Wants to Open Saving Account Confused Between Hdfc & Axis

HDFC MAB 10K their millennia card gives 400 cb on wallet loads 1%@ 400/month can earn 4800/year DC fee 590

Axis Liberty MAB 25K 750 quarterly apay GC on spending 60K + 5% @ 500/month cashback on shopping/travel /foods on weekends sat+sun

DC issuence fee 236

Annual DC fee 354

Both offer pre approved cc i got in 6 month and axis approved my another ace card today with in 2 months my 2 axis cards have been approved 

Search CONSOLIDATED CHARGES in YouTube before considering axis .

DimeEarner wrote:

HDFC MAB 10K their millennia card gives 400 cb on wallet loads 1%@ 400/month can earn 4800/year DC fee 590

Axis Liberty MAB 25K 750 quarterly apay GC + 5% @ 500/month cashback on shopping/travel /foods on weekends sat+sun

DC issuence fee 236

Annual DC fee 354

You can open axis account via cashkro 325rs cashback 

You forgot to mention 75k quarterly spend required for getting that 750 voucher & that axis is very strict in extra charges & will charge even if mab is short of even 1 rupee.

guest_999 wrote:
You forgot to mention 75k quarterly spend required for getting that 750 voucher & that axis is very strict in extra charges & will charge even if mab is short of even 1 rupee.

Spends require of 60K

he has mentioned MAB not an issue for him

Tekk wrote:

Search CONSOLIDATED CHARGES in YouTube before considering axis .

I only paid SMS alerts charges as CONSOLIDATED CHARGES only 13.28 rs and now i disabled sms alerts so no charges then i got 25 rs cb on paytm fastag recharge so i think its recovered 

DimeEarner wrote:

Its 60K he mentioned MAB not an issue for him

I am talking about quarterly spend target of 60k to get that 750 GV when other cards can give better return unless you are saying there are "tricks" to achieve this 60k spend.

guest_999 wrote:
I am talking about quarterly spend target of 60k to get that 750 GV when other cards can give better return unless you are saying there are "tricks" to achieve this 60k spend.

👍🏼

@rishbhh

you can generate more upi ids for example if you use google pay then generate okaxis okhdfc oksbi so if 1 fails just swap as you will change bank network 

I feel out of HDFC Bank and Axis Bank, go for HDFC Bank.

HDFC Max Savings Account with Rs. 25k MAB is a good variant to have. No charges on HDFC Platinum DC.

If you want to know about axis then contact our Axis Bank expert @MrKool_JJ

sahil1033 wrote:

I feel out of HDFC Bank and Axis Bank, go for HDFC Bank.

HDFC Max Savings Account with Rs. 25k MAB is a good variant to have. No charges on HDFC Platinum DC.

any account that offers a free Milenia debit card?

flash007 wrote:
any account that offers a free Milenia debit card?

Savings max, i think you can exchange platinum card with millenia.

Tekk wrote:

Search CONSOLIDATED CHARGES in YouTube before considering axis .

And on Twitter as well: https://twitter.com/search?q=%40AxisBank%20cons...

Axis is the greediest bank in India and not properly regulated by RBI which overlooks their shady business practices. They now even have a "subscription bank account", a monthly subscription you must pay to avail of banking services. As if the money you keep with them for which they give you very low savings interest but loan out to those in need at a very high interest rate, isn't enough to make them crores of profit.

guest_999 wrote:
I am talking about quarterly spend target of 60k to get that 750 GV when other cards can give better return unless you are saying there are "tricks" to achieve this 60k spend.

even UPI transfers are treated as spends, I pull funds to IndusInd from Axis and counted as spends(worked so far)

DimeEarner wrote:

HDFC MAB 10K their millennia card gives 400 cb on wallet loads 1%@ 400/month can earn 4800/year DC fee 590

Axis Liberty MAB 25K 750 quarterly apay GC + 5% @ 500/month cashback on shopping/travel /foods on weekends sat+sun

DC issuence fee 236

Annual DC fee 354

You can open axis account via cashkro 325rs cashback 

Both offer pre approved cc i got in 6 month and axis approved my another ace card today with in 2 months my 2 axis cards have been approved 

750 apay gv quarterly free of cost??

Never open any account in Axis, due to nonsense support and charges. better go with HDFC Max Variant

OffersSociety wrote:

750 apay gv quarterly free of cost??

Spend 60k in a quarter condition.

Open in both as MAB is not an issue for you

DimeEarner wrote:

HDFC MAB 10K their millennia card gives 400 cb on wallet loads 1%@ 400/month can earn 4800/year DC fee 590

Axis Liberty MAB 25K 750 quarterly apay GC on spending 60K + 5% @ 500/month cashback on shopping/travel /foods on weekends sat+sun

DC issuence fee 236

Annual DC fee 354

Both offer pre approved cc i got in 6 month and axis approved my another ace card today with in 2 months my 2 axis cards have been approved 

Hdfc rewards value is 1rs? 

PK001 wrote:

Hdfc rewards value is 1rs? 

Yes

10ven wrote:

Open in both as MAB is not an issue for you

MAB is not issue but managing too many accounts is definitely a issue

_rocky wrote:

MAB is not issue but managing too many accounts is definitely a issue

I got both. Suggest you to go with HDFC among those two.

Go for HDFC

Is HDFC Millenia dc or Platinum dc best for transactions and bill payments?

Does Axis have a low MAB / debit card charges (no debit card is ok too) option .. Just needed to to get a pre approved Credit card down the line. 

tappukepapa wrote:

Savings max, i think you can exchange platinum card with millenia.

At no extra cost?