when does ICICI report credit utilisation to CIBIL?

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saxena_

I own a HDFC credit card, from experience as well as help from fellow dimers, I understood that HDFC reports the credit utilisation to CIBIL on month’s end.


I have heard some banks report this credit utilisation to CIBIL on bill generation date as well. Just wanted to know if anyone when does ICICI reports this to CIBIL? Month end or bill generation date?

The reason I ask this is because currently my credit utilisation for ICICI Amazon card is over 50%. I am planning to prepay in advance in order to reduce the utilisation below 30%.

So, it’ll be helpful to know about when does ICICI reports to CIBIL.

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ICICI => 1-2 days after bill generation for me.

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Okay.. thanks plus1

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