when does ICICI report credit utilisation to CIBIL?

47°
Deal Newbie
saxena_

I own a HDFC credit card, from experience as well as help from fellow dimers, I understood that HDFC reports the credit utilisation to CIBIL on month’s end.


I have heard some banks report this credit utilisation to CIBIL on bill generation date as well. Just wanted to know if anyone when does ICICI reports this to CIBIL? Month end or bill generation date?

The reason I ask this is because currently my credit utilisation for ICICI Amazon card is over 50%. I am planning to prepay in advance in order to reduce the utilisation below 30%.

So, it’ll be helpful to know about when does ICICI reports to CIBIL.

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Deal Captain Deal Captain
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ICICI => 1-2 days after bill generation for me.

Deal Newbie Deal Newbie
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Himanshu1234567 wrote:

ICICI => 1-2 days after bill generation for me.

Okay.. thanks plus1

Deal Subedar Deal Subedar
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Himanshu1234567 wrote:

ICICI => 1-2 days after bill generation for me.

How to know that so precisely ?

Deal Captain Deal Captain
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TechnoFrendz wrote:

How to know that so precisely ?

grinning grinning By checking the cibil before and after those days… In a time frame of 3-4 months it’s easy to get this detail.
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