What's your views on Bank of Baroda Account..

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Deal Cadet
Tekk

im planning to open Bank of Baroda zero balance account..Dimers  please share your experiences with this bank..


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Deal Cadet Deal Cadet
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How to open zero balance account with bob?

Deal Cadet Deal Cadet
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DealBahar wrote:

How to open zero balance account with bob?

download BOB world app..and follow the process

Deal Cadet Deal Cadet
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Tekk wrote:

download BOB world app..and follow the process

Its not zero balance…its 2000 monthly average Balance account

Deal Cadet Deal Cadet
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DealBahar wrote:

Its not zero balance…its 2000 monthly average Balance account

ok..but I want to know the feedback

Deal Cadet Deal Cadet
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DealBahar wrote:

Its not zero balance…its 2000 monthly average Balance account

It’s mentioned, Quarterly average balance – NIL

Hunk Hunk
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bank of Baroda -> good, union Bank of India -> love 🙂🙏

Community Angel Community Angel
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bikidas2060 wrote:

bank of Baroda -> good, union Bank of India -> love 🙂🙏

kitna maintain karte ho UNION BANK MEIN QAB?

Deal Lieutenant Deal Lieutenant
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bikidas2060 wrote:

bank of Baroda -> good, union Bank of India -> love 🙂🙏

Yes union bank of india is love, because it is not available for deposit and withdrawal most of the time, just like love smile

Perfectionist Perfectionist
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Not worth I would say unless opening for some specific offer or something.

Many times at night time otp doesn’t come
Internet banking login is too long process

App is good I will say that
Debit card will be chargeable

Entertainer Entertainer
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avgn wrote:

Not worth I would say unless opening for some specific offer or something.

Many times at night time otp doesn’t come
Internet banking login is too long process

App is good I will say that
Debit card will be chargeable

+1

No Rupay virtual card opening

Hunk Hunk
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drupal wrote:

kitna maintain karte ho UNION BANK MEIN QAB?

0 🐒 wo bolte hain 5000 if one wants to have platinum rupay. But me toh maintain hi ni karta. Koi charge nai

Hunk Hunk
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decideaim wrote:

Yes union bank of india is love, because it is not available for deposit and withdrawal most of the time, just like love smile

kya, anna. Muje toh mast wali service de deti hai. Mere toh koi dikkat Aaj taak ni hui. Aur staff kaafi cooperative hain 

Deal Lieutenant Deal Lieutenant
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bikidas2060 wrote:

0 🐒 wo bolte hain 5000 if one wants to have platinum rupay. But me toh maintain hi ni karta. Koi charge nai

Yeah I deposited the amount while applying and took Rupay platinum card and withdrew the amount there itself 🤗

Community Angel Community Angel
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bikidas2060 wrote:

0 🐒 wo bolte hain 5000 if one wants to have platinum rupay. But me toh maintain hi ni karta. Koi charge nai

Are you holding jhandan account because union bank mab for normal account is 1000 else non maintenance charges applicable

Cool Cool
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bikidas2060 wrote:

0 🐒 wo bolte hain 5000 if one wants to have platinum rupay. But me toh maintain hi ni karta. Koi charge nai

Apko kaun charge kar sakta hai biki bhau

Hunk Hunk
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drupal wrote:

Are you holding jhandan account because union bank mab for normal account is 1000 else non maintenance charges applicable

no re bhai. I am not holding Jan Dhan account.  🙂🙂🙂

Hunk Hunk
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raman12 wrote:

Apko kaun charge kar sakta hai biki bhau

Jo services chargeable hain, charges Dena padte hain 22g

Deal Cadet Deal Cadet
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Better go for sbi zero balance, it’s best amoung all psu banks.

Deal Cadet Deal Cadet
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drupal wrote:

Are you holding jhandan account because union bank mab for normal account is 1000 else non maintenance charges applicable

I have student account ( zero balance) since college days. It will be same for 24 years(According to T&C).

Pro Blogger Pro Blogger
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DealBahar wrote:

Its not zero balance…its 2000 monthly average Balance account

But if RuPay Platinum debit card offer will extend then every month you will save Rs100 for Amazon add money offer.

Wait till next month.

@Tekk

Deal Cadet Deal Cadet
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Visited nearby branch today at 2.30 pm to apply for credit card. Was told to come after 3 due to ‘lunch break’.

Deal Cadet Deal Cadet
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I have an offline opened account. They gave rupay classic by default, but platinum can be applied from app. No debit card charges for first year. Internet banking doesnt work in every night. Email customer support is useless they will ask you to visit branch for even small issue. Branch too doesnt have much power these days, they are only forwarding complaints to head offices. I faced random deductions after escalating they reverted the money, but gave no explanation.

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