what is best way to redeem credit card points
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I have many points in my different card what is the best ways to redeem to it.
citi: 17850
hdfc: 46000
sbi: 25000 etc
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points value in regalia and regalis first towards flight ??????
@akhild also mention Card Variant because it gives Clarity & Clarity Is Power
sbi elite
hdfc regalia
citi rewards
hsbc platinum
Hdfc Regalia for Flights and Hotels via smartbuy would be worth Rs23K since you have 46000 points. For statement credit it would be worth only 8.6K.
Rs. 500 Amazon GV for 1700 points on Citi Rewards. So you have 5k worth AGC. They will send physical GC. So, keep your address updated. SBI elite: Check if they’ve AGCs too as SBI SimplyCLICK has.
+1.
ask citibank for cashback they will adjust against your statement..
Use max get more app for SBI
statement credit for SBI elite card
@akhild In SBI Elite/Prime you can convert points to statement credit(4 points = 1 rs) directly but every time you convert SBI charges Rs 100+GST as redemption charge. So use this feature wisely.
Statement credit for sbi and citi. Book flight tickets n hotel from hdfc smartbuy portal and use points.
By the way how much time it took you to reach this level? Asking to suggest you a better card.
2year
![Samsung Galaxy S23 [8 GB / 128 GB] @ 52999 & 256 GB @ 57999](https://cdn0.desidime.com/topics/photos/1776021/medium/3.jpg?1713266216)
depends on card variants, for HDFC if regalia and above, flight booking is best