Which is the best cashback credit card in India?

Idfc select

Amazon ICICI card: 5% on amazon shopping; 2% on bills(including insurance payment); 1% on other payments.

IDFC select credit card: 2.5% on spend >20k; 1.5% on online transactions < 20k; 0.75% on offline payments.

Citi Bank Credit card: Joining offer of 3000 Rs if you spend above 5k within 60 days. Additional rewards points for joining. 30000 a year spend to avoid annual fee. 1 reward point = Rs.0.25.

SCB Cashback debit card: Lifetime free debit card. 5% cashback up to 100 on spends above 750. Applicable 5 times a month. So, you can make 500 a month if you plan accordingly. You can settle simpl application bill using SCB debit card. Its considered a purchase. You will get 5% for paying pay later bill. Easy way to make cashback. 

LazyPay card: You get cashback upto 5% upon repayment. Lifetime free card. 

Axis Bank Flipkart card: 5% at flipkart. But haven’t used it yet. 

I don’t know why so many people are unaware of “Axis Ace card” which gives 2% cashback; I would say this is the best overall cashback card; it gives cashback even for jewellery purchase but not wallet loads; There is yearly fee of 500 with waiver criteria 2L …This is an useless poll when it lists only Amazon & Flipkart cards …. @Best_Deal_Hunter … and always there are cards which are specific to some category giving maximum cashback … Single card cannot give maximum cashback if your spends are specific to only few categories

Does the upgrade mean, New updated card with the same annual fee i.e.1K or they offer some discounted annual fee on the upgraded card? 

Axis Bank Merge all customers cards limit into the single card which have a higher limit . This is useless now..
I have 3 cards.
1st fk card limit 1,50,000.
2nd privileged card limit 75000
3rd ace card limit 75000

Total limit 3,00,000rs.

Now they merge the limit of privilege card and ace card into the Flipkart card(because fk card has highest limit in that 3 cards)
Now my 3 card combined limit is 1,50,000rs..

That is pathetic..

Now spend for card fee waiver is very difficult to achieve yearly 2lac and 4lac spend for annual fee waiver is very different task..

Go for axis ace credit card

HDFC Milennia or Regalia?

How is icici mmt platinum credit card

HDFC milleniam

sometimes Axis Ace also gives me good reward points

I think IDFC select is better as its LTF, no charges for point redemption and gets a 1.5% for online spends <20k and 2.5% on >20k spends & there are no limits on where you use it wallets etc all are eligible only exception is on insurance payment.

Even points can be used to pay for transactions..

.

Sab ka baap idfc first bank all online spend 10x reward point matlab sidha Rs. 2.50 Rs. 100spent kar ne pe plus no over limit charge maza aata hai use kar ne main

Slice and one

Itna discount mil jata hai slice and onecard me ..cashback alag se 1%

IndusInd Aura Edge gives 2% cashback on spends over departmental stores. Very solid rate of return for an LTF card. 

Tell why using credit card is beneficial

Ola sbi is also good option if you are paying by ola wallet.. 7% on bill, bigbasket, supr daily etc

I dont have any credit cards, i want to have one, any suggestions? Have hdfc debit card.

Axis ace is best ..5 % for all utility bills and 2 % everywhere…. .. all cashback credited as payment done after 2 months..best in class..

1. Axis ace ( last month receive 4800/- cb)

2. Axis Flipkart ( Less use compare to Ace)
3. HDFC Millennia (just receive)
4. ICICI Apay Card

For other spend mostly use Ace (2% CB 😍😍)

Yes

Try IDFC First Millenia Card. For spends upto 20000, you get 1.5% cb thru rewards program and 2.5% for the additional spends i.e.,>20000. Ping me for Referrals.

superb card

How do you apply for Indusind Pinnacle card. There is no Apply option in Indusind site and not sure how to contact them

Anyone using one card… is it good?

I NEED SOME HELP.

Most comments said Millennia card is best card So I Applied For Hdfc Millennia Card.

Got the Card Today.
But It has Diners Club International Varient.

I am using 5 other banks card but they all are Visa or MasterCard… I do not use Diners Card before.

Is it same as Visa n Master???

I am living in Non Metro City.. Is it Accepted in Local shops and Market??

Any Advantage or disadvantage???

Please Help

@prithvirajmail534

Is it same as Visa n Master???

It is similar. 

I am living in Non Metro City.. Is it Accepted in Local shops and Market??

A high chance of NO. However most chains like more / spencers etc which are also available in Non metro areas will accept it.

Any Advantage or disadvantage??

No special advantage of Diners. Smaller acceptability is the disadvantage.

However unless you plan to use this card majorly offline, diners should be fine. Like Millennia’s strength lies in 5-6% CB on purchases on online partner sites. If this is the only card you own and have to use it in offline shops. Try calling up HDFC support / email to HDFC grievance (PriorityRedressal.CreditCards AT hdfcbank . com) and request for a replacement on Visa / MC network. 

one question here, please help , will give karma, tia.

is bill payment or recharge/dth/insurance done on Amazon using hdfc millennia card wil give me 5% ?

so this 5% cashback  + 1% millennia cashback will be credited in form of cashpoints ,right?