Can one possibly reach 900 ???
I am on 800 after a long time .... how to go from here to 900 ! Atleast near to 900 
take multiple types of loans
CC
home loan
personal loan
gold loan
and all other loans they have to offer.
Pay all the dues on time and keep the record for several years. This way, we can reach the highest credit score.
Mine is 846 but don't have any goal to reach a certain number. It's good question though what is the max possible in India? In US, I know max FICO is 850 as I used to work for US bank earlier.
jaadugar_goga wrote:was just curious ... no goals of getting there !! eod its just a numberMine is 846 but don't have any goal to reach a certain number. It's good question though what is the max possible in India? In US, I know max FICO is 850 as I used to work for US bank earlier.
jaadugar_goga wrote:846 is... CIBIL OR Experian OR FICO score??Mine is 846 but don't have any goal to reach a certain number. It's good question though what is the max possible in India? In US, I know max FICO is 850 as I used to work for US bank earlier.
+1
have been hovering between 800-820 for many years... want to bump up steeply now.
i feel except cibil everything is not worth noting
jaadugar_goga wrote:cool.846 - CRIF
838 - Experian
I had reached 897 on Experian, I had stocked up on credit cards from multiple banks, and had had no new applications in the last ~8 months.
Made another application the next month, and it had dropped to ~860, been in that range since.
DimeDude wrote:I had reached 897 on Experian, I had stocked up on credit cards from multiple banks, and had had no new applications in the last ~8 months.
Made another application the next month, and it had dropped to ~860, been in that range since.
897 is really nice.
Wonder if someone can really help bump up the CIBIL score. I am aroud 800-820 since ages now. Want to move upwards, close to 850-860 if possible.
DimeDude wrote:I had reached 897 on Experian, I had stocked up on credit cards from multiple banks, and had had no new applications in the last ~8 months.
Made another application the next month, and it had dropped to ~860, been in that range since.
897? Isn't 850 highest on experian?
jaadugar_goga wrote:897? Isn't 850 highest on experian?
Nope, Experian (and CIBIL, CRIF, Equifax for that matter) score use a 300-900 range.
https://www.experian.in/experian-in-the-news/wh...
GPay 773 Cibil by Transunion
Freecharge 773 Cibil by Transunion
Cred 702 CRIF
Paytm 859 Experian
Cheq 864 Experian
Which one is correct & Important ?
