Which banks issue Credit Card card to card Easily?
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1. SBI
2. AXIS
3. BOB
4. RBL
5.KOTAK
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Not sure about easiest but axis is the toughest to get a card based on card-to-card apply especially if one is not holding an axis bank acc for at least few months/year.
Axis Wale to 2nd card mein bhi physical verification karte hain 😅
IndusInd, YES, AU Small Finance, ICICI.
Not AU...
I applied for LIT credit card & they gave me 4.3Lacs limit instantly on the app but I got email & SMS that my application has been declined even though everything was successful other wise why would a bank give a credit limit to a customer if the card application gets declined...
Complained to AU team (top to bottom, from credit card customer care to PNO office) & none of them know what happened...
Complained to RBI 2 weeks back, with all the proofs that, after making a hard CIBIL inquiry, they gave me a credit limit of 4.3Lacs & now they are telling that the card application is declined...
Today RBI closed the case (in non-appealable category) in their favor with a generic reply of "card approval is subject to bank's policies"...Means they did not even bother to read my complaint properly & neither checked the attached screenshots...
Looks like many people are complaining now on RBI (maybe with invalid proofs also) & so, RBI is closing the cases in favor of the banks without reading the complaints properly...
Earlier I complained against Yes Bank who had sent me a Pre-Approved offer Email & SMS & after applying, they said it was declined...In that case also RBI took their favor...
Yes Bank had also said to RBI that, I gave "Forged income documents" to apply for the card so my application was declined while it was a Pre-approved offer & naturally no income docs were taken from me.. I had only given the KYC documents...I mentioned all these to RBI but they still took their side...After this incident, I removed all my balance from Yes bank, blocked the debit card & uninstalled the app...I used to have 4L FD there still they stoop so low & told lies to RBI that I gave fake income docs...I have 13 credit cards & I never gave any income docs for any of my cards...
NOT KOTAK...they rejected my application as I don't fit their parameters. Never even asked income documents. I have 2 credit card with 5L limit and have excellent credit score.
May be hdfc bcoz that is the most hottest and easiest card to get
Also one more thing how are ppl holding more than 1 hdfc cc..is there any trick for that ?
HDFC cards are behind axis & even sbi cards this sale season popularity wise at least here. HDFC has now started giving more than 1 credit card to same person provided the 2nd credit card is newly launched co-branded tata neu rupay credit card available on Tata neu app while your existing credit card is visa/mastercard/diners club based. Another possible scenario is if one has an existing diners club hdfc credit card & is also eligible for a visa/mastercard based hdfc credit card.
Kotak - I got League platinum. They provided same cc limit as that of my existing card.
IDFC first bank on card2card basis, insta approval.
Only IndusInd & SCB issue cards fast even if you don't have any existing relationship with them...If you have good relationship with a bank, any bank can give you card...
I have received pre-approved credit card offer. I have checked and found that they are offering me moneyback plus and freedom credit. Which one should I choose for?
I want millennia credit card or easyemi credit card from hdfc Bank. How can I get that?
I have 3 credit card currently.
Please share the process to get it on ltf...
Please share your experiences!!! Thanks...