Which card to use to avoid forex charges?

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Last Comment 2022-05-15

2022-05-15

Hello Dimers,

I had been paying forex charges for using my credit card to settle some payments internationally. I want to know if there is any card with which I can avoid these extra charges? Merchants:

1. Digital Ocean (GST is charged due to origin of card)

2. Hostgator

3. Some subscriptions via Paypal.

Expiring In 29 days

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https://www.desidime.com/discussions/which-card-to-use-to-avoid-forex-charges?page=1#post_8446534

abhishekkjain

2022-05-15

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Please don’t suggest Jupiter Debit Card as it doesn’t work best.

Zero forex fee on international spends

Upto ₹ 25,000 per month (for Savings Account)

https://www.desidime.com/discussions/which-card-to-use-to-avoid-forex-charges?page=1#post_8446543

Kochiro

2022-05-15

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I use MMT forex card which is totally free including delivery. You can load up 1000 rs for the first time to get black membership. Pm for refer.

https://www.desidime.com/discussions/which-card-to-use-to-avoid-forex-charges?page=1#post_8446559

A_J

2022-05-15

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Kochiro wrote:
I use MMT forex card which is totally free including delivery. You can load up 1000 rs for the first time to get black membership. Pm for refer.

How is it totally free?

The HDFC website says the following:

Issuance Fee: INR 500/- plus applicable GST

Reload Fee: INR 75/- plus applicable GST

Re-issuance of Card Fee: INR 100/- plus applicable GST

https://www.desidime.com/discussions/which-card-to-use-to-avoid-forex-charges?page=1#post_8446832

Kochiro

2022-05-15

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A_J wrote:
How is it totally free?

The HDFC website says the following:

Issuance Fee: INR 500/- plus applicable GST

Reload Fee: INR 75/- plus applicable GST

Re-issuance of Card Fee: INR 100/- plus applicable GST