Visa Plat Moneyback Card Vs Visa Regalia First

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Hi Friends, Right now i am using credit card Visa Platinum Moneybackcard i got a offer to upgrade Visa regalia first card. Is it good to upgrade. if yes please let me know why? is there anyone using regalia first card?

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Get it. Its a very good entry level card. Biggest benefit is priority pass membership.

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senamit520 wrote:

Get it. Its a very good entry level card. Biggest benefit is priority pass membership.

Hi bro,

I am using moneyback from 2 years.. which card is good for an upgrade?

Regilia or regilia first??? Or any other card..

I have only 1 credit card that is moneyback hdfc.

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ItachiUchiha wrote:

Hi bro,

I am using moneyback from 2 years.. which card is good for an upgrade?

Regilia or regilia first??? Or any other card..

I have only 1 credit card that is moneyback hdfc.

same question.. i am using moneyback from last 4 years. got a option ro upgrade for regalia first

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sumanthbhe wrote:

same question.. i am using moneyback from last 4 years. got a option ro upgrade for regalia first

I think reward points of regalia first can be used only to purchase air tickets.. whereas in money back we can convert them to cash.

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ItachiUchiha wrote:

Hi bro,

I am using moneyback from 2 years.. which card is good for an upgrade?

Regilia or regilia first??? Or any other card..

I have only 1 credit card that is moneyback hdfc.

@sumanthbhe
if you are getting option for both regalia first and regalia than go for regalia.
differences are number of lounge access per quarter and the main one is that regalia’a RP are worth 50 paise for flight ticket/hotel booking where as regalia first RP are worth 30 paise.
Also you can use both of them to redeem gift vouchers of retail shops like reliance retail. 1000rs gift card of reliance is for 2850RP of regalia and for 4000RP of regalia first.
both this card gets same RP for any given transaction so regalia is better, also you cannot redeem this points for cash.

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tank_u_m8 wrote:

@sumanthbhe
if you are getting option for both regalia first and regalia than go for regalia.
differences are number of lounge access per quarter and the main one is that regalia’a RP are worth 50 paise for flight ticket/hotel booking where as regalia first RP are worth 30 paise.
Also you can use both of them to redeem gift vouchers of retail shops like reliance retail. 1000rs gift card of reliance is for 2850RP of regalia and for 4000RP of regalia first.
both this card gets same RP for any given transaction so regalia is better, also you cannot redeem this points for cash.

Thank you bro for your valuable time. Kg added

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Mostly you won’t get a direct upgrade to Regalia or Dcb if you don’t have preferred or classic acc. Go with regalia first & then upgrade in a few months.

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tank_u_m8 wrote:

@sumanthbhe
if you are getting option for both regalia first and regalia than go for regalia.
differences are number of lounge access per quarter and the main one is that regalia’a RP are worth 50 paise for flight ticket/hotel booking where as regalia first RP are worth 30 paise.
Also you can use both of them to redeem gift vouchers of retail shops like reliance retail. 1000rs gift card of reliance is for 2850RP of regalia and for 4000RP of regalia first.
both this card gets same RP for any given transaction so regalia is better, also you cannot redeem this points for cash.

I got only one option regalia first card

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sumanthbhe wrote:

I got only one option regalia first card

i don’t know much about moneyback but you can compare according to your needs.
in regalia first we get 4RP for every 150 rs spent, i don’t know about the reward structure in moneyback card.
i think if you buy many things from amazon/flipkart than you can go for regalia first as we still get 10x RP within 4 days of purchase on smartbuy for regalia cards although they are now limited to 5000RP per month. where as on moneyback it is 5% CB after 3-4 months that too in your payzapp wallet.

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sumanthbhe wrote:

same question.. i am using moneyback from last 4 years. got a option ro upgrade for regalia first

How you got option to upgrade sms/email ?~

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