Which are the best Credit Cards in India for Travelling ?

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Deal Subedar
somebodythat...

My fellow dimers,
so this year i am planning to travel to 1 country per month starting from june till december planning to live in each country for 2-3 weeks.
And i was wondering if we have cards in india which give us Flight miles etc , 1 card I saw was Axis bank Vistara card.
What other cards are you guys using or have used ?
This is my first time going out of india so any tips for Foreign travel would be appreciated .

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Infinia

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Indusind VISA Signature Exclusive Debit Card

Foreign Exchange Markup Fee: 0% . You can also withdraw cash at ease from your account.
https://www.indusind.com/in/en/personal/cards/d...

Previously I used to carry a Forex card for this purpose and load money into it, if you want you can do that too. Loading USD in HDFC regalia muticurrency forex card was my best option.

If you want to use credit card then as Tanmayyy suggested use Infinia/ DCB credit card, remember to enable HDFC Global Value Program for 1% extra cashback on international spends. So basically with 3.3% + 1% returns, you will make more profit even with the already industry low 2% forex charges.

@somebodythatusedtobeondd

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22g russia se shuru karna

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Lottery lagi hai kya?

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Siddhartha07 wrote:

OP asked best credit cards for travelling
Not Google pay cards laughing

by miss i posted 😬

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Seinfeld wrote:

Indusind VISA Signature Exclusive Debit Card

Foreign Exchange Markup Fee: 0% . You can also withdraw cash at ease from your account.
https://www.indusind.com/in/en/personal/cards/d...

Previously I used to carry a Forex card for this purpose and load money into it, if you want you can do that too. Loading USD in HDFC regalia muticurrency forex card was my best option.

If you want to use credit card then as Tanmayyy suggested use Infinia/ DCB credit card, remember to enable HDFC Global Value Program for 1% extra cashback on international spends. So basically with 3.3% + 1% returns, you will make more profit even with the already industry low 2% forex charges.

@somebodythatusedtobeondd

Thats nice , i have the indusind signature card. will check the infinia too , thanks for the info

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somebodythatusedtobeondd wrote:

 First break in so many years.

If I had to do what you are planning to do, it would take me at least 20 more years to get those savings.

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rohan8397 wrote:

If I had to do what you are planning to do, it would take me at least 20 more years to get those savings.

if you think it will take you 20 years , it will take you 20 years. if you think it will take you 1 year , it will take you 1 year. its all about mindset and hardwork.

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somebodythatusedtobeondd wrote:

Thats nice , i have the indusind signature card. will check the infinia too , thanks for the info

Infinia will also allow u 16.6% value back in reward points if u book flights and hotels through hdfc’s smartbuy portal

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Tanmayyy wrote:

Infinia will also allow u 16.6% value back in reward points if u book flights and hotels through hdfc’s smartbuy portal

Getting better prices than the HDFC portal almost 30-40 % difference.

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Hdfc use to be a good option but now its useless with so many limitation.

If you can get it easily and spend a lot then well n good else better pursue diff cards. Vistara is good for domestic only. That too they don’t fly all the sectors.

Amex travel was a good option but they can’t fresh application for now.

Air india has made redemption easier under tata’s wing so start with sbi air India card.

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if possible plz make youtube videos also

we all dimers will like & share it

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somebodythatusedtobeondd wrote:

if you think it will take you 20 years , it will take you 20 years. if you think it will take you 1 year , it will take you 1 year. its all about mindset and hardwork.

Elon Musk

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Infinia is invite-only card, in case they are showing tantrums for giving that card, you can opt for Diners Black from HDFC. You can also look into Amex Platinum Travel, although if you don’t have you cannot take this now as it is in the RBI ban. You should use either Axis Vistara or one of the HDFC duo. I would also suggest getting your membership in flights (Kris FLyers. Vistara Gold etc.), if you are traveling using some specific airlines. You can also use your existing reward points for these miles by converting them and earning bonus miles too. After the trip, if you use it wisely, you will have enough miles for traveling free for the next 2-3 years. 

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somebodythatusedtobeondd wrote:

Getting better prices than the HDFC portal almost 30-40 % difference.

this is the most overrated thing, HDFC smartbuy inflates prices .. the real rate is as low 6-7% 

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where do you work so much money 😃

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jambui wrote:

Hdfc use to be a good option but now its useless with so many limitation.

If you can get it easily and spend a lot then well n good else better pursue diff cards. Vistara is good for domestic only. That too they don’t fly all the sectors.

Amex travel was a good option but they can’t fresh application for now.

Air india has made redemption easier under tata’s wing so start with sbi air India card.

what if i take a friends amex and use it , will that be a problem while using it outside of india?

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hackerboys wrote:

if possible plz make youtube videos also

we all dimers will like & share it

nah man , i am going to enjoy . not interested in yt. already a lot of good travel youtubers from india.

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SuperKnight wrote:

Infinia is invite-only card, in case they are showing tantrums for giving that card, you can opt for Diners Black from HDFC. You can also look into Amex Platinum Travel, although if you don’t have you cannot take this now as it is in the RBI ban. You should use either Axis Vistara or one of the HDFC duo. I would also suggest getting your membership in flights (Kris FLyers. Vistara Gold etc.), if you are traveling using some specific airlines. You can also use your existing reward points for these miles by converting them and earning bonus miles too. After the trip, if you use it wisely, you will have enough miles for traveling free for the next 2-3 years. 

ill check with them for the infinia , i dont have any relation with hdfc ban , no accounts nothing. lets see what happens. thanks for the reply and help. 

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Deal_Breaker_ wrote:

where do you work so much money 😃

check my old comment ,i just took a break after so many years of constant working.

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1) try looking for flights/ hotels in momondo, wego, booking. Com, skyscanner, skiplagged (if you dont have any checkin baggage) use incognito while searching.
2) get good cards for lounge access or purchase priority pass for lounge access
3) as you’ve decided to spend these miles and all r pennies and redeeming them in their portals are higher prices than the websites which I mentioned above
4) take medical insurance which covers all the countries you visit
5) always carry some cash for the country you visit or get them in the airport when you land.
6) have 1 good cc which has lesser forex charges, 1 good dc/ forex card to withdraw money
7) good phone plan with coverage and some VPN to connect indian sites if needed
Happy journey & Safe travel @somebodythatusedtobeondd

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