Which bank is best bank of the year 2021
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Hey guys please share which bank's services and offers you liked most in last year 2021
Not able to add poll option please share in comments
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(Stock Market) also,in General No Bank in India Provides Better experience and user interface than iMobile Banking App and Internet Banking! So, Varieties of featured and also you can get FD Based Credit Card- Platinum very easily Online and also can apply Amazon Pay ICICI Credit card. Overall it's a good bank customer care is also good then I would rate HDFC Bank.
May I know what some unique feature Canara bank has, I thought being a PSU bank canara bank services are not as expected
icici and hdfc bank always remain on top any other bank competing with these two banks?
any specific reason ? what you like most in HSBC?
My choice is also ICICI, best mobile banking app lots of features easy to use
Seriously?
They don’t update credit card transactions in real time, have you noticed yet?
And Website also full of broken links.
I too have a privilege banking account which gives orange book but still i avoid it as tracking transaction are a mess
I future i expect branchless banking, with all online solutions, HDFC is failing in this segment they are working like PSU
It’s good to see everyone adopting to Neo banks.
SBI, hdfc and icici have invested so much into renting retail spaces creating offline presence,
Wish they spent half as much into making online banking more robust and accessibile.
HDFC.
Because it gave me the most money throughout the year, mostly via smartbuy. Even 10% of other banks nowadays seems too less a offer to bother. Though the offers are declining, still it’s the best.
Can you please elaborate, i have recently opened account in HDFC
federal bank for their tech stack to power fintech disruption, for it’s digital services, & offcourse double benifits on onecard specific to dimers
in stock markets it’s cap table is a bet by Rj the big bull although returns lag but not far behind….
HDFC and ICICI are both good
Axis is the worst Sometimes I have doubts whether its a real bank 😄
@MrKool_JJ please clarify his doubt.
bhai he wrote
about 6 hours ago
Hey guys please share which bank’s services and offers you liked most in last year 2021
Not able to add poll option please share in comments
why no one mentioned IDFC bank 😜
introduced some good credit cards in 2021, had a good promo offer during diwali (1% cashback up to 10000), upgraded their app (better than many others), introduced some good banking programs (select, wealth etc.)
more over credits the offered promotional cashback on time (much before the fulfillment dates)
idfc is in very limited cities
Axis bank is cheater They advertised ASAP account as zero balance account before and now they are opening 10k MAB account under same name with misleading ads like open account in just Rs.590 deposit
It used to be zero back years ago when launched (2017-18 i think)..now i am not able to open online.
Needs to be opened offline
How is indusind?
IDFC. Because of extremely good customer service, nominal fee of 100₹ for debit card.
Avoid opening unnecessary accounts. Because every account you open gets automatically link to NPCI. Even without wanting..
No one is opening account unnecessarily people need bank offers btw what npci do?
IndusInd…
Reasons:
No queues in Branch… time-saving.
Can apply IPO ASBA third-party applications.
Mobile number is account number…easy to give others.
There are many types of accounts. Which one is best for zero charges of debit card.
Icici – For account features, loan rates and customer care and APay card.
HDFC – Rewarding credit cards and ease of getting “first” credit card. High credit limit.
IDFC – Ease of getting your “second” credit card.
IndusInd – Debit card with 0 markup fee. Excellent banking app.
SBI – Loan rates. Though go through your statements once you get approved. I had to drag them to banking ombudsman for charging me “IT Verification” fees.
Axis – Not for Banking! Have a few excellent credit cards like Magnus.
Honorable mentions:
Standard Chartered – The only bank app I have ever used which won’t let you use newly registered fingerprint to access the app/accounts. It would ask you to register the fingerprint again in app and only allow you access to app with username and password till that time.
This is the biggest security flaw in ICICI, SBI, IndusInd, IDFC as well as HDFC banking apps.
HSBC – Their high tier banking allows you to carry your banking relationship and credit history across the world wherever they have branch/office. Biggest advantage given by no other bank.
DBS, Citi and Deutsche banks – Excellent Investment bankers, international research and RAs. Would need high NRV though.
RBI 😀
Icici – For account features, loan rates and customer care and APay card.
HDFC – Rewarding credit cards and ease of getting “first” credit card. High credit limit.
IDFC – Ease of getting your “second” credit card.
IndusInd – Debit card with 0 markup fee. Excellent banking app.
SBI – Loan rates. Though go through your statements once you get approved. I had to drag them to banking ombudsman for charging me “IT Verification” fees.
Axis – Not for Banking! Have a few excellent credit cards like Magnus.
Honorable mentions:
Standard Chartered – The only bank app I have ever used which won’t let you use newly registered fingerprint to access the app/accounts. It would ask you to register the fingerprint again in app and only allow you access to app with username and password till that time.
This is the biggest security flaw in ICICI, SBI, IndusInd, IDFC as well as HDFC banking apps.
HSBC – Their high tier banking allows you to carry your banking relationship and credit history across the world wherever they have branch/office. Biggest advantage given by no other bank.
DBS, Citi and Deutsche banks – Excellent Investment bankers, international research and RAs. Would need high NRV though.