Which bank provide card to card Credit card ?

Amazon Pay ICICI is not available via C2C basic, no idea about FK Axis.

But recently i got HDFC Millennia C2C basis with LTF benefit.

Currently AU bank is having this feature online by submitting 4 digit of your cc you can appy for AU bank credit cards

Rest you can contact any Offline Agent for HDFC or SBI etc

rusty.james wrote:

Amazon Pay ICICI is not available via C2C basic, no idea about FK Axis.

But recently i got HDFC Millennia C2C basis with LTF benefit.

Currently AU bank is having this feature online by submitting 4 digit of your cc you can appy for AU bank credit cards

Rest you can contact any Offline Agent for HDFC or SBI etc

How did you apply for HDFC card by card to card? Any benefits of AU credit card??

I.am.Dev wrote:

How did you apply for HDFC card by card to card? Any benefits of AU credit card??

I know an agent
He just asked me 3 month statement of my SBI credit card and other basic documents

Yeh the card i got is HDFC Millennia and its LTF


I dont have AU card, just search in the forum
There is a thread regarding that AU card to card thing

rusty.james wrote:
I know an agent
He just asked me 3 month statement of my SBI credit card and other basic documents

Yeh the card i got is HDFC Millennia and its LTF


I dont have AU card, just search in the forum
There is a thread regarding that AU card to card thing

Just checked. I'm eligible for these 3 cards but I want a HDFC LTF card for Flipkart. What do you think about first card ??

I.am.Dev wrote:

Just checked. I'm eligible for these 3 cards but I want a HDFC LTF card for Flipkart. What do you think about first card ??

Its a fuel card so not expecting it to be good for online purchases
Hdfc millennia gives flat 5% cb ( upto 1000 per month ) on Flipkart amazon
So i will recommend to go for that over these 3. But u can check money-back card too if no option for millennia

rusty.james wrote:
Its a fuel card so not expecting it to be good for online purchases
Hdfc millennia gives flat 5% cb ( upto 1000 per month ) on Flipkart amazon
So i will recommend to go for that over these 3. But u can check money-back card too if no option for millennia

Only eligible for these. Don't know how can I get that millennia card

I.am.Dev wrote:

Only eligible for these. Don't know how can I get that millennia card

For Flipkart, the maximum reward for Millennia is 5+1% via SB. You can get that 5% 1% using any one of the cards that you are eligible for.

EDIT: 5% CB up to 500 for FK GV via SB, else it is 1%.

DimeDime wrote:

For Flipkart, the maximum reward for Millennia is 5+1% via SB. You can get that 5% using any one of the cards that you are eligible for.

Using FK vouchers bought using smartbuy, not directly... 10k monthly voucher limit.

rusty.james wrote:

Amazon Pay ICICI is not available via C2C basic, no idea about FK Axis.

But recently i got HDFC Millennia C2C basis with LTF benefit.

Currently AU bank is having this feature online by submitting 4 digit of your cc you can appy for AU bank credit cards

Rest you can contact any Offline Agent for HDFC or SBI etc

yes.  c2c HDFC millenia is ltf and not the one you get from net banking

do the banks ask for income documents if applying via the c2c method?

Agnivo007 wrote:

Using FK vouchers bought using smartbuy, not directly... 10k monthly voucher limit.

👍🏼

DimeDime wrote:

For Flipkart, the maximum reward for Millennia is 5+1% via SB. You can get that 5% using any one of the cards that you are eligible for.

Can you explain please 

I.am.Dev wrote:

Can you explain please 

https://offers.smartbuy.hdfcbank.com/offer_deta...

I.am.Dev wrote:

Can you explain please 

Basically, any hdfc credit/debit card(except infinia,diners club black,regalia,diners privilege which give extra reward points) gives 5% cb up to 1k per month on smartbuy--gyftr instant voucher portal & fk GV has 10k per month per account per card monthly limit on that portal so you can effectively buy up to 10k fk Gv per month at 5% discount. Millennia credit card gives 1% on smartbuy txn so that makes it 5+1=6%.
https://offers.smartbuy.hdfcbank.com/offer_deta...

guest_999 wrote:
Basically, any hdfc credit/debit card(except infinia,diners club black,regalia,diners privilege which give extra reward points) gives 5% cb up to 1k per month on smartbuy--gyftr instant voucher portal & fk GV has 10k per month per account per card monthly limit on that portal so you can effectively buy up to 10k fk Gv per month at 5% discount. Millennia credit card gives 1% on smartbuy txn so that makes it 5+1=6%.
https://offers.smartbuy.hdfcbank.com/offer_deta...

demerius2020 wrote:

u wrote except regalia . cud u explain in percentage the rewards for regalia (assuming we choose the best return redemption option)

On instant vouchers it is 5x reward points for regalia so 20 points per Rs.150 spent & below is the point value options.
https://www.hdfcbank.com/personal/pay/cards/cre...

guest_999 wrote:
On instant vouchers it is 5x reward points for regalia so 20 points per Rs.150 spent & below is the point value options.
https://www.hdfcbank.com/personal/pay/cards/cre...

demerius2020 wrote:

so to math up

flight & hotel via smartbuy =0.5x20=6.66% (1.33% base rate)

product+voucher via smartbuy=0.35x20=4.66%(0.93% base rate)

cashback=0.20x20=2.66%(0.53% base rate)

-for amazon/flipkart/uber my Amex smartearn provide a better deal at 10x = 7.7% 

-So if one is not going to utilise the RP for flight and hotel (which i heard are overpriced on hdfc smarbuy)then my SBI cashback witih 5% provide a better deal

-for everything else my axis ace is better with 2%(offline use mainly)

-no woonder my regalia LTF card is useless just kept it if one day HDFC upgrade it to DCB/infinia 

Even DCB/Infinia won't be much better if not redeeming mainly for flights & hotels on smartbuy.

guest_999 wrote:
Even DCB/Infinia won't be much better if not redeeming mainly for flights & hotels on smartbuy.

demerius2020 wrote:

can u quote a percentage figure?

For infinia it is around 3.33% if redeemed for GVs. For flight tickets & hotels there is a condition of max 70% of txn amt can be redeemed against RPs(1RP=1 rupee) while rest need to be paid. For dcb, similar rate & condition I think but smartbuy max RPs monthly cap is lower than infinia(7500 vs 15k) & 3x(vs 5x for infinia).

@Seinfeld

guest_999 wrote:

For infinia it is around 3.33% if redeemed for GVs. For flight tickets & hotels there is a condition of max 70% of txn amt can be redeemed against RPs(1RP=1 rupee) while rest need to be paid. For dcb, similar rate & condition I think but smartbuy max RPs monthly cap is lower than infinia(7500 vs 15k) & 3x(vs 5x for infinia).

@Seinfeld

Infinia gives 5x points if used for gv purchase on smartbuy. That way you can buy flipkart gv and get 16.66 RP. Only Amazon gv has a 1.25% fees.

1RP=1₹ best case redemption which are on flights/hotels/Apple products / Tanishq. Otherwise once a year (mostly during Diwali) hdfc lets you redeem the points for amazon gv @ 1RP=0.7 which on normal days fetches 0.5.

I find the hotel option best as all types of hotels are there. Apple / Tanishq gv might be lucrative option too.

So basically the discount for Gift cards are probably best on Hdfc smartbuy if one can get the infinia card, dcb has a 3x rewards.

Reward value of regalia or diners privilege are lower and hence not worthwhile 

Cc @demerius2020