https://www.desidime.com/discussions/which-bank-is-best-bank-of-the-year-2021?page=1#post_8243840
RBI 😀
Which bank is best bank of the year 2021
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Hey guys please share which bank's services and offers you liked most in last year 2021
Not able to add poll option please share in comments
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
Top Comments
https://www.desidime.com/discussions/which-bank-is-best-bank-of-the-year-2021?page=1#post_8243841
Ujjivan because of ROI
https://www.desidime.com/discussions/which-bank-is-best-bank-of-the-year-2021?page=1#post_8243943
ICICI Bank❤️, It's Such an Amazing Bank, Fundamentally and Technically Also 
(Stock Market) also,in General No Bank in India Provides Better experience and user interface than iMobile Banking App and Internet Banking! So, Varieties of featured and also you can get FD Based Credit Card- Platinum very easily Online and also can apply Amazon Pay ICICI Credit card. Overall it's a good bank customer care is also good then I would rate HDFC Bank.
(Stock Market) also,in General No Bank in India Provides Better experience and user interface than iMobile Banking App and Internet Banking! So, Varieties of featured and also you can get FD Based Credit Card- Platinum very easily Online and also can apply Amazon Pay ICICI Credit card. Overall it's a good bank customer care is also good then I would rate HDFC Bank.
https://www.desidime.com/discussions/which-bank-is-best-bank-of-the-year-2021?page=1#post_8243954
East or West ICICI is best. 🥳🥳
https://www.desidime.com/discussions/which-bank-is-best-bank-of-the-year-2021?page=1#post_8243964
Manitian wrote:Ujjivan because of ROI
int rate?
https://www.desidime.com/discussions/which-bank-is-best-bank-of-the-year-2021?page=1#post_8243965
Canara and SBI and ICICI
https://www.desidime.com/discussions/which-bank-is-best-bank-of-the-year-2021?page=1#post_8243972
ICICI
https://www.desidime.com/discussions/which-bank-is-best-bank-of-the-year-2021?page=1#post_8243974
icici and hdfc bank always remain on top any other bank competing with these two banks?
https://www.desidime.com/discussions/which-bank-is-best-bank-of-the-year-2021?page=1#post_8243977
HSBC
https://www.desidime.com/discussions/which-bank-is-best-bank-of-the-year-2021?page=1#post_8243978
My choice is also ICICI, best mobile banking app lots of features easy to use
https://www.desidime.com/discussions/which-bank-is-best-bank-of-the-year-2021?page=1#post_8243981
drupal wrote:My choice is also ICICI, best mobile banking app lots of features easy to use
Seriously?
They don’t update credit card transactions in real time, have you noticed yet?
And Website also full of broken links.
I too have a privilege banking account which gives orange book but still i avoid it as tracking transaction are a mess
https://www.desidime.com/discussions/which-bank-is-best-bank-of-the-year-2021?page=1#post_8243986
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flawlessking wrote:int rate?
https://www.desidime.com/discussions/which-bank-is-best-bank-of-the-year-2021?page=1#post_8243987
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drupal wrote:any specific reason ? what you like most in HSBC?
HSBC has terrific customer support, great services and they don’t bother too much about transactions.
Best part i think is they don’t have much of an offline presence so everything can be done from online only unlike other banks which demand wmto visit branch to get petty things done.
HDFC is the worst of the bunch..
Icici i mentioned in above comment why i don’t like much..
https://www.desidime.com/discussions/which-bank-is-best-bank-of-the-year-2021?page=1#post_8243990
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xxxyyyzzz wrote:Seriously?
They don’t update credit card transactions in real time, have you noticed yet?
And Website also full of broken links.
I too have a privilege banking account which gives orange book but still i avoid it as tracking transaction are a mess
realtime cc transaction updation is a problem with other banks too like hdfc and axis
https://www.desidime.com/discussions/which-bank-is-best-bank-of-the-year-2021?page=1#post_8243993
desidime co-operative bank
it provides best offers
https://www.desidime.com/discussions/which-bank-is-best-bank-of-the-year-2021?page=1#post_8243995
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xxxyyyzzz wrote:HSBC has terrific customer support, great services and they don’t bother too much about transactions.
Best part i think is they don’t have much of an offline presence so everything can be done from online only unlike other banks which demand wmto visit branch to get petty things done.
HDFC is the worst of the bunch..
Icici i mentioned in above comment why i don’t like much..
Branch visit I hate most and if any bank is providing all services online than i would choose that bank only in such case i would prefer HSBC, and second thing about transactions is also good, Axis bank too much bother about transactions and they freeze account on filmsy reasons they get joy in harassing customers
https://www.desidime.com/discussions/which-bank-is-best-bank-of-the-year-2021?page=1#post_8244004
https://www.desidime.com/discussions/which-bank-is-best-bank-of-the-year-2021?page=1#post_8244005
I future i expect branchless banking, with all online solutions, HDFC is failing in this segment they are working like PSU
https://www.desidime.com/discussions/which-bank-is-best-bank-of-the-year-2021?page=1#post_8244007
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xxxyyyzzz wrote:Anyone knows the reason why these banks don’t update transactions in real time ?
credit card works in a differnt way, they show after settling the transaction , Through Axis card if i place an order on flipkart and immediately cancel they refund amount immediately and that debit and credit does not reflect in statement
https://www.desidime.com/discussions/which-bank-is-best-bank-of-the-year-2021?page=1#post_8244014
drupal wrote:I future i expect branchless banking, with all online solutions, HDFC is failing in this segment they are working like PSU
It’s good to see everyone adopting to Neo banks.
SBI, hdfc and icici have invested so much into renting retail spaces creating offline presence,
Wish they spent half as much into making online banking more robust and accessibile.
https://www.desidime.com/discussions/which-bank-is-best-bank-of-the-year-2021?page=1#post_8244023
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xxxyyyzzz wrote:It’s good to see everyone adopting to Neo banks.
SBI, hdfc and icici have invested so much into renting retail spaces creating offline presence,
Wish they spent half as much into making online banking more robust and accessibile.
Visting bank giving physical application should be secondary all services and aolution should be provided online, Sooner or later these banks will understand the need and potential
https://www.desidime.com/discussions/which-bank-is-best-bank-of-the-year-2021?page=1#post_8244062
HDFC.
Because it gave me the most money throughout the year, mostly via smartbuy. Even 10% of other banks nowadays seems too less a offer to bother. Though the offers are declining, still it’s the best.
https://www.desidime.com/discussions/which-bank-is-best-bank-of-the-year-2021?page=1#post_8244096
federal bank for their tech stack to power fintech disruption, for it’s digital services, & offcourse double benifits on onecard specific to dimers
in stock markets it’s cap table is a bet by Rj the big bull although returns lag but not far behind….
https://www.desidime.com/discussions/which-bank-is-best-bank-of-the-year-2021?page=1#post_8244163
HDFC and ICICI are both good
Axis is the worst Sometimes I have doubts whether its a real bank 😄
https://www.desidime.com/discussions/which-bank-is-best-bank-of-the-year-2021?page=1#post_8244398
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xxxyyyzzz wrote:Seriously?
They don’t update credit card transactions in real time, have you noticed yet?
And Website also full of broken links.
I too have a privilege banking account which gives orange book but still i avoid it as tracking transaction are a mess
What is this orange book ?how to access it.
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Icici – For account features, loan rates and customer care and APay card.
HDFC – Rewarding credit cards and ease of getting “first” credit card. High credit limit.
IDFC – Ease of getting your “second” credit card.
IndusInd – Debit card with 0 markup fee. Excellent banking app.
SBI – Loan rates. Though go through your statements once you get approved. I had to drag them to banking ombudsman for charging me “IT Verification” fees.
Axis – Not for Banking! Have a few excellent credit cards like Magnus.
Honorable mentions:
Standard Chartered – The only bank app I have ever used which won’t let you use newly registered fingerprint to access the app/accounts. It would ask you to register the fingerprint again in app and only allow you access to app with username and password till that time.
This is the biggest security flaw in ICICI, SBI, IndusInd, IDFC as well as HDFC banking apps.
HSBC – Their high tier banking allows you to carry your banking relationship and credit history across the world wherever they have branch/office. Biggest advantage given by no other bank.
DBS, Citi and Deutsche banks – Excellent Investment bankers, international research and RAs. Would need high NRV though.
RBI 😀