We know mutual funds give high returns after 20-30 years but...

94°
Budding Star
bobby_123

We know mutual funds give high returns after 20-30 years, but has anyone stayed invested for 2-3 years and seen good results?

Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
Top Comments
Finance Mentor Finance Mentor
Link Copied

https://www.desidime.com/discussions/three-year...

Entry & Exit matters!

Biggest myth of MF - You can't be in a loss if you do SIPs (nothing systematic about it, it's all automatic) 

9 Comments  |  
9 Dimers
  • Sort By
Heart of Gold Heart of Gold
Link Copied

Investing since 3 years, results are good but you should be invested for longer time.

Deal Lieutenant Deal Lieutenant
Link Copied

Started 3 years back, now XIRR = 22%

Finance Mentor Finance Mentor
Link Copied

https://www.desidime.com/discussions/three-year...

Entry & Exit matters!

Biggest myth of MF - You can't be in a loss if you do SIPs (nothing systematic about it, it's all automatic) 

Comrade Comrade
Link Copied

What if  we do it  lump sum loss or profit ..!

View 1 more reply
Heart of Gold Heart of Gold
Link Copied

Invested in large cap MF for last 5 years via SIP starting Jan 2020, XIRR is 17%.

Finance Ninja Finance Ninja
Link Copied

Personally I do MF lumpsum if index is 10% lower than 52 week high... stopped SIPs completely long ago, even after this market carnage, XIRR>30%...

Also sell off LTCG units when market is at 52 weeks high...

* Personal strategy, not an investment advice *

Finance Mentor Finance Mentor
Link Copied

This is my method too. just with stocks instead of MF.

Timing won’t be perfect, but close by.

When the market is too down for the year, everybody is panicking, do some research and buy some long term worthwhile stocks.

When all are super happy about trading, markets up. I simply collect some of my ltcg profits.

However I am not a regular trader, neither think myself an intelligent one. But somehow this scheme works out profitable. Lazy in trading I guess, like to upgrade my skillsets rather in my work field.

View 1 more reply
replyuser
Click here to reply
Reply