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usemycards.com seems to be good

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Deal Subedar
ramadesidime

Usemycards.com seems to be good for cashbacks using other’s cards while ordering on flipkart and amazon

Edit: Looks like, only re-sellers are using our cards to order items.
Chances of our cards getting blocked by AZ/FK are more.
If you are not going to use the cards for your own order, it is fine to use
UMC to gain at least 2% to 4%.

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Deal Lieutenant Deal Lieutenant
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I did transaction. Its very Smooth

Deal Subedar Deal Subedar
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nithinkatakam wrote:

I did transaction. Its very Smooth

Me too just ordered for someone.
Seems to be good.
I willl wait 5 days and share my feedback after withdrawing money from them.
After that only share my refferal code.

Deal Subedar Deal Subedar
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arunhegde wrote:

please explain briefly !

go to umc website they have video and faq.
It is escrow system.

you will order using their fk/az account using your cc.

Chennai Super Kings Chennai Super Kings
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Next few posts will be like : PM me for UMC referral code. stuck_out_tongue

Analyst Analyst
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So what happens to the saved card details in the buyer’s account?

Deal Subedar Deal Subedar
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ramadesidime wrote:

Me too just ordered for someone.
Seems to be good.
I willl wait 5 days and share my feedback after withdrawing money from them.
After that only share my refferal code.

I saw in video that they transfer money to wallet and not to your bank.
Is bank transfer allowed? After how many days? Any limits? Charges for transfer?

Deal Subedar Deal Subedar
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cocay wrote:

I saw in video that they transfer money to wallet and not to your bank.
Is bank transfer allowed? After how many days? Any limits? Charges for transfer?

From wallet to bank with in 48hrs. Since it is new, they are doing it in couple of hours now.
No charges at this moment.

Delivery 5 days + 1 day for escrow to wallet + 2 days to bank. If the delivery fails, money refunded to cc by fk/az/bb etc

Deal Subedar Deal Subedar
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andromeda wrote:

So what happens to the saved card details in the buyer’s account?

Delete it after ordering.

Hunk Hunk
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What happens if the buyer’s account has some giftcards and stuff. Since they ask for acc details, is there any risk of losing money in terms of Amazon Pay balance/ Flipkart wallet balance?

Deal Subedar Deal Subedar
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bikidas2060 wrote:

What happens if the buyer’s account has some giftcards and stuff. Since they ask for acc details, is there any risk of losing money in terms of Amazon Pay balance/ Flipkart wallet balance?

good query. Chances are there to loosing the wallet balance.
but there is a chat option, before giving the details.
you may chat first and decide.

Deal Cadet Deal Cadet
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What if I want to cancel an order & get refund?

Deal Cadet Deal Cadet
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There are some complications in this whole setup. Tax liability, CC/account blockage risk (by flipkart) and of course scams. Credit card user can file dispute even after 90-180 days. Its not safe at all.

Blogger Blogger
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how long UMC will survive
what in there for UMC
how they they are supposed to make any profile at all ?

Blogger Blogger
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DaBomb wrote:

There are some complications in this whole setup. Tax liability, CC/account blockage risk (by flipkart) and of course scams. Credit card user can file dispute even after 90-180 days. Its not safe at all.

a few will suffer at hands of some greedy.

Deal Cadet Deal Cadet
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rogerthat wrote:

a few will suffer at hands of some greedy.

yup, few will suffer for sure and later cry. People don’t measure risk factor in front of instant profit.

Deal Subedar Deal Subedar
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arunrush680 wrote:

What if I want to cancel an order & get refund?

It should be done before 10 days and before marking on UMC as successful. Until then, the money will be held by UMC.
Actually card holder is in risk since the card buyer got the product but UMC still takes few hours/days before crediting back to CC holders account.

Deal Subedar Deal Subedar
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rogerthat wrote:

how long UMC will survive
what in there for UMC
how they they are supposed to make any profile at all ?

UMC will keep money for 10 days. They earn money on that interest and adding commission for withdrawal in future.

Deal Subedar Deal Subedar
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it looks like adda of resellers
there are multiple entries from single person

Deal Subedar Deal Subedar
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DaBomb wrote:

There are some complications in this whole setup. Tax liability, CC/account blockage risk (by flipkart) and of course scams. Credit card user can file dispute even after 90-180 days. Its not safe at all.

These are my observations:
1)Actually card holder is in risk since the card buyer got the product but UMC still takes few hours/days before crediting back to CC holders account.
2)CC account may not be blocked since the card will be used only one time for one time instant discount.
3)If the FK/mi/az account gets blocked and the refund is not initiated, there is a risk.
4)UMC is owned by a company , which owns many other products, but there is only one product that will bring down the whole company, if that happens.
5)The CC buyer may create issues with disputes. (He may claim, he has not received the product and raise a request in fk.(But UMC will check that account)
6)If the CC buyer receives faulty product and he identifies after 10 days, he can not ask for refund since the refund goes to CC.
7)If the CC buyer has some gift cards/wallet balance that can be misused by the CC holder without ordering the product using his card(See the query by one dimer).
8)More – after one week of observation.

PS: This DVA is going to be big success in near future (I mentioned this few weeks ago while replying to some post.)

Deal Cadet Deal Cadet
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what an idiotic idea…new haven for fraudster’s after olx wink

Blogger Blogger
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waterloo wrote:

what an idiotic idea…new haven for fraudster’s after olx wink

+1

Deal Subedar Deal Subedar
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waterloo wrote:

what an idiotic idea…new haven for fraudster’s after olx wink

Please give some example, how fraudster(card buyer) can cheat the card holder,so that dimers can escape from that fraud.

Also, which Application is more danger for dimers between CRED and UMC?

PS: I don’t use CRED, since it gets all card details. Never tried to check the eligibility also.
But I still feel , I should have used Cred to get some cashback, since many dimers are using it.

Deal Subedar Deal Subedar
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Gained 1% tip from UMC + expecting a 0.2% reward points + expecting one more 0.5% from Bank interest deposit + expecting 1% from Cred. Nice deal.

Deal Subedar Deal Subedar
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There seems to be one more company started similar app. I saw it in umc telegram group discussion. Any one know the name of the app?

Deal Newbie Deal Newbie
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ramadesidime wrote:

There seems to be one more company started similar app. I saw it in umc telegram group discussion. Any one know the name of the app?

Yaper it is, for referral pm me grin

Deal Subedar Deal Subedar
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hardikgala77908 wrote:

Yaper it is, for referral pm me grin

Ok. How is the yaper admin support while safeguarding the seller and buyer?

Deal Cadet Deal Cadet
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I dont think its genuine, in case of amazon it is showing 50k voucher available at 20K
How this is possible?

Deal Subedar Deal Subedar
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desiswag wrote:

I dont think its genuine, in case of amazon it is showing 50k voucher available at 20K
How this is possible?

Some are added by newbie testers for testing purpose.

IMO, In case of fraud, you are still saved from fraud.
1)Your money is in escrow account, until you clear it, it is safe.
2)You also need to see the seller ratings, if you dont want any type of hassle.

But their main business is not recharge or GVs. They have added them just few weeks ago on users request.

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