Which is the best cashback credit card in India?
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Which is the best cashback credit card in India?

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My salary is around 35k /month and want to get a credit card ASAP. So, please suggest me best credit card with top cashback offers on shopping, travel booking etc.

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Deal Subedar Deal Subedar
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Axis Flipkart ! Flat 1.5% on all 5% on FK 4% on cleartrip etc

Pro Tech Guru Pro Tech Guru
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There is some Standard Chartered card that offers 3.3% cash back on all transactions I guess.

Perfectionist Perfectionist
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raghupro wrote:

There is some Standard Chartered card that offers 3.3% cash back on all transactions I guess.

Scb ultimate
Eligibility criteria is bit high

Also you can only redeem for specific brand vouchers (non Amazon) so it’s not 3.3% cash

Pro Tech Guru Pro Tech Guru
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I personally use IndusInd pinnacle as my go to card for online transaction apart from Amazon. It offers flat 2.5% cash back with no upper limits.

Deal Subedar Deal Subedar
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as of now fk ace card on ola loads 4% 😍

Sunrisers Hyderabad Sunrisers Hyderabad
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1. Apay ICICI gives 5%cb on Amazon
2. FK axis gives 5%cb on Flipkart
3. Axis Ace gives 5% cb on bill payment on gpay and 2% cb everywhere else

Deal Lieutenant Deal Lieutenant
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TEMPER wrote:

as of now fk ace card on ola loads 4% 😍

Do u hv ola card

Deal Cadet Deal Cadet
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TEMPER wrote:

as of now fk ace card on ola loads 4% 😍

what is FK Ace card bro ?

Deal Newbie Deal Newbie
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HDFC Millennia credit card
5% discount on Amazon, Flipkart, Myntra, Tata Cliq, Uber, Zomato, Swiggy, Bookmyshow, Cult.fit and Sony LIV.
And any other transaction it gives 1%.
All types of transactions give cashback even when you transfer money to wallet or other insurance payments.
You also get Rs 1000 gift voucher four times every year for spending more than Rs 100000.
20% discount in selected restaurants

Deal Subedar Deal Subedar
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Axis Ace card… 5% on utility bills and 2% on all other spends…..

Deal Subedar Deal Subedar
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Axis Ace or Axis FK CC

Amazon Pay ICICI CC

HDFC Millennia

Delhi Capitals Delhi Capitals
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amex mrcc 4.56% on all spend 

Hotshot Hotshot
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Ace is the best

Deal Subedar Deal Subedar
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One card cant be best for all needs. 

Community Angel Community Angel
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BOB ETERNA

Cool Cool
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raghupro wrote:

I personally use IndusInd pinnacle as my go to card for online transaction apart from Amazon. It offers flat 2.5% cash back with no upper limits.

Is it apply on offline also?

Deal Cadet Deal Cadet
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If you already have cibil score then get Axis Ace card which gives 2% on all transactions
If you doesn’t have entry in cibil yet then contact your salary account bank and check for some ltf cards first and then build cibil and opt for cb cards with high limits

Deal Cadet Deal Cadet
Admin
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HDFC Millennia Credit Card is best I think.

Spearhead Spearhead
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Apply for HDFC Milennia or Regalia if eligible of you use these card you will definitely get upgraded to diners club or Infinia in a year or 2.

Deal Cadet Deal Cadet
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Area51 wrote:

HDFC Millennia credit card
5% discount on Amazon, Flipkart, Myntra, Tata Cliq, Uber, Zomato, Swiggy, Bookmyshow, Cult.fit and Sony LIV.
And any other transaction it gives 1%.
All types of transactions give cashback even when you transfer money to wallet or other insurance payments.
You also get Rs 1000 gift voucher four times every year for spending more than Rs 100000.
20% discount in selected restaurants

I believe its 5% cashback not discount .. and that too only if you used it through SmartBuy platform.. let me know.

Deal Cadet Deal Cadet
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aiman wrote:

Apply for HDFC Milennia or Regalia if eligible of you use these card you will definitely get upgraded to diners club or Infinia in a year or 2.

may not be true.. I am using Regalia from 2 years no upgrade provided yet

Spearhead Spearhead
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catchchirag wrote:

may not be true.. I am using Regalia from 2 years no upgrade provided yet

I got upgraded in 6 month you need fo make sure you use your card regularly ie atleast you should use atleast 40-50% or your limit then you will get limit enhancement & then upgrade.

Deal Newbie Deal Newbie
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catchchirag wrote:

I believe its 5% cashback not discount .. and that too only if you used it through SmartBuy platform.. let me know.

No, u r talking about old Millennia credit card
New one gives 5% discount directly instead of going to SmartBuy platform

Deal Captain Deal Captain
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TEMPER wrote:

as of now fk ace card on ola loads 4% 😍

Hi bro , please check IB , had Pinged for one in August 😄

Deal Lieutenant Deal Lieutenant
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LG50 wrote:

Axis Ace or Axis FK CC

Amazon Pay ICICI CC

HDFC Millennia

Does fk axis gives point for using it through cred
@neehesh

Deal Subedar Deal Subedar
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aiman wrote:

I got upgraded in 6 month you need fo make sure you use your card regularly ie atleast you should use atleast 40-50% or your limit then you will get limit enhancement & then upgrade.

Which card you got upgraded to in 6 miths .. DCB or Infinia ?? Also, did you met the criteria for the card eligibility already like min. salary , existibg card limit etc. or they provided waivers on some conditions ??
Also, was the upgrade given as ltf or fyf ??

Kolkata Knight Riders Kolkata Knight Riders
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shopping, travel booking etc

It seems you are new to the world of CCs. So you will have to get cards which gives easy approvals, either get HDFC Millennia (5-6% on Amzn/FK etc and other good milestone benefits)  or FK Axis (5% on flipkart, even on flights with no uppercap).

Spearhead Spearhead
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indiansoul wrote:

I was upgraded from Regalia to diners black i initially had salary account with them i first got moneyback Card which i hardly used

I was upgraded from Regalia to diners black i initially had salary account with them i first got moneyback Card which i hardly used later after a year or so of moneyback i started using it regularly when j was upgraded to Regalia within 6 months i got upgraded to diners black. Make sure you use it regularly & spend about 40% of your credit limit then they will arrange for credit enhancement & finally upgrade it is a ltf card i dont meet any of the criteria for eligibility though now I have credit limit of 15l.

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