which cc will u use

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ketkeesharma...

syppose u r middle class person with 70k salary and have choice of only 3 cards,which crdit will u use?

I might go got

1) any bookmyhsow

2) sbi irctc

3) icici card for amazon discounts

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Finance Ninja Finance Ninja
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My choice would be simple

1) idfc first select

2) sbi cashback card

3) any icici credit card

Deal Cadet Deal Cadet
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Just keep all LTF cards. My primary driver is Millenia card. All others are LTF for instant discount. 

Deal Cadet Deal Cadet
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@ketkeesharmaco367

It's hard to generalize as spending style/pattern varies from person to person since you may spend a lot online for shopping whereas I may shop local but spend a lot on travel (flight) but then there could be someone who also spends a lot on travel but via trains mostly.

So, introspect what's your style and with that said, if you're getting SBI Cashback CC, you can go for it.

Amazon Pay ICICI CC is a must have and if you can Axis Flipkart CC lifetime free, grab that too.

Even IDFC CCs are LTF, go for it too. As you proceed ahead in life and salary increases, you'll eventually learn what's better for you and you'll yearn for paid cards and understand LTF cards are fine at initial stages.

Deal Newbie Deal Newbie
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sahil1033 wrote:

@ketkeesharmaco367

It's hard to generalize as spending style/pattern varies from person to person since you may spend a lot online for shopping whereas I may shop local but spend a lot on travel (flight) but then there could be someone who also spends a lot on travel but via trains mostly.

So, introspect what's your style and with that said, if you're getting SBI Cashback CC, you can go for it.

Amazon Pay ICICI CC is a must have and if you can Axis Flipkart CC lifetime free, grab that too.

Even IDFC CCs are LTF, go for it too. As you proceed ahead in life and salary increases, you'll eventually learn what's better for you and you'll yearn for paid cards and understand LTF cards are fine at initial stages.

i indirectly mentioned middleclass
Deal Newbie Deal Newbie
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sahil1033 wrote:
so?

please explain what you're trying to point out.
middle class people   are mostly  non flight.use card for grocery and movies ,
Post Emperor Post Emperor
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Fanil wrote:

My choice would be simple

1) idfc first select

2) sbi cashback card

3) any icici credit card

Why IDFC?

Helpful Helpful
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credit card are like missile in your arsenal , most  time unregular offer give more discount % 

so grab all which are offered LTF , many time LTF offer are runned thru targetted customer thru third party website 

and then launch whichever have offer at that time 

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Millennia

Amazon pay icici

Flipkart Axis

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