Wants to Open Saving Account Confused Between Hdfc & Axis

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roocky
I've Bank account in sbi but sometimes i face payment failure issue so I've decided to open another saving account can you suggest which would be a better option I'm Confused Between Hdfc & Aixs
Minimum Average Balance in not a issue for me
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Deal Subedar Deal Subedar
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HDFC MAB 10K their millennia card gives 400 cb on wallet loads 1%@ 400/month can earn 4800/year DC fee 590

Axis Liberty MAB 25K 750 quarterly apay GC on spending 60K + 5% @ 500/month cashback on shopping/travel /foods on weekends sat+sun

DC issuence fee 236

Annual DC fee 354


Both offer pre approved cc i got in 6 month and axis approved my another ace card today with in 2 months my 2 axis cards have been approved 

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Search CONSOLIDATED CHARGES in YouTube before considering axis .

Benevolent Benevolent
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I feel out of HDFC Bank and Axis Bank, go for HDFC Bank.

HDFC Max Savings Account with Rs. 25k MAB is a good variant to have. No charges on HDFC Platinum DC.

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Deal Subedar Deal Subedar
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HDFC MAB 10K their millennia card gives 400 cb on wallet loads 1%@ 400/month can earn 4800/year DC fee 590

Axis Liberty MAB 25K 750 quarterly apay GC on spending 60K + 5% @ 500/month cashback on shopping/travel /foods on weekends sat+sun

DC issuence fee 236

Annual DC fee 354


Both offer pre approved cc i got in 6 month and axis approved my another ace card today with in 2 months my 2 axis cards have been approved 

Critic Critic
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You forgot to mention 75k quarterly spend required for getting that 750 voucher & that axis is very strict in extra charges & will charge even if mab is short of even 1 rupee.
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Search CONSOLIDATED CHARGES in YouTube before considering axis .

Deal Subedar Deal Subedar
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I only paid SMS alerts charges as CONSOLIDATED CHARGES only 13.28 rs and now i disabled sms alerts so no charges then i got 25 rs cb on paytm fastag recharge so i think its recovered 

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@rishbhh

you can generate more upi ids for example if you use google pay then generate okaxis okhdfc oksbi so if 1 fails just swap as you will change bank network 

Benevolent Benevolent
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I feel out of HDFC Bank and Axis Bank, go for HDFC Bank.

HDFC Max Savings Account with Rs. 25k MAB is a good variant to have. No charges on HDFC Platinum DC.

Deal Lieutenant Deal Lieutenant
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any account that offers a free Milenia debit card?
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Heart of Gold Heart of Gold
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If you want to know about axis then contact our Axis Bank expert @MrKool_JJ

Deal Newbie Deal Newbie
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Never open any account in Axis, due to nonsense support and charges. better go with HDFC Max Variant

Deal Subedar Deal Subedar
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Open in both as MAB is not an issue for you grin

Like Magnet Like Magnet
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MAB is not issue but managing too many accounts is definitely a issue wink

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Spearhead Spearhead
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Go for HDFC

Heart of Gold Heart of Gold
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Is HDFC Millenia dc or Platinum dc best for transactions and bill payments?

Deal Cadet Deal Cadet
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Does Axis have a low MAB / debit card charges (no debit card is ok too) option .. Just needed to to get a pre approved Credit card down the line. 

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