Weird transaction on my SBI Card

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I recently ordered a TV on flipkart using my SBI card. The transaction stays ‘in process’ for 2-3 days before settling and starts showing up in unbilled txns.

In my case, the txn of 12,599 INR stayed ‘in process’ for 5 days (from 17th Dec to 21st Dec) and now it’s refunded back to card today on 22nd ( Sweeet, isn’t it? ) .

Now, the TV is already delivered and amount of 12,599 is refunded to my card. Will SBI card deduct the amount later?

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Deal Cadet Deal Cadet
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Errors and omissions excepted

Deal Cadet Deal Cadet
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Does it shows refunded in flipkart as well?

Beacon Beacon
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Flipkart order is delivered on 18th.

Critic Critic
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Banks & credit card companies have all legal rights to recover any money credited by their mistake to customer(it is written there in their pages long T&C).

Deal Lieutenant Deal Lieutenant
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All depends on Flipkart if they complain about this sbi can deduct. If Flipkart ignore deduction chances are less.

Finance Ninja Finance Ninja
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This has happened starting 2 months ago… The transaction doesn’t show up on card the whole month but when you get statement, you can see the transaction there…

Beacon Beacon
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The transaction is not showing in SBI Card at all and flipkart doesn’t seem to have a role in it as the transaction was successful at the time of ordering.

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Benevolent Benevolent
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this sounds cool…but be careful fk might block ur account. just use all gv if any.

Beacon Beacon
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Why would flipkart block my account. This seems to be a technical issue at SBI end.

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Deal Subedar Deal Subedar
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Its pure technical glitch, this is happening for flipkart transactions with SBI. Don’t worry all will get billed within couple of days.

Deal Lieutenant Deal Lieutenant
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This is a temporary error. They will charge you anytime in future or with your next statement.

Deal Subedar Deal Subedar
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just temporary error. happened with axis bank multiple times. in 2017 axis bank refunded me 1 lack 2 times lol and after 8months they took the 1 lack back without any notice.

recently happened with axis bank once again for 50k twice but this time they recovered it with in 48hrs smile

hdfc bank credited 750CB twice in my savings account due to network error while redeeming the points

in time they always take their money back. safe and sound

Helpful Helpful
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You bought TV on EMI?

Beacon Beacon
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No. Upfront payment.

Deal Legend Deal Legend
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once cred reverted my 15k payment to cc after paying cc bill. It was there in my account for 15 days and then deducted

Deal Newbie Deal Newbie
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Have u choosen emi

Deal Cadet Deal Cadet
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This is happening on transaction of 18th December they will correct it in statement happened with me on both of my card transaction

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