Weird transaction on my SBI Card

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Deal Cadet
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I recently ordered a TV on flipkart using my SBI card. The transaction stays ‘in process’ for 2-3 days before settling and starts showing up in unbilled txns.

In my case, the txn of 12,599 INR stayed ‘in process’ for 5 days (from 17th Dec to 21st Dec) and now it’s refunded back to card today on 22nd ( Sweeet, isn’t it? ) .

Now, the TV is already delivered and amount of 12,599 is refunded to my card. Will SBI card deduct the amount later?

27 Comments  |  
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Banks & credit card companies have all legal rights to recover any money credited by their mistake to customer(it is written there in their pages long T&C).

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All depends on Flipkart if they complain about this sbi can deduct. If Flipkart ignore deduction chances are less.

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This has happened starting 2 months ago… The transaction doesn’t show up on card the whole month but when you get statement, you can see the transaction there…

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this sounds cool…but be careful fk might block ur account. just use all gv if any.

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Fanil wrote:

This has happened starting 2 months ago… The transaction doesn’t show up on card the whole month but when you get statement, you can see the transaction there…

The transaction is not showing in SBI Card at all and flipkart doesn’t seem to have a role in it as the transaction was successful at the time of ordering.

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deep_ wrote:

The transaction is not showing in SBI Card at all and flipkart doesn’t seem to have a role in it as the transaction was successful at the time of ordering.

+1

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akki.akki wrote:

this sounds cool…but be careful fk might block ur account. just use all gv if any.

Why would flipkart block my account. This seems to be a technical issue at SBI end.

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Fanil wrote:

This has happened starting 2 months ago… The transaction doesn’t show up on card the whole month but when you get statement, you can see the transaction there…

Also I can see that the credit limit of my card is increased to previous limit.

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Its pure technical glitch, this is happening for flipkart transactions with SBI. Don’t worry all will get billed within couple of days.

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deep_ wrote:

The transaction is not showing in SBI Card at all and flipkart doesn’t seem to have a role in it as the transaction was successful at the time of ordering.

Yes. Don’t feel happy… When you get the statement on your email, you’ll definitely see this transaction… Happened to me 2 months ago only… So I pointed it out.

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deep_ wrote:

Also I can see that the credit limit of my card is increased to previous limit.

Same happened to me… But on the statement day, boom the transactions there.

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This is a temporary error. They will charge you anytime in future or with your next statement.

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just temporary error. happened with axis bank multiple times. in 2017 axis bank refunded me 1 lack 2 times lol and after 8months they took the 1 lack back without any notice.

recently happened with axis bank once again for 50k twice but this time they recovered it with in 48hrs smile

hdfc bank credited 750CB twice in my savings account due to network error while redeeming the points

in time they always take their money back. safe and sound

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deep_ wrote:

Why would flipkart block my account. This seems to be a technical issue at SBI end.

i am just assuming..as they always look for excuses to block the account.

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GuruGhantaal wrote:

Does it shows refunded in flipkart as well?

Flipkart order is delivered on 18th.

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igen wrote:

You bought TV on EMI?

No. Upfront payment.

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once cred reverted my 15k payment to cc after paying cc bill. It was there in my account for 15 days and then deducted

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deep_ wrote:

Also I can see that the credit limit of my card is increased to previous limit.

Same here.
FK Unbilled transaction is not showing.
CREDIT LIMIT IS BACK TO ORIGINAL

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deep_ wrote:

The transaction is not showing in SBI Card at all and flipkart doesn’t seem to have a role in it as the transaction was successful at the time of ordering.

It will show up in bill generated. Happened once was happy for a while stuck_out_tonguethen pensive

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caks2006407 wrote:

It will show up in bill generated. Happened once was happy for a while stuck_out_tonguethen pensive

what if I close my card Right NOW smiling_imp

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deep_ wrote:

what if I close my card Right NOW smiling_imp

smile still bill gets generated after 6 months also if there is any dues sunglasses
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deep_ wrote:

what if I close my card Right NOW smiling_imp

They will send a loan due report to cibil & then bye bye to any good credit card in your name for at least 1-2 years.

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This is happening on transaction of 18th December they will correct it in statement happened with me on both of my card transaction

Missing