What is this scam by Axis bank?

Deal Newbie
arpit.ak.kum...

I own an Airtel Axis Credit Card. Today I received cashback for last month. In message, mobile app and net banking - in all 3 channels they just show I received cashback of Rs 644. But where's the breakup of the cashback?

What if they didn't give cashback for few transactions? I can't know this now.


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You've to self calculate all the cashback for a particular statement period.

In my case, I calculated it and the correct cashback is credited to the card.

Thread title is misleading 

Deal Newbie Deal Newbie
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Misleading?

Am I going to calculate for 100 transactions? 1 hour of unpaid work?

And what if after calculation it doesn't tally up. How would I know for which transactions they didn't give cashback. It has happened in the oast with many people that the merchant AIRTEL wasn't recognised and they didn't get 25% cashback.

Ajeeb aadmi ho


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Freebie Finder Freebie Finder
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That is not a scam bro, I too received the cashback message for my Ace CC

You can verify the cashback amount on the last statement, the same amount is mention in message for my case.

Helpful Helpful
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You can check last month's email statement. They mention the cashback against each transaction.

And why this aggravated "Scam by .." statement. Chill a bit.

Deal Newbie Deal Newbie
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Cashback against each statement isn't mentioned for each transaction in email statement

It's a scam because they can very easily not give cashback for 1 or 2 transactions. Even if they get caught they can say merchant id was not recorded properly. But you can't figure out in 1st place for which transaction you didn't get cashback

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Deal Cadet Deal Cadet
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for the breakup of cashback see last month statement. they would have mentioned cashback for each transaction & also mentioned that this cashback will be credited in next statement.

Deal Newbie Deal Newbie
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They didn't

Deal Lieutenant Deal Lieutenant
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is this ur first credit card?

many cards do not provide any breakup of rewards point for each transaction

Commentator Commentator
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People started calling everything and anything as "scam". Hope they don't call their neighbours as scam too if a fight breaks.
Generous Generous
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Airtel axis card is worst in terms of cashback calculation. Raised issue for cashback not received and axis said airtel will take 90 days to respond. Will stop using this card from jan next year and close in feb.
Deal Subedar Deal Subedar
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sbi cc, icici apay cc etc doesn’t show rewards breakup so count them as a scam too. Earlier icici apay was showing breakup but since last year they are on the same path. But what they credit is always accurate.

Deal Lieutenant Deal Lieutenant
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Bro stop focusing so much on 1.5% in life. Try to achieve greater things. innocent
Deal Newbie Deal Newbie
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Wohi toh krna hai. That's why I can't be bothered to tally thr cashback myself and waste 1 hr as someone suggested.

And then follow up to the bank if full cashback not credited which will obviously not go anywhere since they don't have a breakup.

Just trying to alert people not to go for cards for niche purpose as I was planning. Better to have 1 or 2 cards only that suit your needs. In my case it's still fine cause I use all 3 airtel services so 300 is guaranteed every month. I use big basket too. I still want another high all transaction card so looking for Axis Ace if I get the chance or maybe Amex card

Deal Cadet Deal Cadet
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PREFECT EXAMPLE OF IMPATIENCE AND ILLETRACY 

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