what is the best credit card in kotak mahindra bank

neone having kotak credit card ???
i havent come across neone

go for kotak urban credit card

Havent heard any good reviews about kotak cards due to their poor rewarding structure. Used almost all their credit cards line except their super premium ones. Only Good thing about them is i never asked for any credit limit increase or card upgrade. They periodically increase your credit limit based on your spends (Never happened with any other major cards, maybe due to my salary account relationship with kotak).
As a starter if you have some obvious reasons to apply only kotak, better start with their urbane card, they will provide you all necessary upgrades and limit enhancements based on your spending behavior. However you may also try applying for Royale Signature card (Free variant), if you are looking for any lounge accesses

Using Kotak league platinum lift time free card.

Milstone rewards program

10k bonus points for every six months of spenting 1.25 lacs.

So easily you can get 20k points in a year and redeem Instant cash rewards for 1.5k rs.

Also you can collect normal points and redeem for cash rewards.

I think Kotak royal signature is the best you can get for free on card to card basis,
which i have, reward ratio is around 1.2% which can be redeemed for flights,movies and hotels
plus u get lounge access in domestic and visa weekends on bookmyshow
I had applied card to card with the old card having limit of 3L+ however in this card i got 50K limit
which the revise every 6 months

For movie lovers kotak pvr platinum is good. Though was downgraded a while back.

So finally which 1-2 Kotak cards are best? And how to get them LTF?
Guidance from experts or those having some experience with kotak cards is sought… tia:)

Pvr is good if you live in metro near a pvr cinema.

One of the worst service received from any bank provided is none other than kotak bank…
I am using kotak card since last 20 month but step by step I got disappointed…first if you go for EMI they will start reducing your credit limit….secondly you will start receiving calls for payment weeks before due date…thirdly even if you had paid bill on time but because their collection team didn’t receive details so they will start calling you like anything and inspite of paying on time…. fourth if you raise a complaint your complain will not be solved instead rejected.
All in one if you can have other credit card option than don’t go for kotak… even their rewarding is not good.
Beware!

I have 2 credit cards with them.
1 Kotak urbane
No joining. 499 renewal, reversed if yearly spend 15000
3 reward points per 150
750 rupees on 10000 reward points
10000 reward points on yearly spend of 1lakh

2 Kotak privy signature credit Card
5 points on every 100 spend
1 reward point = 25 paisa
Life time free

Kotak card are not reward friendly better go for sbi one click or amex

I took Kotak card because i don’t have any cibil.

spend rs 15000+ every month get 2 pvr tickets
spend rs 10000+ to 15000 get 1 pvr ticket

Royale Signature Credit Card

(https://www.kotak.com/en/personal-banking/cards...)

vs

Zen Signature Credit Card

(https://www.kotak.com/en/personal-banking/cards...)

Received a sms asking to upgrade from Royale to Zen for lifetime free. Any suggestions on which one is more powerful ?

For me looking at the eligibility criteria Royal looks superior but wondering why Zen is considered as an upgrade