What are the advantages of Slice Credit Card? Is it the Best LTF CC right Now?

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Deal Cadet
Subhodayam

Hello Dimers,

I need credit card and looking to apply for Slice CC and i really don’t know the advantages of it?


Can someone please suggest the advantages of it? How much cashback we will get for online transactions.


Someone please suggest good credit card for online transactions.


Thankyou

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Deal Cadet Deal Cadet
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Afaik slice is not a credit card but it is a credit line

Deal Subedar Deal Subedar
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Stay away from it if u want a piece of mind….. Better go for one card…. If not eligible one card lite with min 2k fd will also do the work…. 

Delhi Capitals Delhi Capitals
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 it is good for that  offer ~10%

one card is FD based

Deal Cadet Deal Cadet
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demerius2020 wrote:

 it is good for that  offer ~10%

one card is FD based

Sorry didn’t understand

Is Slice Credit card offer 10% off for each online transaction?

Deal Cadet Deal Cadet
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batmanBABA wrote:

Stay away from it if u want a piece of mind….. Better go for one card…. If not eligible one card lite with min 2k fd will also do the work…. 

I’m working as S/w Engineer and have ITR and payslips. 
What is the eligibility criteria for One card? What are the advantages of one card? Please suggest.

Delhi Capitals Delhi Capitals
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Subhodayam wrote:

I’m working as S/w Engineer and have ITR and payslips. 
What is the eligibility criteria for One card? What are the advantages of one card? Please suggest.

One card is basically a LTF credit card. Its upto them wether you will get FD based or Unsecured Card. Better shopping offers for both offline and online.

Deal Subedar Deal Subedar
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Subhodayam wrote:

I’m working as S/w Engineer and have ITR and payslips. 
What is the eligibility criteria for One card? What are the advantages of one card? Please suggest.

5x rewards on top 2 categories… Plus a lot of offers like bookmyshow one plus one free on movie ticket, blinkit, instamart, swiggy and a lot… If u have itr then u can go for idfc…. Their reward points is good… Or else…. Hdfc… As it might help in sales…. Then u can continue after 6 months and get axis ace or flipkart axis card/ any sbi or icici card… 

Mumbai Indians Mumbai Indians
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Simple word

One Card – Credit card
Slice – paylater type app

Deal Cadet Deal Cadet
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batmanBABA wrote:

5x rewards on top 2 categories… Plus a lot of offers like bookmyshow one plus one free on movie ticket, blinkit, instamart, swiggy and a lot… If u have itr then u can go for idfc…. Their reward points is good… Or else…. Hdfc… As it might help in sales…. Then u can continue after 6 months and get axis ace or flipkart axis card/ any sbi or icici card… 

5x rewards is basically 1% valueback. But the special temporary offers (like mentioned above) are quite good

Deal Subedar Deal Subedar
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MrMonkey wrote:

5x rewards is basically 1% valueback. But the special temporary offers (like mentioned above) are quite good

Yes in feb they gave a lot of offers like valentine day offer of points …. And 6000 points for four transactions…….. I earned…. Around 1000 rs… In just 2000 credit limit…. I could earn that much in my kotak card in 2- months…

Critic Critic
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Chapribaba wrote:

Simple word

One Card – Credit card
Slice – paylater type app

which one is better ??

slice or one card

Delhi Capitals Delhi Capitals
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suplex_city wrote:

which one is better ??

slice or one card

Both have own benefits. Credit line is the future. Both have Offers on major merchants. If you can pay on time then no need to worry about cibil or anything.

Royal Challengers Bangalore Royal Challengers Bangalore
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For onecard referral dm sweat_smile

Delhi Capitals Delhi Capitals
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Subhodayam wrote:

Sorry didn’t understand

Is Slice Credit card offer 10% off for each online transaction?

some offer come from time to time in app of 10% on popular site like amazon

Deal Cadet Deal Cadet
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batmanBABA wrote:

Stay away from it if u want a piece of mind….. Better go for one card…. If not eligible one card lite with min 2k fd will also do the work…. 

Will there be multiple loans on CIBIL ?
Why is it bad ?

Critic Critic
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kkrulesdnation wrote:

Will there be multiple loans on CIBIL ?
Why is it bad ?

For starters, slice card will likely show up as personal loan category & in case of any online fraud you get very little protection compared to a regular credit card with inbuilt fraud protection/insurance.

Deal Subedar Deal Subedar
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kkrulesdnation wrote:

Will there be multiple loans on CIBIL ?
Why is it bad ?

It will being ur score down..you will look credit hungry…. Also refund takes a lot of time.. Fraud is very common on slice Card… Twitter complaint is full of it…. Nd bad customer care

Deal Cadet Deal Cadet
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batmanBABA wrote:

It will being ur score down..you will look credit hungry…. Also refund takes a lot of time.. Fraud is very common on slice Card… Twitter complaint is full of it…. Nd bad customer care

Ok bro thnks
Will avoid it

Deal Cadet Deal Cadet
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Slice is not a credit card, it is kind of personal loan(which will show up in CIBIL as personal loan too).

Deal Cadet Deal Cadet
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bhopali91355 wrote:

Slice is not a credit card, it is kind of personal loan(which will show up in CIBIL as personal loan too).

If I’m not wrong, it shows as Consumer loan and not personal loan

Deal Cadet Deal Cadet
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kkrulesdnation wrote:

Will there be multiple loans on CIBIL ?
Why is it bad ?

If you only use the card and pay it in full, there will be 1 consumer loan. But if you use EMI split etc, then there will be multiple loans

Lucknow Super Giants Lucknow Super Giants
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Subhodayam wrote:

I’m working as S/w Engineer and have ITR and payslips. 
What is the eligibility criteria for One card? What are the advantages of one card? Please suggest.

Bro apply for hdfc cards if you don’t want to take multiple cards.

But if you want multiple cards to take advantage of offers, then take hdfc, icici and onecard.

Hotshot Hotshot
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Slice card is a credit line and please consider the below points before opening it -

Slice being a credit line shows up as a consumer loan on cibil
A single slice account will open multiple loan accounts on cibil which will be a bad impact and will be a problem when you really want to apply loans
There have been many cases where people have reported that slice has reported late payment to cibil even though they have paid on time.
Also, the accounts are backed by nbfc and everytime slice partners with a new nbfc, chances are they will add new loan accounts on slice
Once you open slice account, you will not be able to close the account easily. When you reach out to slice and ask for closure they will just say to deactivate card but this will not lead to closure of accounts on cibil. You will have to fight to get closed. What is the use of deactivating if cibil is not updated and since it is active on cibil there is always a chance of error for late payment which will mess up your cibil

Hotshot Hotshot
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Fanil wrote:

Slice card is a credit line and please consider the below points before opening it -

Slice being a credit line shows up as a consumer loan on cibil
A single slice account will open multiple loan accounts on cibil which will be a bad impact and will be a problem when you really want to apply loans
There have been many cases where people have reported that slice has reported late payment to cibil even though they have paid on time.
Also, the accounts are backed by nbfc and everytime slice partners with a new nbfc, chances are they will add new loan accounts on slice
Once you open slice account, you will not be able to close the account easily. When you reach out to slice and ask for closure they will just say to deactivate card but this will not lead to closure of accounts on cibil. You will have to fight to get closed. What is the use of deactivating if cibil is not updated and since it is active on cibil there is always a chance of error for late payment which will mess up your cibil

(Contd from above) I know slice seems like a good card since it has a lot of lucrative offers but I’d suggest you research a bit before going for something you may regret later.
As for onecard, it is one of the best offer credit cards. Rp value is very low but the offers on onecard are surely amazing. As another dimer mentioned, you have offers on blinkit , swiggy instamart, swiggy, bms 1+1 movie tickets , emt flat 800 off per passenger on flight bookings and not to mention the 10% valueback offer they bring from time to time. Of course the card is on visa signature platform which means you can also use visa signature bms offer to make ticket bookings.. I’ve been using onecard since November i think already got more than 10k valueback(all as reward points) not to forget that this doesn’t include the discounts received at partners..

Elite Elite
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Slice – Fake Credit Card (Credit Line disguised as a Credit Card)

If you are not into CIBIL/credit score stuff, take it for the current offers which will die out with time.

Deal Newbie Deal Newbie
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I’m scared looking at all these comments.. I just got a Slice card last week

Deal Newbie Deal Newbie
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Nearly 200+ loan accounts have been opened by slicepay & Kreditbee

For every transaction they opened new loan account

Bank manager scolded me
Reports contain more than 100 pages

Deal Cadet Deal Cadet
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MrMonkey wrote:

If you only use the card and pay it in full, there will be 1 consumer loan. But if you use EMI split etc, then there will be multiple loans

Got it. Thnx a lot

Deal Cadet Deal Cadet
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How to apply one card?

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