which bank offer 100% digital onboarding?

There are many options but Au Small bank had one of the smoothest boarding atleast for me

Kotak 811, Paytm Payments Bank, Airtel Payments Bank, AU Digital Savings Account and ICICI Mine Savings Account (18-35 Age) All accounts are very good especially AU Small Finance Bank and ICICI Bank Account rest are good.

Niyo via equitas, Ujjivan etc

Kotak 811,Icici Mine, Axis, IndusInd, AU, UNION Bank, BOB,Niyox, IDFC, Stan Chart, Jupiter, Fi, NSDL, Paytm

Mostly All Bank Excluding few (Just search on google Your preferred bank with Video KYC and open)

HDFC , ICICI , KOTAK 811, IDFC ,Equitas SFB , AU SFB , UJJIVAN SFB , Jana SFB , FI-Fed, Jupiter-Fed, NiyoX, Paytm Bank, NSDL, BOB - all has fully Online onboarding with vKYC, no branch visit ever.

DM me for referral Benefits.

These repeated bank account queries looks like AU bank marketing posts. Everyone recommends AU, which has the worst VKyc. Instead of trying to get as many customers on board, they're busy pointing out mistakes like father name spelling different in Aadhar & Pan, so rejected.

Parashuuram wrote:
These repeated bank account queries looks like AU bank marketing posts. Everyone recommends AU, which has the worst VKyc. Instead of trying to get as many customers on board, they're busy pointing out mistakes like father name spelling different in Aadhar & Pan, so rejected.

Aadhar and PAN data must be in sync. Why can't you simply have both of them fixed and in sync ? Every bank that does online account opening uses the same software to verify/match the details and so any mismatch/discrepancy will disqualify it; Nothing specific to AU or any other bank in general (except if the bank has it's own in-house vKYC)

shraaj wrote:

Kotak 811, Paytm Payments Bank, Airtel Payments Bank, AU Digital Savings Account and ICICI Mine Savings Account (18-35 Age) All accounts are very good especially AU Small Finance Bank and ICICI Bank Account rest are good.

Do we get passbook cheque book for ICICI account ? Do I have to visit the bank within 1 year for this

Watcher wrote:

DM me for referral of Jupiter Rs 300 + Rs500.

Full Online zero bal Bank Account.

Open Referrals Not Allowed I Think 😉

BlueFlash wrote:
Aadhar and PAN data must be in sync. Why can't you simply have both of them fixed and in sync ? Every bank that does online account opening uses the same software to verify/match the details and so any mismatch/discrepancy will disqualify it; Nothing specific to AU or any other bank in general (except if the bank has it's own in-house vKYC)

Well Said - But not perfect. Just like 60 - 70% of aadhar cards, which have mistakes in this country.
And, what do u have to say about previous aadhar OTP accounts which I have opened with banks like RBL & BOB. What is so special with AU.
Plus, they don't have issue with my name but my father's name that too spelling mistake.

Not sure why everyone is praising AU they have any system to open bank online if you have their credit card. 

They can sell you insurance, loan etc but cannot open account funny as well as stupid! 

Drdrake wrote:
There are many options but Au Small bank had one of the smoothest boarding atleast for me

As of now no one is living at my aadhar address is their any option to write communication address in au bank account open  to receive debit card

Smartdimer001 wrote:
As of now no one is living at my aadhar address is their any option to write communication address in au bank account open  to receive debit card

Why don't you update the address in Aadhaar? Its a pretty straightforward online process and gets updated in 10 days. There are lots of documents that you can upload as proof of address.

ontherocks wrote:
Why don't you update the address in Aadhaar? Its a pretty straightforward online process and gets updated in 10 days. There are lots of documents that you can upload as proof of address.

Once tried but not updated so skip as no such requirement

Axis is offering the same.  

AU SFB, Fi (Federal), Jupiter (Federal), IDFC First, Equitas SFB - all can be opened digitally.

DM for referral benefits.

Equitas, idfc

All Neo banks like Jupiter,Fero,Fi ,Niyo etc.... 
Pm if you need Jupiter Referral

While applying AU bank, I'm getting error as my area pincode not serviceable. Any alternative to get AU bank?

saurabh.070890682 wrote:
Do we get passbook cheque book for ICICI account ? Do I have to visit the bank within 1 year for this

No Branch Visit If Completed Full Video KYC Online and also Yes also they issue Cheque book

sbi yono

Below queries are for AU Zero balance account.
1. Any physical cash deposit limit like kotak 811 i.e. monthly 10k free and then charges?
2. Can we use UPI without compulsory physical debit card?
3. Can we apply IPO from UPI or ASBA through it?
@shraaj @Drdrake @romilq239 @ontherocks

tappukepapa wrote:
Below queries are for AU Zero balance account.
1. Any physical cash deposit limit like kotak 811 i.e. monthly 10k free and then charges?
2. Can we use UPI without compulsory physical debit card?
3. Can we apply IPO from UPI or ASBA through it?
@shraaj @Drdrake @romilq239 @ontherocks

1.no
2.no
3.no

Parashuuram wrote:
Well Said - But not perfect. Just like 60 - 70% of aadhar cards, which have mistakes in this country.
And, what do u have to say about previous aadhar OTP accounts which I have opened with banks like RBL & BOB. What is so special with AU.
Plus, they don't have issue with my name but my father's name that too spelling mistake.

These small things are of great concern to the bank sooner or later you have to fix your addhar

is there any possibility of reopening a kotak 811 account once it's closed due to non-completion of kyc within 1yr through escalation or grievance redressal

waterloo wrote:

is there any possibility of reopening a kotak 811 account once it's closed due to non-completion of kyc within 1yr through escalation or grievance redressal

I am also in the same boat. I tried a lot through Twitter Support and ultimately accepted it's not going to happen

satraghav wrote:
I am also in the same boat. I tried a lot through Twitter Support and ultimately accepted it's not going to happen

mine closed back in 2020 ...just thought i'd check if there has been any change in policy in the past 2 years :-?

ICICI digital savings account, Kotak 811, BOB Baroda Advantage savings account, HDFC SavingsMax - all 100% digital onboarding with video KYC. For Kotak, a person came to my house for full KYC! Kotak is 0 balance but their mobile app is terrible and customer care is a joke, takes months, not weeks or days to solve anything. Strongly avoid Kotak 811 due to terrible customer care.