What is your primary credit card?

Deal Cadet
What is your primary credit card in your wallet for most spends?

We all do have spend specific credit cards. Some only for fuel. Some only for Amazon. But I would like to know which card would be best for most spends. To keep in wallet, to spend for offline shopping, to pay in eateries, etc.

I used to have Axis Ace credit card as my primary card, as it offered 2% cashback. Recently some terms changed - like jewellery spends excluded. So, I have recently upgraded and changed my primary to Standard chartered Ultimate credit card for its reported 3.3% value back.

Just added few cards for polling. But can't add more. Please share other options in comments.
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
6 Dimers
  • Sort By
Deal Newbie Deal Newbie
Link Copied
None of the above
Deal Cadet Deal Cadet
Link Copied

ace for offline spends, sbi cb cc for online

Deal Cadet Deal Cadet
Link Copied

SBI Cashback = Online

HDFC Regalia = Offline

Deal Cadet Deal Cadet
Link Copied
Satish84 wrote:
None of the above

then, tell what you have

Helpful Helpful
Link Copied

SBI Cashback - Online

Standard Chartered Ultimate - Offline

Amex MRCC - Spend based offers / Chargeback possibility

Deal Cadet Deal Cadet
Link Copied

Dear client, from 2 Apr'23, your StanChart Ultimate credit card will earn 3 reward points on every INR 150 spent on select categories. Now, enjoy 1% surcharge waiver on fuel transactions. Please note that no reward points will be earned on fuel transactions. Know more: bit.ly/41AlY0n

Click here to reply