Which Bank is the Best in India? Rate your bank

RBL

Online account transfer to another branch facility through netbanking is provided by
ICICI
SBI
Kotak
AXIS

Any other bank has this feature?

Kotak?

Kotak

Tried all banks except Indusind & IDFC,
Kotak has best experience in comparison to all of them

SBI

Hdfc is best

Anyone here using ICICI privilege banking ? I observed that refund is credited in less time in privilege banking account compared to normal accounts?

Sbi

SBI is the best for all my needs either it be home loan, car loan, UPI transactions, online banking or other services. HDFC & ICICI Bank are ok in Cities. But for Tier 2 & Tier 3 places, SBI is the best. Most of the remote places I have visited has atleast a SBI branch or any Public sector bank branch. Private banks in rural side & towns try to fool the people & make them invest in Insurance, Mutual funds & other third party schemes. Always Public Sector banks are safer even if we have to visit the branch or wait for some time.

Piggy bank

You got a wrong survey. Had it been “name the worst bank in India”, I would have voted for SBI and HDFC

I have hdfc and idfc..
Hdfc is my primary salary account opened 4 years back while joining an MNC. Till now i did not went to branch at all. Everything can be done in their shitty mobile app, you will get a relationship manager to whom you can call and get almost everything you need.

Idfc i use mainly for 7% intrest rate, will close the account once they reduce it below 5%.

Using hdfc since many years…. Nothin to complain abt

Kotak

Why Kotak is not listed here?? Which have been best for me. After that’s DBS Bank and then icici

Connecting with indusind customer care is a nightmare they have chargeable number yet call remains on hold 15-30 minutes before connecting to customer care executive

Where’s the Blood Bank?

HDFC Bank is only good for credit cards as it gives regular offers on Amazon/ fk. It’s netbanking is still like 2010.

ICICI Bank is good for amazon pay card for me. I have no experience of account.

SBI netbanking is awesome. Best I would say. Using same password since last 7 years. It never asked to change unlike other banks

Kotak bank is a great choice too. Reasons:
- Netbanking and mobile banking has all features and get updated regularly.
- They quickly issue credit card even to new users if you have their bank account (faster than icici, hdfc).
- If any new feature is announced by HDFC/ ICICI, Kotak joins them next day.
- Kotak bank now also offers debit card EMI
- Kotak cards can be added to Google pay for NFC payments (also supports Axis, SBI, HSBC cards).
- Address can be updated immediately via netbanking in bank using Aadhar OTP once a year.

@ op this poll must have an option of “other banks” because dimers have less choice.

Anyone holding account in Bank Of Baroda ??
Any experience??

I used to wonder if it’s only at my place that Axis bank staff is bad
Now I see it’s bad in most places

Indian bank because 1000 rs minimum balance (used to be 500 before merging) – free international debit card- free another debit card which you can use as a purse/wallet with it’s own seperate saving account linked to main – free net banking – nationalize bank. Also charges same amount as currency conversion rate same as shown on Google search.

Cons- little to no ATM.

The rating of a bank will be on the basis of the support.

Worst bank is HDFC.

For every small updation in your credit card account, you have to write a letter to Chennai and wait for their reply.

In my case, I applied for card Upgradation. So, sent a letter to Chennai. They rejected my request without mentioning any reason. Then I wrote email to HDFC, then they asked me to send all the attested documents again through email. So I sent them again.

Now, they said, the employer has changed as per the pay slip. So, they again asked me to fill the physical office address change form and post it to Chennai.

Then they rejected my office address change request saying my permanent address & Office address are in different states and they want me to change my permanent address and asked me to submit a new proof of change in permanent address in order to change the office address.
Who the fxxx changes their permanent address for their dumb axx cards.
In between my card Validity has expired and these dumb people has dispatched the renewed card to old office which is in a different state.

Now, I am planning to file a complaint with RBI regarding the same since there is no such rule to change Permanent address before changing office address.

Next in line is Yes Bank.

Where as SBI, AMEX & ICICI allowed me to change the office address through netbanking/ chat.

HDFC bank’s interpretation of digital means all request forms are available on their site which has to be then downloaded, filled up and submitted to their branch. If that fails then you have to again download new forms (different version, same content) and send to Chennai

….Banks are the worst institution for oppressing the middle class and reward the capitalist.

…those who think that banks are helping us modernize and develop are still not aware of the intent of the modern banks…Money lending business is by nature abusive…..

…my rating is a big 0 to all the banks…

..Those who understand my point…thnx….

..those who think i am wrong…a big thanks….

Best is so subjective. Idfcfirstbank is best if you want roi, sbi if safety. Everyone has different parameters

IDFC IS TOP NUMBER 1

SBI – Safe, ease of branch & atm access.
HDFC – good for salary account, ease of online access and CC.
Indus Ind – Safe, FD interest rate good.
IDFC – Quick online access, best Saving interest rate.

In my opinion, HDFC is the best even with their flaws regarding non fulfilment of offers/shitty looking app. They have so many offers that even though one or two is not credited, others would surely compensate and their value is miles above other banks. Their premium accounts, though not much beneficial, have zero debit card fees which gives 750 per month without any hassles for credit card payments, plus there is no non maintenance charge for account.
Their lending facilities are pretty great. They instantly provide Personal Loans, Credit card jumbo loan/insta loan with the best limits. I almost always have 10 lakh insta jumbo loan available for an unforeseen circumstance. For most of the credit card holders, hdfc gives the highest credit limit, best rewarding credit card.
Other banks simply don’t care/don’t want to lend to their customers/have shitty rewarding credit cards.
If you are starting a job, not taking hdfc as your primary account would be a big big mistake. I know a lot of people in my batch with icici/kotak regretting their decisions.
I have idfc/sbi/dbs too. Idfc looks promising and is the only account that I have with free imps, which is pretty handy sometimes. The bad thing about them is upi limit is very less.

I cannot believe axis has 7 percent votes. If anyone has atleast 2 different bank accounts, he should know there is a better bank than axis. Their consolidated charges is a joke. Literally nobody working in the bank is aware of some of the charges related to BNA penalties.

I am surprised, both chor banks having worst customer service are rated top . IDFC should be at the top.