrow account, until you clear it, it is safe.
2)You also need to see the seller ratings, if you dont want any type of hassle.
But their main business is not recharge or GVs. They have added them just few weeks ago on users request.
referral Benefits?
yes.
The admin team support is getting detoriated day by day.
I would like them to resolve issues quickly (upi payment adding to umc issues, website is getting down very often, they dont even know that the website is down until some one posts it in telegram group).
The website can be run in better way, IMO.
IMO, this is THE best way to consume amazon pay balance (if you have higher amount or club all amazon accounts) via recharges/bill pay. Some times, we can utilize amazon offers too.
Gift card selling is working well but there is a KYC process for the same.
Do not use usemycards…its a fraud…15 days ago i made a request for purchase of amazon gv in usemycards…i made a request to 2 – 3 persons and deposited the money also…as per usemycard policy i have to share the amazon userid and password so that user can add the gv so i have provided all the details also…at that time my amazon pay balance was 500…i dont know who but someone accessed my account and used the pay balance…i told to customer care also but no solution received till yet…nowadays they dont reply to email also.
Usemycards.com is full of fraudsters….do not use it
I will stay away from this complex and seems to be risky platform.
Definitely a big NO for this website usemycards.com.
I can neither do any purchase for any stranger as a seller nor can I share my login details to any stranger as a buyer. As a seller, if sometihng goes wrong with the order or the buyer, then I will have to face the consequences, not the buyer. Since I used my card to place the order, the buyer will legally not be responsible for anything. On the other hand as a buye, if my account is miused by the seller to order any kind of potentially questionable or harmful items, then I will be held responsible, not the seller.
How about giving real examples for your statements?
Trying to understand your point.
Few suggestions for the people who DO NOT KNOW how to gain from UMC.
Just join their telegram group and learn ‘’how to make money using your CC/Wallet/Apay/Apay GV selling’’.
This website is NOT for the newbies in financial transactions. This is for the experts.
See the issue here…for new guys.
https://www.desidime.com/discussions/usemycards...
I had bitter experience I was in urgent need of 10k Amazon gift card. I placed a order and even deposited money got some seller he logged in to my account and said to transfer money to his UPI since umc will take some charges I said no and cancelled the transaction. That pervert then noted by information in account and tried to login other websites.
Luckily I had 2fa authentication so I was saved and that account was made temporary for this transaction.
And for getting my money back had to wait 7+days.
But got full refund.
Lesson learnt.
Please save urself and our DD community from a big scam which is going to happen sooner or later.
And please if possible add a dealwiki to be cautious or own risk
Fraud website
Don’t share your Aadhar and pan to save a few bucks.
One day or another they are going to sell your sensitive information to someone .
Is it legal to operate a website like this?
ummm.. do you know their main business and other apps they have developed?
Do you provide escrow system like umc/yaper?
Check this thread before using UMC.
I came across one incident through UMC telegram channel.
One guy matched the order , did NOT order the product, but closed it as successful using dummy order number.
Even though no body is loosing the money, but the CC buyer needs to contact Admin for resolving the dispute. Hence , always deal with good rating persons.
Guys, stay away from umc for some time. Customer support help is becoming worse.
Users are begging for customer support help to withdraw the money.
I tried for a prepaid recharge and successfully lost my money.. umc asked me to load the money to wallet and I did the same. They neither completed the recharge by the matched seller nor refund the money. My wallet balance is nil. No support from the app as well as emails.
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I did transaction. Its very Smooth